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Introduction
Welcome to Capital Educators, your trusted financial partner in the heart of Eagle, ID. Located at 80 E Riverside Dr, we have been proudly serving our community since 1936. With a commitment to providing exceptional service and a wide range of financial products, we are dedicated to helping you achieve your financial goals. At Capital Educators, our growth reflects the trust our 111,221 members place in us. Our total assets stand at an impressive $1,597,502,317, ensuring we have the resources to support you through every stage of life. Whether you're looking for an auto loan or considering a mortgage, our team is here to guide you with tailored solutions that meet your unique needs. While members can visit us at 80 E Riverside Dr, official correspondence should be sent to the same address. If you have questions or need assistance, don't hesitate to reach out at 208-884-0150. Our friendly staff is ready to help during our lobby hours from Monday to Friday, 9:00 AM to 5:30 PM and Saturday from 10:00 AM to 3:00 PM. Under the leadership of CEO Todd Erickson and Board President Joe Kelly, we strive for excellence in everything we do. With a net worth of $110,269,465 and total deposits exceeding $37,708,791, we are well-equipped to provide you with safe and reliable banking options. Join us today and discover how Capital Educators can make a positive impact on your financial journey. Visit our website at capeducu.com for more information about membership and services. Your future starts here!
Branch History & Mission
A Legacy of Growth and Service
From our humble beginnings, we've evolved significantly over the years. Our journey has been marked by milestones that reflect our growth and unwavering commitment to serving the needs of our members. Today, Capital Educators boasts total assets of over $1.5 billion, allowing us to offer a wide range of financial products and services tailored to meet the diverse needs of our community. Our headquarters is situated in nearby Meridian, ID, where we also oversee several initiatives aimed at enhancing member experience and engagement. We understand that building strong relationships with our members is key to our success. That's why we prioritize personalized service alongside innovative digital solutions. Whether it's through online banking or mobile payment options, we're dedicated to making banking easier and more accessible for everyone.
Join Us!
As we continue to grow and adapt to the changing landscape of finance, we invite you to become part of the Capital Educators family. Experience firsthand the benefits of membership and join us on this exciting journey toward financial empowerment. Visit us today or explore more about becoming a member at capedcu.com. Together, let's build a brighter future for ourselves and our community!
Mission Statement
At Capital Educators, our mission is clear: we aim to provide exceptional financial services while fostering a sense of belonging within the communities we serve. We believe that when we support our members financially, we empower them to achieve their dreams be it purchasing a home, financing education, or managing day-to-day expenses. We are also deeply committed to giving back. Our community outreach programs focus on education and empowerment, ensuring that we contribute positively beyond just financial transactions. We partner with local organizations to support various initiatives that promote economic well-being and social responsibility.
Modern Banking Solutions
In addition to traditional banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards, Capital Educators offers modern conveniences like online banking and mobile access. Our branch features both ATM availability and drive-thru banking for added convenience. While members can visit us at 80 E Riverside Dr for all their banking needs during our operating hours Monday through Friday from 9:00 AM to 5:30 PM (and until 6:00 PM on Fridays) official correspondence should be sent to the same address as we strive for consistency in communication.
Branch Location & Accessibility
Welcome to Capital Educators in Eagle, Idaho! Conveniently located at 80 E Riverside Dr, our branch is easily accessible for all your banking needs. Whether you're a long-time member or new to our community, we strive to make your visit as pleasant and straightforward as possible. As you approach our branch, you'll find it nestled near local favorites, making it easy to stop by during your day. With ample parking available, you won't have to worry about finding a spot when you arrive. Our location is designed with accessibility in mind; we offer ADA-compliant features including ramps, ensuring everyone can visit us comfortably. Our friendly staff is ready to assist you during our convenient operating hours. The lobby welcomes visitors from Monday through Friday, 9:00 am to 5:30 pm, and on Saturdays from 10:00 am to 3:00 pm. We also have extended drive-thru service hours open until 6:00 pm on Fridays to help accommodate your busy schedule. For those looking for quick access to cash, we are proud to offer ATM services right at our branch, along with basic drive-thru banking for deposits and withdrawals. If you're a member of a partner credit union, enjoy the benefits of shared services too! While members can visit us at 80 E Riverside Dr, official correspondence should be sent to the same address as our mailing address is the same. If you have any questions or need assistance before your visit, don't hesitate to call us at 208-884-0150. We invite you to come by and experience firsthand the personalized service that Capital Educators is known for. We look forward to serving you soon!
Member Eligibility
At Capital Educators, we're excited to welcome you into our community of supportive members. Joining is simple! If you live, work, or worship in the Eagle area, you're likely eligible to become a member. We believe that everyone deserves access to quality financial services tailored to your needs. By becoming part of our family, you'll enjoy personalized banking solutions, competitive rates, and a range of services designed just for you. To learn more about the specific eligibility criteria and how you can join us at Capital Educators, feel free to visit our website at http://www.capedcu.com/about/become-a-member/. If you have any questions or need assistance with the process, don't hesitate to reach out to us at (208) 884-0150. We're here to help make your transition into membership as smooth as possible!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $287 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $253,222,992, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine running your day-to-day operations without worrying about how to accept payments from customers. Our user-friendly solutions ensure you can focus on what matters most growing your business. Visit us at 80 E Riverside Dr Eagle Id 83616 in Eagle, ID, or call us at (208) 884-0150 to explore how our business banking and commercial services can empower your success!
