Auto Loans in Houston, TX 77063

Searching for the best used vehicle loan rates in Houston? Compare offers from trusted local lenders to find flexible terms that fit your budget and get behind the wheel faster. It’s simple, quick, and tailored just for Houston drivers like you.

Save time and money by exploring competitive loan options right here in Houston, TX. Whether you want low rates or easy approvals, comparing multiple offers helps you make a confident choice for your next used car. Start your journey with local support today.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

4.49 - 5.14 %

0.1 - 6 Yrs

∞

4.49 - 18 %

2 - 7 Yrs

∞

4.49 - 17.49 %

4 - 6 Yrs

∞

4.69 - 6.44 %

2 - 7 Yrs

∞

4.69 - 6.99 %

3.1 - 7 Yrs

∞

4.69 - 7.19 %

7 Yrs

∞

4.69 - 7.09 %

3 - 7 Yrs

∞

4.69 - 15.44 %

1 - 7 Yrs

∞

4.74 - 6.24 %

3 - 7 Yrs

∞

4.75 %

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Neighborhood's auto loans with APRs ranging from 3.99% to 5.14% and recreational vehicle loans from 5.74% to 7.49% . These rates have shown no change compared to 7, 30, and 60 days ago. Randolph Brooks has auto loan rates ranging from 4.49% to 18% APR, which are down from 30 days ago but the same as 7 days ago. Motorcycle and recreational loans both have rates between 5.95% and 18% APR, with no change over the past 7 and 30 days. Brazos Valley Schools has auto loan rates ranging from 4.49% to 17.49% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 30 and 60 days ago. No term is listed for this program.

Connexus's auto loans with APRs ranging from 4.69% to 6.44% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 6.59% and 10.49% , which have also stayed the same over the past month. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago.

Jsc's auto loan rates range from 4.69% to 7.19% APR today, with no change from 7 or 30 days ago. Rates are up compared to 60 and 90 days ago, when the range was 4.39% to 6.89% . Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier.

Amoco's auto loan rates range from 4.69% to 15.44% APR today, with no change from 7, 30, or 60 days ago but up from 90 days ago. Motorcycle loans have rates between 9.4% and 18% APR, showing no change over the past 7, 30, or 60 days. Recreational loan rates are also 9.4% to 18% APR and have stayed the same compared to 7, 30, and 60 days ago. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Rave Financial's auto loans with a 4.75% APR today, which is unchanged from 7 and 30 days ago but down from 5% 90 days ago. Motorcycle loans have rates between 8% and 9.25% , showing no change over the past 7, 60, or 90 days.

🏦 Local Lenders in Houston, TX

PREMIER AMERICA CREDIT UNION — 9630 WESTHEIMER RD STE 850 HOUSTON TX 77063

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Harris County, TX

✅SPACE CITY CREDIT UNION

✅OAK FARMS EMPLOYEES CREDIT UNION

✅PRIMEWAY FEDERAL CREDIT UNION

✅HOUSTON POLICE FEDERAL CREDIT UNION

✅HOUSTON TEXAS FIRE FIGHTERS FEDERAL CREDIT UNION

✅HOUSTON HIGHWAY CREDIT UNION

✅PILGRIM CUCC FEDERAL CREDIT UNION

✅PORT TERMINAL FEDERAL CREDIT UNION

✅SYNERGY FEDERAL CREDIT UNION

✅UNION FIDELITY FEDERAL CREDIT UNION

✅TEXAS DOW EMPLOYEES CREDIT UNION

✅MEMORIAL 62571 CREDIT UNION

✅INVESTEX CREDIT UNION

✅MET TRAN FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅PRIORITY TRUST CREDIT UNION

