Platinum Credit Union Lilburn GA | Best Auto Loans & Business Banking

Introduction

Welcome to Platinum at our Lilburn Branch, where community and financial empowerment go hand in hand. Located at 4794 Lawrenceville Hwy NW, Lilburn, GA 30047, we have proudly served our members since 1999. As a trusted credit union, we are dedicated to providing a personalized banking experience that meets your unique needs. With a total membership of 12,210 and assets exceeding $320 million, we have built a strong foundation rooted in trust and reliability. Our commitment to the community is reflected in our diverse range of services, from personal banking solutions like checking and savings accounts to auto loans, mortgage financing, and business banking options. We currently hold over $35 million in deposits and facilitate more than 5,400 loans, making us a vital part of our members' financial journeys. At Platinum, we believe that strong leadership is key to delivering exceptional service. Under the guidance of our CEO, Kabir Laiwalla, and Board President, Shahina Punjani, our team of 67 employees is here to assist you every step of the way. Whether you visit us in person or connect through our online services, we ensure a welcoming atmosphere where your financial goals are our top priority. While members can visit us at our branch location for transactions and inquiries, official correspondence should be sent to the same address: 4794 Lawrenceville Hwy NW, Lilburn, GA 30047. We invite you to explore all that Platinum has to offer. For any questions or assistance, don't hesitate to reach out at 404-297-9797 or visit us online at Platinum FCU. Your journey toward financial wellness starts here!

Branch History & Mission

Community Engagement

As a part of the Duluth, GA family, we take pride in being actively involved in local initiatives that foster growth and opportunity. Our partnerships with various organizations highlight our dedication to community outreach, ensuring that we give back as much as we receive. While members can visit us at 4794 Lawrenceville Hwy Nw Lilburn Ga 30047, official correspondence should be sent to 4794 Lawrenceville Hwy NW, Lilburn, GA 30047 if it differs. Feel free to reach out at (404) 297-9797 for any questions or assistance; we're always here for you! Join us at Platinum today! Experience firsthand how we're not just another credit union but a partner in your financial success. Together, let's build a brighter future for ourselves and our community. Visit us online at https://www.platinumfcu.org/ or start your journey by applying for an account here.

Our Mission

At Platinum, our mission goes beyond just banking; we strive to empower our members and uplift our community. We believe in offering more than financial products; we offer solutions that enhance your life. Our goal is to provide innovative services that meet your needs while ensuring that we remain accessible and supportive. Whether it's through our basic drive-thru banking services or convenient online and mobile banking options, we make it easy for you to manage your finances. We are committed to making banking simple and effective, catering to every member's unique situation.

Branch Location & Accessibility

Accessibility Features

At our branch, we understand the importance of accessibility. Our location features ADA-compliant entrances, ensuring that everyone can easily access our services. Ample parking is available for all members, making it hassle-free for you to stop by. If you're in need of assistance during your visit, our friendly staff is always ready to help.

Operating Hours

We invite you to visit us during our welcoming operating hours: Monday through Friday from 9:30 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM. These hours are designed with your convenience in mind, allowing you flexibility in managing your financial needs.

Services Offered

At Platinum Lilburn Branch, we offer a variety of services tailored to meet your banking needs, including personal checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Need some assistance? Our drive-thru service makes it easy to handle simple transactions without leaving your vehicle. Plus, if you're a member of one of our partner credit unions, enjoy shared branch services for deposits and withdrawals. If you have any questions or need further information about our services or how to become a member, don't hesitate to reach out! You can call us at 404-297-9797 or visit our website at Platinum FCU. We look forward to serving you!

Member Eligibility

At Platinum, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward that. If you live, work, or worship in the area around our branch at 4794 Lawrenceville Hwy Nw Lilburn Ga 30047, you're likely eligible to join us. We welcome individuals who share our values and are looking for a place to grow their financial health. Our membership offers many advantages, including competitive rates on loans, personalized service, and access to various financial products tailored to meet your needs. Joining is simple! For detailed eligibility criteria, feel free to check out our resource at https://www.platinumfcu.org/pages/membership-forms.php . If you're ready to open an account or have any questions, give us a call at (404) 297-9797 or visit our website for more information on how to get started: http://www.Platinumfcu.org/loans/apply-for-a-loan . We can't wait to welcome you into the Platinum family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,870,050, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine the convenience of processing payments seamlessly right at your counter. Our merchant services make it easy for you to accept various payment methods, ensuring that your customers can pay how they prefer. This means more satisfied customers and potentially higher sales for your business. Located at 4794 Lawrenceville Hwy Nw Lilburn Ga 30047 in Lilburn, GA, we invite you to visit us or call us at (404) 297-9797 to learn more about how our business banking solutions can fuel your growth!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our Business Banking services include essential tools like Merchant Services & Business Loans tailored to help your business thrive. Whether you're starting out or looking to expand, we have options that fit various budgets and goals.

Community-Centric Approach

At Platinum, we also value community connections. Our partnership with other credit unions allows us to offer Basic Shared Branch Transactions, making it simple for members of partner credit unions to conduct deposits and withdrawals right here at our location. No matter what financial service you're interested in exploring, we're here to support you every step of the way. Feel free to reach out by calling us at (404) 297-9797 or visit us during our operating hours: Monday through Friday from 9:30 AM - 5:00 PM and Saturday from 10:00 AM - 2:00 PM. Ready to experience personalized banking? Visit us at Lilburn Branch today!

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With just a few taps on your smartphone, you can check balances, transfer funds, or pay bills without needing to visit the branch. Additionally, our ATM & Cash Withdrawal Services are readily available when you need quick access to cash. For those who prefer face-to-face interactions, our Basic Drive-Thru Banking provides an easy way to make deposits and withdrawals without leaving your car.

Personal Banking Solutions

Navigating personal finances can be overwhelming, but with our Personal Banking options, you'll find just what you need. We offer Checking & Savings Accounts that help you manage your money effortlessly. Imagine having a dedicated account that not only holds your funds securely but also earns interest over time. When it comes to purchasing a vehicle, our Auto Loans & Vehicle Financing make it easy for you to hit the road without breaking the bank. Plus, our Mortgage Loans & Refinancing options ensure that buying or refinancing your home is straightforward and affordable. For those unexpected expenses or projects that require some extra cash, our Personal Loans & Debt Consolidation services provide flexibility and peace of mind. And if you love earning rewards while spending, check out our Credit Cards with Rewards, designed to give back as you shop.

Digital & Online Banking

Key Services

Our online banking allows you to access your accounts 24/7, giving you real-time insights into your finances whenever you need them. Whether it's checking balances, transferring funds, or paying bills, everything is just a few clicks away. You can also enjoy the benefits of e-statements, which provide a secure and eco-friendly way to keep track of your account statements without the hassle of paper clutter. If you're on the go, our mobile application brings banking right to your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or family is quick and simple. Plus, with electronic signature authorization available, signing important documents has never been more straightforward no need for printing or scanning!

Security and Ease of Use

Security is a top priority for us. Our digital banking services incorporate robust measures to protect your information while ensuring that managing your accounts remains easy and efficient. From setting up notifications for account activities to securely accessing funds anytime, we've tailored our services with your needs in mind. In summary, whether you're using our online banking platform or our mobile app, Platinum offers a variety of digital solutions designed to help you manage your money effortlessly. Experience the freedom of banking on your terms today!

Financial Strength

Committed Team

We also take pride in having 65 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Your experience matters to us; that's why we invest in our people who are dedicated to helping you achieve your financial dreams.

Growing Membership Base

With a growing member base of 21,434 total share accounts, it's clear that more individuals trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Platinum is your trusted partner. Visit us at 4794 Lawrenceville Hwy Nw Lilburn Ga 30047 or call 404-297-9797 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $213,245,082 in total loans and leases and 1,808 used auto loans. This means whether you're looking to purchase a car or need funds for personal projects, we're here to assist you every step of the way.

Member-Focused Savings Options

Members' savings are secured through $103,764,824 in share certificates and $6,614,910 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Future

With $28,665,613 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvestment allows us to adapt to your needs while maintaining our operational efficiency; reflected by our $0 net income, which demonstrates our focus on serving you rather than maximizing profits.

Strong Financial Health

With a net worth of $28,665,613, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 974% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,061,957 in used vehicle loans and $56,969,343 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options are tailored to ensure you drive away satisfied.

Business Financing

For business owners, our outstanding commercial loans totaling $35,870,050 provide the capital needed to grow and expand. If you're planning to invest in your business's future, we're here to support your ambitions with tailored lending solutions. If you're considering refinancing any existing loans or need help determining eligibility for our various products, feel free to reach out. Our knowledgeable team is ready to assist you at every stage of your borrowing journey. You can contact us at (404) 297-9797 or visit us at 4794 Lawrenceville Hwy Nw Lilburn Ga 30047, Lilburn, GA for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Take control of your financial future today with Platinum!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,991,346, make buying or refinancing simple. We aim to guide you through each step of the process, ensuring that your journey toward owning a home is smooth and efficient.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,067,148 in loans helping members manage their finances effectively. These cards come with benefits that can help you keep track of your spending while earning rewards along the way.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is a trusted tool for anyone looking to make informed borrowing decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that all loan offers displayed are fair and transparent, giving users peace of mind as they explore their options. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers come exclusively from legitimate financial institutions, ensuring that users receive trustworthy information. Additionally, LendMesh does not prioritize lenders based on paid promotions; this means you won't encounter sponsored listings skewing your results. Instead, you'll see unbiased outcomes that help you find the best rates available. With real-time rate comparisons from multiple institutions, users can easily track current loan rates and make informed decisions tailored to their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PLATINUM FEDERAL CREDIT UNION - Lilburn, GA