Platinum Credit Union Decatur GA | Best Auto Loans & Business Banking

Introduction

Welcome to Platinum, your trusted partner in financial growth and community support. Located at 1059 Mistletoe Rd, Decatur, GA 30033, our Decatur Branch has been serving members since 1999 with a commitment to excellence and personalized service. With over 12,210 members and total assets amounting to an impressive $320,139,562, we pride ourselves on being a cornerstone of the Decatur community. At Platinum, we understand that banking is more than just numbers; it's about building relationships and helping you achieve your financial goals. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, our team of dedicated professionals led by CEO Kabir Laiwalla and Board President Shahina Punjani is here to provide expert guidance tailored to your unique needs. Our branch operates with transparency and reliability. With total deposits of $35,046,826, a net worth of $28,665,613, and cash reserves of $21,754,224, you can trust that your finances are in safe hands. We offer a range of services designed to empower our members: from personal loans and credit cards with rewards to mortgage refinancing options. While members can visit us at our Decatur location for all their banking needs, official correspondence should be sent to the same address: 1059 Mistletoe Rd, Decatur, GA 30033. Feel free to reach out at 404-297-9797 during our lobby hours from Monday to Friday (9:00 am - 4:30 pm) or Saturday (10:00 am - 2:00 pm). We invite you to explore all that Platinum has to offer by visiting our website at www.Platinumfcu.org. Join us today in making your financial dreams a reality!

Branch History & Mission

Community Engagement

Platinum isn't just about transactions; it's about relationships. We actively participate in community outreach efforts aimed at making Decatur a better place for all residents. By collaborating with local schools and nonprofits, we aim to foster financial literacy and provide resources for those in need. As technology evolves, so do we! Our members enjoy features like online banking and mobile payments which allow them to manage their finances anytime and anywhere making banking simple and accessible. We invite you to join us at Platinum Credit Union. Experience firsthand how we prioritize your financial success while making a positive impact in our community. Together, let's build a brighter future! For more information or to get started on your journey with us today, give us a call at (404) 297-9797 or visit our website at Platinum Credit Union.

Our Journey

From our humble beginnings, Platinum has focused on providing exceptional service and fostering financial well-being among our members. We understand that life can be unpredictable; that's why we offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. Over the years, we've celebrated numerous milestones from expanding our services to introducing innovative digital banking options that make managing finances easier than ever.

Our Mission

At the heart of Platinum is our mission: to empower individuals and families in Decatur by providing accessible financial services while actively supporting our community. We believe that strong financial health leads to stronger communities. This commitment drives us to create programs that support local initiatives and partnerships with organizations dedicated to uplifting those around us. While members can visit us at 1059 Mistletoe Rd Decatur Ga 30033, official correspondence should be sent to 1059 Mistletoe Rd, Decatur, GA 30033. Our operating hours are convenient for your busy lifestyle Monday through Friday from 9:00 am to 4:30 pm and Saturday from 10:00 am to 2:00 pm. Plus, we offer drive-thru banking for easy access to your accounts.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for everyone. Our facility is ADA compliant, ensuring that all members can enter and navigate comfortably. There's ample parking available right outside, so you won't have to worry about finding a spot when you visit us.

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 4:30 PM and on Saturday from 10:00 AM to 2:00 PM. Whether you're stopping by for a quick transaction or to discuss your financial goals, our team is ready to assist you during these hours.

Services Offered

While visiting us at our Decatur location, take advantage of our range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need to make a simple deposit or withdrawal? Use our convenient drive-thru service! Plus, if you're a member of a partner credit union, feel free to utilize our shared service center for additional assistance. If you have any questions or want more information about our services, don't hesitate to give us a call at 404-297-9797. We look forward to welcoming you into our community! While members can visit us at 1059 Mistletoe Rd, official correspondence should be sent to the same address. Come see us soon!

