Vehicle Loans in Houston, TX

Searching for the best auto lenders in Houston, TX? Compare loan offers from trusted local credit unions and banks to find competitive rates that fit your budget. Whether you’re buying new or used, we help you get the best deal with fast approvals and friendly service.

Houston drivers deserve a smooth loan experience tailored to their needs. By comparing multiple offers, you can save money and drive away confident, knowing you chose the right lender for your vehicle dreams. Start your search today and see how easy it is to find the perfect auto loan in Houston.

NewUsed

Filters

Lender
APR
Term
Link
Info
chartway
4.4 - 5.84 %
0.1 - 7 Yrs
myncu
4.49 - 5.14 %
0.1 - 6 Yrs
bvscu
4.49 - 17.49 %
4 - 6 Yrs
rbfcu
4.49 - 18 %
2 - 7 Yrs
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
wellbyfinancial
4.69 - 7.19 %
7 Yrs
amocofcu
4.69 - 15.44 %
1 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
jfcu
4.69 - 7.09 %
3 - 7 Yrs
ecu
4.7 - 10.69 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days. Neighborhood's auto loan rates range from 3.99% to 5.14% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are the same range today but are down from 60 days ago. Recreational loans range from 5.74% to 7.49% APR with no change in the last 7 or 30 days.

Brazos Valley Schools has auto loan rates ranging from 4.49% to 17.49% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 30 and 60 days ago. No term is listed for this program. Randolph Brooks has auto loan rates ranging from 4.49% to 18% APR, which is down from 7 and 30 days ago. Motorcycle loans and recreational vehicle loans both have rates from 5.95% to 18% APR with no change in the past 7 or 30 days. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days.

Jsc's auto loan rates range from 4.69% to 7.19% APR today, with no change from 7 or 30 days ago. Rates are up compared to 60 and 90 days ago, when the range was 4.39% to 6.89% . Amoco's auto loan rates range from 4.69% to 15.44% APR today, with no change from 7 or 30 days ago but up from 60 and 90 days ago. Motorcycle loans have rates between 9.4% and 18% APR, showing no change over the past 90 days. Recreational loan rates also range from 9.4% to 18% APR and have stayed the same for 60 days.

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier.

Educators's auto loans with APRs ranging from 4.65% to 10.69% . These rates have shown no change compared to 7, 30, 60, and 90 days ago.

🏦 Local Lenders in Houston, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Harris County, TX

Compare other loan types in Houston, TX

Why compare Vehicle Loans in Houston, TX on LendMesh

If you’re searching for the best auto lenders in Houston, TX, it’s wise to keep comparing offers to find the most affordable rates and terms that fit your budget. LendMesh helps you explore multiple options from trusted lenders, so you can make an informed decision without feeling rushed. Taking a little extra time to shop around could save you hundreds over the life of your loan.

Consider subscribing to LendMesh for personalized alerts that match your target rate, whether it’s 4% or 5%. You’ll receive timely notifications the moment loan offers drop below your desired threshold, plus expert insights and curated deals delivered weekly or monthly. Thousands of Houston borrowers rely on these updates to stay informed and secure the best vehicle financing available.

Customers are also interested in:

Best Auto Lenders