✅UNITED ENERGY CREDIT UNION

✅FIRST SERVICE 68605 CREDIT UNION

✅HARRIS COUNTY FEDERAL CREDIT UNION

✅KBR HERITAGE FEDERAL CREDIT UNION

✅JSC FEDERAL CREDIT UNION

✅ILA 1351 FEDERAL CREDIT UNION

✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION

✅BAKER HUGHES FEDERAL CREDIT UNION

✅CHARTWAY FEDERAL CREDIT UNION

✅FIRST EAGLE FEDERAL CREDIT UNION

✅TEAM FINANCIAL FEDERAL CREDIT UNION

✅RESOURCE ONE CREDIT UNION

✅OUR MOTHER OF MERCY PARISH HOUSTON FEDERAL CREDIT UNION

✅SHELL FEDERAL CREDIT UNION

✅UNITED COMMUNITY 68369 CREDIT UNION

✅SP TRAINMEN FEDERAL CREDIT UNION

✅ADVANCIAL FEDERAL CREDIT UNION

✅BCM FEDERAL CREDIT UNION

✅BAYOU CITY FEDERAL CREDIT UNION

✅PIE CREDIT UNION

✅TRUITY FEDERAL CREDIT UNION

✅MEMBERS CHOICE 67508 CREDIT UNION

✅MEMBERSOURCE CREDIT UNION

✅PORT OF HOUSTON WAREHOUSE FEDERAL CREDIT UNION

✅PORT OF HOUSTON CREDIT UNION

✅TOGETHER CREDIT UNION

✅REED CREDIT UNION

✅FIRST COMMUNITY 66818 CREDIT UNION

✅TRANSTAR FEDERAL CREDIT UNION

✅TEXAS LEE FEDERAL CREDIT UNION

✅BRENTWOOD BAPTIST CHURCH FEDERAL CREDIT UNION

✅TEXAS BAY CREDIT UNION

✅HOUSTON FEDERAL CREDIT UNION

✅ENERGY ONE FEDERAL CREDIT UNION

✅F A A FEDERAL CREDIT UNION

✅GULF COAST EDUCATORS FEDERAL CREDIT UNION

✅HERITAGE HUB FEDERAL CREDIT UNION

✅JAFARI NOINTEREST CREDIT UNION

✅AMOCO FEDERAL CREDIT UNION

✅PREMIER AMERICA CREDIT UNION

✅CREDIT HUMAN FEDERAL CREDIT UNION

✅LIGHT COMMERCE CREDIT UNION

✅CYFAIR CREDIT UNION

✅ENERGY CAPITAL CREDIT UNION

✅SMART FINANCIAL CREDIT UNION

✅EMPOWERMENT COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION

✅BRAZOS VALLEY SCHOOLS CREDIT UNION

✅SOUTHERN STAR CREDIT UNION

✅SOUTHERN 9214 CREDIT UNION

✅BP FEDERAL CREDIT UNION

✅FIRST SERVICE CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅ST LUKES COMMUNITY CREDIT UNION

✅HOUSTON BELT TERMINAL CREDIT UNION

✅JUSTICE FEDERAL CREDIT UNION

✅MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION

✅GREATER TEXAS FEDERAL CREDIT UNION

✅COMMUNITY RESOURCE 68021 CREDIT UNION

✅FIRST TECHNOLOGY FEDERAL CREDIT UNION

✅PIONEER MUTUAL FEDERAL CREDIT UNION

✅ASSOCIATED CREDIT UNION OF TEXAS CREDIT UNION

✅ESSENTIAL CREDIT UNION

✅LOCAL 24 EMPLOYEES FEDERAL CREDIT UNION

✅ILA 28 FEDERAL CREDIT UNION

✅SHARED RESOURCES CREDIT UNION

✅PASADENA MUNICIPAL FEDERAL CREDIT UNION

✅IBEW LU 66 CREDIT UNION

✅CHEMCEL FEDERAL CREDIT UNION

✅BEACON 6062 CREDIT UNION

✅BAYER HERITAGE FEDERAL CREDIT UNION

✅CITY OF DEER PARK FEDERAL CREDIT UNION

✅LUBRIZOL EMPLOYEES CREDIT UNION

✅U S I CREDIT UNION

Compare other loan types in Houston, TX

Why compare Vehicle Loans in Houston, TX on LendMesh

If you’re searching for the best used vehicle loan rates in Houston, TX, it pays to keep comparing lenders on LendMesh. Exploring multiple offers helps you discover better deals and lower rates tailored to your needs. Take your time browsing through trusted banks and credit unions to find the right loan that fits your budget and gets you behind the wheel with confidence.

Stay ahead in Houston’s competitive market by subscribing to LendMesh’s personalized alerts. Simply set your target rate, and we’ll notify you the moment loan offers drop below it. Choose weekly or monthly updates packed with expert insights, rate trends, and carefully selected loan deals—delivered straight to your inbox. Join thousands of savvy Houston borrowers who trust LendMesh to catch the best opportunities first.

Customers are also interested in:

Best Used Vehicle Loan Rates