Platinum Credit Union | Auto Loans, ATM & Rewards Cards

Platinum CU

Platinum Federal Credit Union, established in 1999, is a trusted national credit union dedicated to providing comprehensive financial services to over 12,000 members across the country. With total assets surpassing $320 million and a solid net worth of nearly $29 million, Platinum FCU offers financial strength combined with personalized member care under the leadership of CEO Kabir Laiwalla.

Members enjoy a wide range of products including competitive auto loans and vehicle financing designed to fit diverse needs, mortgage loans and refinancing options that make homeownership accessible, plus personal loans ideal for debt consolidation. Personal banking services feature convenient checking and savings accounts, credit cards with rewarding perks, and secure online and mobile banking platforms available 24/7 for easy money management anywhere.

For business owners, Platinum provides merchant services and tailored business loans to support growth and operational success. Members benefit from nationwide ATM access and basic shared branch transactions through partnerships that ensure convenience no matter where life takes you.

With a dedicated team of 67 employees and six branches across multiple cities, Platinum Federal Credit Union combines robust financial solutions with exceptional service—empowering members nationwide to achieve their financial goals confidently. Visit https://www.platinumfcu.org/ to learn more about membership benefits today.

Introduction

Welcome to platinum, a proud financial institution established in 1999 that is dedicated to empowering our community and members through exceptional service and innovative financial solutions. Under the leadership of CEO KABIR LAIWALLA and Board President SHAHINA PUNJANI, we strive to create an inclusive banking environment that prioritizes trust, accessibility, and a member-first approach. Our headquarters in Duluth, GA serves as the heart of our operations, where we continually work towards enhancing the financial well-being of all our members.

At platinum, we are committed to providing modern banking tools that make managing your finances easier than ever. With features such as online banking, a mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization, we ensure that your banking experience is both convenient and secure. We proudly offer NCUA insurance since 12/2/1999 0:00, underscoring our dedication to safeguarding your assets. For more information on our services and membership eligibility, please visit our official website at https://www.platinumfcu.org/ or reach out via fax at . Join us in discovering how we can support your financial journey today!

Financial Services

At platinum, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you’re looking for personal banking solutions such as checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. Our services extend to business banking, providing merchant services and business loans to support local entrepreneurs in their growth journey. With features like online banking and a user-friendly mobile application, managing your finances has never been easier. You can conveniently access your accounts, make person-to-person transfers, and enjoy mobile payment options right from your smartphone.

We understand that life is full of milestones and financial decisions that require careful planning. That’s why our members benefit from tools such as e-statements and e-signatures that streamline their banking experience, making it simple to keep track of expenses and manage budgets. Our commitment to accessibility ensures that anyone can explore membership options by visiting https://www.platinumfcu.org/pages/membership-forms.php. Plus, if you're in the market for a loan, you can effortlessly compare rates at https://www.lendmesh.com/loans/personal_loans to ensure you get the best deal possible. For any questions or personalized assistance, feel free to reach out via . At platinum, we're here to support you every step of the way on your financial journey.

Financial Highlights

Platinum Federal Credit Union stands as a beacon of trust and reliability in the financial landscape, serving a diverse membership that currently totals 12,210 individuals. With total assets amounting to an impressive 320,139,562, we have cultivated a solid foundation that empowers us to offer exceptional financial services tailored to our members' needs. Our commitment to financial health is underscored by a net worth of 28,665,613, ensuring our stability and capability to provide valuable resources for personal and business growth.

In today's dynamic economic environment, transparency and performance are paramount. With total deposits reaching 35,046,826 and a robust portfolio comprising 5,467 loans and leases, Platinum Federal Credit Union demonstrates its dedication to both safeguarding member funds and facilitating access to credit. The strength of our organization is reflected in our net worth ratio of 974, which highlights our sound financial management practices.

Our active workforce of 67 dedicated employees is committed to providing exceptional service and fostering lasting relationships with our members. We understand that every financial decision counts, whether it’s managing credit card loan volume totaling 356, supporting auto loan needs with a volume of 3,616, or guiding businesses through commercial loans, which currently number 127. At Platinum Federal Credit Union, we strive not only to meet but exceed expectations, placing the interests of our members at the forefront of everything we do.

Our financial insights and data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, ensuring that you can trust the accuracy and reliability of the information we provide. As you consider your financial options, we invite you to explore how Platinum Federal Credit Union can serve as your trusted partner in achieving your goals. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.

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