Platinum Credit Union Duluth GA | Convenient ATM Services Only

Introduction

Welcome to Platinum, your trusted financial partner located at 1815 Satellite Blvd Ste 200, Duluth, GA 30097. Since our establishment in 1999, we have been dedicated to serving our community with integrity and commitment. With over 12,210 members and total assets reaching an impressive $320,139,562, we take pride in offering a range of financial services tailored to meet your needs. At Platinum, we understand that each member's financial journey is unique. That's why our team, led by CEO Kabir Laiwalla and Board President Shahina Punjani, works diligently to provide personalized support. Whether you're looking for loans or savings options, we're here to help you achieve your financial goals. Our branch boasts total deposits of $35,046,826 and a net worth of $28,665,613, showcasing our stability and reliability as a credit union. You can feel confident knowing that your funds are secure with us. We also maintain a healthy cash reserve of $21,754,224 to ensure we can meet our members' needs. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to the same address for convenience. If you have any questions or need assistance, don't hesitate to reach out at 404-297-9797 during our business hours from 9 AM to 5 PM, Monday through Friday. Join us at Platinum and experience the difference of being part of a community-focused credit union. Visit our website at Platinum FCU for more information on how we can assist you today!

Branch History & Mission

Our Mission

At the heart of Platinum's mission is a simple yet powerful goal: to empower our members by providing accessible financial solutions while fostering community development. We believe that everyone deserves the opportunity to achieve their financial dreams, whether it's buying a home, starting a business, or saving for education. Our mission goes beyond just banking; it's about building lasting relationships and enriching lives. We are committed to supporting local initiatives and partnerships that uplift our community. Whether through financial education workshops or sponsorship of local events, we strive to make a positive impact in Duluth and beyond. While members can visit us at 1815 Satellite Blvd Ste 200 Duluth Ga 30097, official correspondence should be sent to 1815 Satellite Blvd Ste 200, Duluth, GA 30097 if it differs from our branch location. We encourage you to connect with us during our operating hours from 9 am to 5 pm, Monday through Friday. If you have any questions or need assistance, feel free to reach out at (404) 297-9797. As we embrace digital advancements like online banking and mobile payments, we also remain focused on ensuring accessibility for all members. We are proud of our ADA compliance and customer-centric initiatives that make banking easier for everyone. Join us at Platinum Credit Union today! Experience firsthand how we can help you navigate your financial journey while making a meaningful difference in your life and the community around us. Visit us online at Platinum Credit Union for more information about membership and services. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Platinum, your friendly neighborhood credit union located at 1815 Satellite Blvd Ste 200 in beautiful Duluth, GA. Our branch is designed with your convenience in mind, situated near popular landmarks and easily accessible for all your banking needs. Whether you're coming from the bustling local shops or just passing through the area, we are here to serve you. While members can visit us at our main address, official correspondence should be sent to the same location: 1815 Satellite Blvd Ste 200, Duluth, GA 30097. Our friendly staff is ready to welcome you during our lobby hours, which run from 9 AM to 5 PM, Monday through Friday. Parking is readily available right outside our branch, making it easy for you to pop in and handle your banking tasks without hassle. We are committed to ensuring that everyone can access our services; thus, our facility complies with ADA standards featuring ramps and other accessibility options. At Platinum, we offer a variety of essential services including ATM access. Please note that while we currently do not have a drive-thru or shared service center on-site, our dedicated team is here to assist you in person with any inquiries or transactions you may need help with. If you have any questions or want to learn more about how we can assist you financially, don't hesitate to give us a call at 404-297-9797. We look forward to seeing you soon!

