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Looking for low rate car finance in Birmingham, AL? Compare offers from trusted local lenders to find the best deal that fits your budget and timeline. It’s quick, easy, and designed to help you drive away with confidence.
Birmingham residents can save big by exploring flexible loan terms from community-focused credit unions and banks. Start comparing today to unlock affordable rates and friendly service tailored just for you.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22
Credit Union Loan Rates - Trends & Analysis:
Baxter's auto loan rates range from 2.89% to 7.44% APR today. These rates are up from 7 days ago but down compared to 30 and 60 days ago. The 90–day rates were higher than today's range. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.44% , which have not changed over the past 7 or 30 days. Recreational loans have rates between 6.59% and 10.49% , remaining steady compared to 7, 30, and 60 days ago.
Apco Employees has auto loan rates ranging from 4.5% to 7.25% APR and motorcycle loans from 6.75% to 7.25% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 6% and 7.5% APR with no recent changes either. Affinity Plus's auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged over the past 7 or 30 days. Recreational vehicle loans range from 5.49% to 8.24% , also showing no change during this time.
Gulf Winds's auto loans with APRs ranging from 4.74% to 17.34% , which have not changed in the past 7 days but are slightly up from 30 days ago. Recreational loan rates stay steady at 6.49% to 17.99% with no changes over the last 30 days. All In has vehicle loan rates ranging from 4.99% to 9.24% APR for auto loans and 10.24% to 10.74% APR for motorcycle loans. Unchanged compared to 7 or 30 days ago. Recreational loan rates also remain steady between 8.74% and 10.74% APR.
First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% .
University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago.