Auto Loans in Houston, TX 77027

Searching for the best auto lenders in Houston, TX? Compare loan offers from trusted local credit unions and banks to find competitive rates that fit your budget. Whether you’re buying new or used, we help you get the best deal with fast approvals and friendly service.

Houston drivers deserve a smooth loan experience tailored to their needs. By comparing multiple offers, you can save money and drive away confident, knowing you chose the right lender for your vehicle dreams. Start your search today and see how easy it is to find the perfect auto loan in Houston.

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4.74 - 6.24 %

3 - 7 Yrs

∞

4.75 %

∞

4.79 - 7.19 %

3.1 - 7 Yrs

∞

4.79 - 5.79 %

0.1 - 7 Yrs

∞

4.83 - 5.91 %

3 - 5 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

4.99 - 7.49 %

3 - 8 Yrs

∞

4.99 - 5.99 %

∞

4.99 - 8.49 %

3 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Rave Financial's auto loans with a 4.75% APR today, which is unchanged from 7 and 30 days ago but down from 5% 90 days ago. Motorcycle loans have rates between 8% and 9.25% , showing no change over the past 7, 60, or 90 days.

Texans has auto loan rates ranging from 4.79% to 7.19% APR, with no change from 7 or 30 days ago but up from 90 days ago. Motorcycle loans are between 7.14% and 9.04% APR, and recreational loans range from 7.99% to 10.49% APR, which is up from 60 days ago but shows no change from 90 days ago. Resource One has auto loan rates ranging from 4.79% to 5.79% APR, with no change from 7 or 30 days ago. Recreational loan rates are between 6.59% and 7.44% APR, also showing no change over the same periods.

Advancial's auto loan rates range from 4.83% to 5.91% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Other loan rates are between 6.31% and 7.66% APR, showing no change from 7 days ago and up from 90 days ago. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago.

Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

🏦 Local Lenders in Houston, TX

ADVANCIAL FEDERAL CREDIT UNION — 4411 SAN FELIPE ST HOUSTON TX 77027
TEXAS DOW EMPLOYEES CREDIT UNION — 3800 SOUTHWEST FWY STE 100 HOUSTON TX 77027

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