Auto Loans in Houston, TX 77086

Ready to find the best auto financing in Houston, TX? Compare loan offers from trusted local lenders to get low rates and flexible terms that fit your budget. Whether you're buying new or used, we make it simple to choose the right loan for you.

Houston drivers deserve easy approval and clear options when financing a vehicle. Start your search here to unlock great deals, fast responses, and support from lenders who know our community. Your next car is closer than you think!

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APR

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3.95 - 18 %

0.1 - 7 Yrs

∞

3.99 - 5.49 %

3 - 7 Yrs

∞

3.99 - 5.95 %

3.1 - 7 Yrs

∞

3.99 - 5.14 %

0.1 - 6 Yrs

∞

3.99 - 5.99 %

5.1 - 7 Yrs

∞

3.99 %

3 - 7 Yrs

∞

3.99 - 16.99 %

0.1 - 7 Yrs

∞

3.99 - 17.44 %

3 - 7 Yrs

∞

4.09 - 15.79 %

0.1 - 7 Yrs

∞

4.24 - 5.49 %

3 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Abilene Teachers has auto loan rates ranging from 3.95% to 18% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly up from 90 days ago. Gulf Coast Educators's auto loans with APRs ranging from 3.99% to 5.49% , which have not changed in the past 7, 30, 60, or 90 days. Motorcycle loans have a steady rate of 7.49% , and recreational loans range from 7.49% to 8.74% , both showing no change in the last 7 and 30 days.

United Heritage's auto loan rates range from 3.99% to 5.95% APR and have not changed in the past 7 or 30 days. Recreational loan rates are between 6.05% and 10.65% APR, which is down from 7 and 30 days ago but up slightly from 60 days ago. Neighborhood's auto loans with APRs ranging from 3.99% to 5.14% , and recreational vehicle loans with rates between 5.74% and 7.49% . These rates have shown no change compared to 7 and 30 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Smart Financial's auto loans with APRs ranging from 3.99% to 16.99% , which have not changed in the past 7 or 30 days. Motorcycle loans and recreational loans both have APRs between 6.74% and 16.99% , and their rates have also stayed the same over the last 7 and 30 days. First Community's auto loans range from 3.99% to 17.44% , with no change from 7, 60, or 90 days ago. Motorcycle loans range from 7.79% to 17.99% , also showing no change from 7 or 30 days ago. Recreational loans have a range of 5.99% to 17.74% , which is down from 60 and 90 days ago but steady compared to 7 and 30 days ago.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

🏦 Local Lenders in Houston, TX

FIRST SERVICE CREDIT UNION — 12755 N HOUSTON ROSSLYN RD HOUSTON TX 77086

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