Comprehensive List Of Services
ATM & Drive-Thru Services
Need quick access to cash? Our ATM services ensure you can withdraw funds or check balances without any hassle. Our drive-thru banking allows for easy deposits and withdrawals from the comfort of your vehicle, making everyday transactions straightforward and efficient.
Business Banking
For entrepreneurs and small business owners, Capital Educators offers robust business banking solutions. From merchant services that simplify payment processing to business loans designed for growth and expansion, we understand the unique challenges of running a business. Our team is here to support you every step of the way.
Digital Banking
In today's fast-paced world, convenience is key. That's why we provide top-notch online and mobile banking features so you can manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even send money to friends through person-to-person payments all from the palm of your hand.
Personal Banking
Our personal banking services are designed to help you take control of your finances. We offer checking and savings accounts tailored to fit various lifestyles and financial goals. For those considering a new vehicle, our auto loans and vehicle financing options make it easy to drive away with the car you want. If you're thinking about buying a home or refinancing your current mortgage, our mortgage loans provide competitive rates and flexible terms. Additionally, if you're dealing with debt, our personal loans can assist you in consolidating your payments into one manageable monthly bill. Plus, don't forget about our credit cards with rewards that allow you to earn while you spend!
Shared Branch Transactions
As part of our commitment to accessibility, Capital Educators also offers basic shared branch transactions for members of partner credit unions. This means that if you're traveling or simply away from home, you can still access essential banking services like deposits and withdrawals at participating locations. At Capital Educators, we're here to make banking simple and convenient for everyone in Eagle. If you have questions or need assistance with any of our services, feel free to reach out by calling us at (208) 884-0150. Ready to experience all we have to offer? Visit us at 80 E Riverside Dr Eagle Id 83616 or explore more on our website at https://capedcu.com/. We look forward to serving you!
Digital & Online Banking
Key Features
Our online banking platform allows you to manage your accounts with ease. Whether you want to check your balance, transfer funds, or pay bills, it's all just a few clicks away. You can also enjoy the benefits of e-statements, which provide a quick and eco-friendly way to keep track of your financial activities. Plus, with electronic signature authorization, signing documents has never been simpler just a few taps on your device, and you're done!
Mobile Banking Made Easy
For those on the go, our mobile application offers all the features you need right in the palm of your hand. With mobile payments available, you can make purchases directly from your phone without worrying about cash or cards. And if you need to send money to friends or family quickly, our person-to-person transfer feature makes it easy and instant.
Security You Can Trust
We prioritize your security with robust measures that protect your information and transactions. You can bank with confidence knowing that our systems are designed to keep your data safe while providing you with user-friendly access. In summary, at Capital Educators, we aim to provide an accessible and efficient banking experience that fits into your busy life. With our comprehensive suite of digital tools, staying on top of your finances is easier than ever!
Financial Strength
Commitment to Growth
Our $86,636,365 in undivided earnings allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $22,683 in used auto loans and $1,281,297,866 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our performance is reflected in our $0, showcasing our operational efficiency which enables us to continue offering competitive loan rates and solid financial products for our members.
Conclusion
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Capital Educators is your trusted partner. Visit us at 80 E Riverside Dr Eagle Id 83616 or call (208) 884-0150 to learn more about how we can help you achieve your financial goals.
Dedicated Team
We also take pride in having 288 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts number stands at 187,236, showing a strong and growing member base that trusts us with their finances.
Secure Savings Options
Members' savings are secured through $271,146,137 in share certificates and $48,550,400 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $211,370,826, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Health
With a net worth of $110,269,465, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $689 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $370,089,626 in used vehicle loans and $123,986,876 in new vehicle loans already helping members get on the road. We offer both new and used vehicle financing options that cater to various budgets and preferences. Plus, our refinancing options can help you save even more if you currently have an auto loan with another lender.
Business Loans
For business owners, our outstanding commercial loans totaling $253,222,992 provide the capital needed to grow and expand. Whether you're looking for financing for equipment purchases or working capital to support day-to-day operations, we are here to assist you in reaching your business objectives.
Conclusion
At Capital Educators located at 80 E Riverside Dr Eagle ID 83616, our goal is to empower members through financial solutions that work for them. If you have questions about any of our loan products or would like assistance navigating your options, please don't hesitate to contact us at 208-884-0150. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you every step of the way!
Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $16,370,024 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to fit your lifestyle while ensuring that you have access to funds when needed.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $64,298,924, make buying or refinancing simple. We guide you through the entire process and ensure you understand every aspect of your mortgage. If you're considering refinancing your existing mortgage, we can help you explore eligibility options that might benefit you financially.
Loan Aggregator
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