Platinum Credit Union Duluth GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Platinum, your trusted financial partner located at 2035 Sugarloaf Cir, Duluth, GA 30097. Since opening our doors in 1999, we have proudly served over 12,210 members in the community, providing a range of services that cater to your personal and business banking needs. With total assets amounting to an impressive $320,139,562, and total deposits of $35,046,826, we are committed to delivering financial solutions that empower you. At Platinum, we understand the importance of accessible banking. While members can visit us at our branch for various services including auto loans, mortgages, and personal banking official correspondence should be sent to the same address: 2035 SUGARLOAF CIR, DULUTH, GA 30097. Our dedicated team of 67 employees, led by CEO Kabir Laiwalla and Board President Shahina Punjani, is here to ensure you receive personalized support every step of the way. Our credit union has a strong foundation built on trust and community impact. With a net worth of $28,665,613 and over 5,467 loans and leases issued, we prioritize your financial growth while maintaining a robust cash reserve of $21,754,224. Whether you're looking for competitive auto loans or comprehensive business banking services, we've got you covered. We invite you to explore what makes Platinum unique. Experience the benefits of being part of a credit union that values its members above all else. For any inquiries or assistance, feel free to reach out at 404-297-9797 or visit our website at Platinum FCU. Join us in building a brighter financial future together!

Branch History & Mission

Community Engagement

Our commitment extends beyond traditional banking services. We actively participate in local outreach initiatives and partnerships designed to uplift those around us. From educational workshops on financial literacy to sponsorship of community events, we strive to make a positive impact in Gwinnett County. As part of our dedication to modern banking needs, we provide digital advancements like online banking and mobile payment options while ensuring ADA compliance across all platforms. Whether it's through person-to-person transfers or applying for loans online, we aim to deliver customer-centric solutions that cater to the unique needs of our members. In closing, we invite you to become part of the Platinum family! Join us today and experience firsthand how we can assist you in reaching your financial goals while making a difference in the community. Visit us online at Platinum Credit Union or call us at 404-297-9797 for more information about becoming a member. Together, let's build a brighter future!

Our Mission

At the heart of Platinum Credit Union lies our mission statement: "To provide exceptional financial services while enhancing the lives of our members and supporting our community." We are committed not only to helping you achieve your financial goals but also to enriching the neighborhoods we serve. Our team believes that when our members thrive, so does the entire community. We understand that accessibility matters. While members can visit us at our main location in Duluth, official correspondence should be sent to the same address: 2035 SUGARLOAF CIR, DULUTH, GA 30097. Our branch operates Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 2 PM. We also offer basic drive-thru banking services for deposits and withdrawals to make your experience as convenient as possible.

Branch Location & Accessibility

Welcome to the Platinum Sugarloaf Branch, located at 2035 Sugarloaf Cir, Duluth, GA 30097. We're excited to serve you in the heart of Duluth, a vibrant city known for its friendly atmosphere and community spirit. Whether you're on your way to nearby landmarks like the Sugarloaf Mills shopping center or enjoying a day at the Gwinnett Environmental & Heritage Center, our branch is conveniently situated to meet your banking needs. At Platinum, accessibility is key. Our branch features ADA-compliant entrances and ample parking, making it easy for everyone to visit us. If you're looking for quick service, take advantage of our drive-thru banking option where you can handle deposits and withdrawals without leaving your car. We understand that life can be busy, which is why we offer convenient operating hours. You can visit us from Monday to Friday between 9 AM and 5 PM, and on Saturday from 10 AM to 2 PM. Should you have any questions or need assistance, don't hesitate to call us at 404-297-9797. While members can visit us at 2035 Sugarloaf Cir, official correspondence should be sent to the same address as our mailing address: 2035 SUGARLOAF CIR, DULUTH, GA 30097. We are proud to offer a range of services tailored to fit your financial goals from personal banking and auto loans to business services and online banking options. Plus, we provide basic shared branch transactions for partner credit union members. So why wait? We invite you to stop by the Platinum Sugarloaf Branch today! Come experience our friendly service and see how we can assist you with your financial journey.

Member Eligibility

At Platinum, we believe that becoming a member is more than just opening an account; it's about joining a caring community that supports your financial journey. If you live, work, worship, or attend school in the Gwinnett County area, you're likely eligible to join us! We strive to keep things simple and accessible, making sure that everyone feels welcome. The benefits of membership extend beyond just banking services; you'll gain access to competitive rates on loans and savings accounts, personalized service, and a network of resources designed to help you thrive. To learn more about the specific eligibility requirements, check out our detailed information at https://www.platinumfcu.org/pages/membership-forms.php. When you're ready to open an account, the process is straightforward just visit us at our branch located at 2035 Sugarloaf Cir Duluth Ga 30097 or give us a call at (404) 297-9797 for any questions you might have. Join us today and experience the difference of being part of Platinum!

Business Banking & Commercial Services

Lending Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,870,050, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Your Operations

Alongside our loan offerings, we provide merchant services that help streamline your transactions. Imagine accepting payments easily at your store or online without any hassle our solutions make it simple. Whether you're processing credit cards or managing invoices, our services are designed to enhance your cash flow and improve customer satisfaction. Discover how Platinum can be your trusted ally in navigating the business landscape at our branch located at 2035 Sugarloaf Cir Duluth Ga 30097, Duluth, GA. Give us a call at (404) 297-9797 to learn more about how we can support your business today!