Member Eligibility

At Platinum, we believe that everyone deserves a chance to thrive financially, and becoming a member is your first step into our welcoming community. If you're wondering whether you qualify, let me share that membership is open to those who live, work, or worship in our area, as well as their families. This means if you're part of the Duluth community or have loved ones here, you can enjoy all the benefits we offer. From competitive loan rates to personalized service, being part of Platinum gives you access to financial tools designed just for you. Joining is a breeze! You can find all the details about eligibility on our website at https://www.platinumfcu.org/pages/membership-forms.php. Once you're ready to take the next step, opening an account is straightforward just visit us online at http://www.Platinumfcu.org/loans/apply-for-a-loan or give us a call at (404) 297-9797. We're excited to welcome you to Platinum, located at 1815 Satellite Blvd Ste 200 Duluth Ga 30097, where your financial journey can begin with care and support!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services simplify daily transactions. Whether you're accepting card payments or managing payroll, these services are built to help you focus on what really matters growing your business. Visit us at 1815 Satellite Blvd Ste 200 Duluth Ga 30097 in Duluth, GA, or call us at (404) 297-9797 to discover how we can assist your business today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,870,050, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Services Tailored for You

Our main offering is our ATM Services Only, which ensures you have easy access to your funds whenever you need them. Imagine being able to withdraw cash, check your balance, or transfer money without the hassle of long lines. At Platinum, we prioritize your convenience by providing reliable ATM services that let you manage your finances on your own terms. For those who prefer to bank from the comfort of their homes, our digital banking features make it simple and secure. With options like online banking and a user-friendly mobile application, managing your accounts has never been easier. You can pay bills, view transactions, and even make person-to-person payments with just a few taps on your device.

Member Support

We understand that questions may arise as you navigate your financial journey. That's why our dedicated team is here to assist you during business hours from 9 am to 5 pm, Monday through Friday. If you ever need help or have inquiries about our services, don't hesitate to reach out at (404) 297-9797.

Your Financial Partner

At Platinum, we believe that banking should be more than just transactions; it should be a partnership focused on helping you achieve your financial goals. Whether you're saving for a major purchase, planning for retirement, or looking for resources to better manage debt, we're here to support you every step of the way. In conclusion, if you're looking for personalized service and a range of accessible financial solutions, consider becoming a member of Platinum. Visit us at 1815 Satellite Blvd Ste 200 Duluth Ga 30097, call us at (404) 297-9797, or explore more about what we offer online at our website. We look forward to serving you!

Digital & Online Banking

Key Features

Our online banking platform at https://www.platinumfcu.org/ offers a variety of features designed to make your banking experience smooth and efficient. You can easily check your balance, pay bills, and transfer funds all from the comfort of your home or on the go. Plus, with 24/7 online banking services, you're never out of reach of your finances. Need to sign documents? Our electronic signature authorization feature allows you to complete transactions quickly and securely without needing to visit a branch. This means you can handle important paperwork whenever it suits you.

Mobile Banking Made Easy

For those who prefer banking on their smartphones, our mobile application is available for download, making it even easier to stay on top of your finances. You can use features like mobile payments to make quick purchases or send money directly through person-to-person transfers with ease. Whether you're grabbing coffee or paying back a friend, it's all just a tap away.

Stay Informed

Don't miss out on important account updates! Enroll in e-statements to receive your statements electronically. This not only helps reduce paper clutter but also ensures that you have real-time access to your financial information. At Platinum, we understand the importance of accessibility and ease-of-use when it comes to managing your money. Our digital banking services are tailored to fit into your busy lifestyle while keeping security as our top priority. Join us today and take control of your banking needs!

Financial Strength

Member Trust

Total Share and Deposit Accounts: 21,434, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,673,575. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Platinum is your trusted partner. Visit us at 1815 Satellite Blvd Ste 200 Duluth Ga 30097 or call (404) 297-9797 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 65 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $28,665,613 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $1,808 in used auto loans and $213,245,082 in total loans and leases.

Secure Savings Options

Members' savings are secured through $103,764,824 in share certificates and $6,614,910 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $28,665,613, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $974 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $35,870,050 provide the capital needed to grow and expand your business. If you're interested in refinancing any existing loans or want to know about eligibility options, feel free to reach out for personalized assistance. At Platinum, we are committed to making financing straightforward and accessible for everyone. For more information or to start your application process, please contact us at (404) 297-9797 or visit us at our branch located at 1815 Satellite Blvd Ste 200 Duluth Ga 30097 in Duluth, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,061,957 in used vehicle loans and $56,969,343 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience easier and more affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,991,346, make buying or refinancing simple. We work closely with you to understand your needs and help you secure a loan that fits your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,067,148 in loans helping members manage their finances effectively. This option allows you to cover unexpected costs without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

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Platinum