Member Eligibility

Becoming a member of Platinum is like joining a close-knit family that supports your financial journey. We welcome individuals who live, work, worship, or attend school in our community around Decatur, Georgia. If you meet these criteria, you're already one step closer to enjoying the benefits of membership! At Platinum, we take pride in offering personalized services and competitive rates that can help you reach your financial goals with ease. Whether you're looking for a checking account, an auto loan, or financial advice, our friendly team is here to assist you every step of the way. For more detailed information about eligibility requirements, feel free to visit our website at https://www.platinumfcu.org/pages/membership-forms.php . Ready to open an account? It's simple! Just check out the account opening details at http://www.Platinumfcu.org/loans/apply-for-a-loan , or give us a call at (404) 297-9797 if you have any questions. We can't wait to welcome you to our community at 1059 Mistletoe Rd Decatur Ga 30033!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, our merchant services help streamline your operations. Imagine easily accepting payments from customers both in-person and online. Our tools simplify transactions, allowing you to focus on what you do best running your business. Visit us at 1059 Mistletoe Rd Decatur Ga 30033 in Decatur, GA, or call us at (404) 297-9797 to learn how we can help your business thrive!

Tailored Financing Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,870,050, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Service Options

We know that not everyone prefers online transactions, so our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions perfect for those who prefer face-to-face service without leaving their vehicle. Additionally, our shared branch transactions allow members of partner credit unions to perform deposits and withdrawals with ease. At Platinum, located at 1059 Mistletoe Rd Decatur Ga 30033 in Decatur, GA, we're more than just a credit union; we're a community partner dedicated to helping you achieve financial well-being. Feel free to reach out at (404) 297-9797 if you have any questions about our services or want assistance setting up an account today! We invite you to explore all that we have to offer by visiting us online at Decatur Branch or stopping by the branch during our operating hours: Mon - Fri: 9:00 am - 4:30 pm; Sat: 10:00 am - 2:00 pm. Your financial success starts here!

Business Banking Services

If you're a business owner, we have you covered too! Our business banking services include merchant services and business loans tailored to help you grow and thrive. Whether you're launching a startup or expanding an existing venture, we're here to support your success.

Credit Cards and Rewards

At Platinum, we understand the importance of rewarding our members. That's why we offer credit cards with rewards that give back as you spend. Picture earning points on everyday purchases that can be redeemed for travel, merchandise, or cash back it's like getting paid to shop!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that allow you to manage your finances from anywhere at any time. With online banking and mobile app access, paying bills, transferring funds, or checking balances is just a few taps away. Plus, our person-to-person payment option makes it easy to send money to friends or family instantly.

Personal Banking Solutions

Our personal banking services are tailored to make your life easier. With options like checking and savings accounts, you can manage your finances effortlessly. Imagine having the ability to easily track your spending and save for those special moments in life. We also offer auto loans and vehicle financing, ensuring that you can hit the road in style without breaking the bank. For those looking to invest in their homes, our mortgage loans and refinancing options provide flexible terms and competitive rates. This means you can find a payment plan that fits comfortably within your budget while making your homeownership dreams a reality. Additionally, our personal loans and debt consolidation options are designed to help simplify your finances, making it easier to focus on what truly matters.

Digital & Online Banking

Key Features

We know security is a top concern for our members. That's why we've incorporated electronic signature authorization to streamline processes while keeping your information safe. You can also opt for e-statements, making it simple to keep track of your transactions without the clutter of paper statements. If you're looking to send money quickly and easily, our person-to-person transfer feature allows you to send cash directly to friends and family with just a few taps. And for those who love modern payment methods, our mobile payments feature lets you pay bills or make purchases straight from your phone. At Platinum, we are committed to providing user-friendly banking solutions that fit into your lifestyle. Our online services ensure that managing your finances is not just secure but also incredibly convenient. Whether it's paying bills, checking balances, or transferring money, we've got you covered! Experience the ease of digital banking with us today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 21,434, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $3,673,575, reinforcing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Platinum is your trusted partner. Visit us at 1059 Mistletoe Rd Decatur Ga 30033 or call (404) 297-9797 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 65 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $28,665,613 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to our community is reflected in the $1,808 in used auto loans and $213,245,082 in total loans and leases that help support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $103,764,824 in share certificates and $6,614,910 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $28,665,613, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $974 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing any existing loans or exploring eligibility options for our various products, we encourage you to reach out. We're dedicated to finding solutions tailored specifically for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Platinum, we prioritize transparency and aim to empower our members with the knowledge they need for informed decision-making. Explore our loan offerings today and see how we can assist you in achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,061,957 in used vehicle loans and $56,969,343 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we've got options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $35,870,050 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to provide the financial support you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,991,346, make buying or refinancing simple. We are committed to helping you find the right mortgage solution that fits your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,067,148 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits that can make your spending more rewarding.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results, so you can trust that your options are genuinely competitive. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the value and reliability of the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

PLATINUM FEDERAL CREDIT UNION - Decatur, GA