Comprehensive List Of Services

Business Banking Services

At Platinum, we also cater to businesses with tailored solutions. Our Business Banking services include merchant services and business loans that can help your company thrive. We recognize how crucial it is for business owners to have reliable financial support, so we strive to offer products that fit their needs.

Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we pride ourselves on our digital banking features like online banking, mobile payments, and person-to-person transactions. You can handle your banking tasks from anywhere whether you're at home or on the go. Additionally, we offer ATM & Cash Withdrawal Services for easy access to your cash whenever you need it. Our basic drive-thru banking allows for quick deposits and withdrawals without having to leave your vehicle, ensuring that even busy days don't slow you down.

Member-Friendly Approach

If you're a member of another credit union, worry not! We provide Basic Shared Branch Transactions allowing partner credit union members to perform deposits and withdrawals easily. To learn more about all the services available at Platinum, feel free to give us a call at (404) 297-9797 or visit us online at Sugarloaf Branch. We're here to help you achieve your financial dreams!

Personal Banking Solutions

We understand that everyone has different financial goals. That's why we offer Personal Banking options such as checking and savings accounts tailored to help you manage your everyday finances effectively. Our accounts come with features that make banking easier, including online and mobile banking services. Imagine checking your balance or transferring funds right from your phone it's that simple! When it comes to larger purchases like vehicles or homes, our Auto Loans & Vehicle Financing options provide competitive rates that can make owning a car more affordable. Similarly, our Mortgage Loans & Refinancing services are designed to help you navigate the home buying process smoothly. We know that buying a home is one of the biggest decisions you'll make, and we're here to guide you through it. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation solutions offer flexibility and support. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn points on your purchases perfect for planning your next getaway!

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to manage your accounts in real-time. Whether you're checking balances, transferring funds, or paying bills, everything is just a few clicks away. Plus, with electronic signature authorization available, you can complete transactions securely without the hassle of paperwork. If you're looking to simplify your banking experience, our e-statements are a fantastic option. They not only help you stay organized but also contribute to a greener environment by reducing paper waste. You'll receive notifications when your statements are ready, so you can review them anytime. For those on the go, our mobile application makes it easy to bank from your smartphone. You can make mobile payments effortlessly and even send money to friends or family with our person-to-person transfer feature. It's all about making banking accessible and straightforward for our members.

Security and Accessibility

At Platinum, we prioritize your security. Our online banking platform uses advanced encryption technology to protect your information, ensuring peace of mind every time you log in. We strive for a user-friendly experience, so navigating through our services feels intuitive and uncomplicated. In summary, whether you're at home or out and about, our digital and online banking options empower you to take control of your finances efficiently and securely. Join us today at Platinum and discover how easy managing your money can be!

Financial Strength

A Solid Foundation

With a net worth of $28,665,613, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 974% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $28,665,613 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $213,245,082 in total loans and leases and 1,808 used auto loans.

Member-Centric Savings

Members' savings are secured through $103,764,824 in share certificates and $6,614,910 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance is reflected in our net income of $0, which shows that we operate efficiently while providing valuable services to our members. We also take pride in having 65 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Trustworthy Partnerships

Total Share Accounts: 21,434, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,673,575. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Platinum is your trusted partner. Visit us at 2035 Sugarloaf Cir Duluth GA 30097 or call 404-297-9797 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For those considering starting or expanding a business, our outstanding commercial loans totaling $35,870,050 provide the capital needed to grow and thrive. We also offer various personal loan options for debt consolidation and other needs. If you're interested in exploring refinancing opportunities or checking eligibility for any of these products, please visit our website or contact us at (404) 297-9797. We're here to help you navigate your options and find what works best for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Ready to take the next step? Apply for a loan today through our website at http://www.Platinumfcu.org/loans/apply-for-a-loan or visit us at 2035 Sugarloaf Cir Duluth Ga 30097 in Duluth, GA. Let's make your financial dreams a reality together!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,061,957 in used vehicle loans and $56,969,343 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used car, our flexible financing options can help you drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,991,346, make buying or refinancing simple. We aim to guide you through every step of the process, ensuring you find the best solution for your unique situation.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. With a total of $1,067,148 in loans, we provide flexible terms that help members manage their finances effectively while enjoying the benefits of cash back and rewards on purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an easy-to-use interface, it allows users to quickly assess their options without the hassle of navigating multiple lenders. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency means users can trust that they are viewing fair and legitimate offers based on the latest results (Source: https://www.ncua.gov). By focusing on verified institutions, LendMesh builds a foundation of reliability that is crucial when making significant financial decisions. One key benefit of using LendMesh is its Verified Data feature. All loan offers come from legitimate financial institutions, ensuring complete transparency for users. Furthermore, there are No Sponsored Listings on the platform lenders are not prioritized based on paid promotions. This approach guarantees that users receive unbiased results tailored to their needs. Additionally, LendMesh provides Real-Time Rate Comparisons, offering up-to-date loan rates from multiple institutions. This feature empowers users to make informed decisions based on current market conditions, helping them secure better financing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the tool in assisting borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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