Platinum Credit Union Orlando FL | Best Auto Loans & Business Banking

Introduction

Welcome to Platinum at our Orlando Branch, located at 7041 Grand National Dr Ste 201, Orlando, FL 32819. Since opening our doors in 1999, we have proudly served our community with dedication and care, growing our membership to over 12,210 members. With total assets of $320,139,562, we are committed to providing exceptional financial services tailored to meet the needs of our diverse member base. At Platinum, we understand the importance of trust and reliability in your financial journey. Our experienced team is led by CEO Kabir Laiwalla and Board President Shahina Punjani, who work tirelessly to ensure that every member receives personalized attention and support. We offer a range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 7041 Grand National Dr Ste 201, Orlando, FL 32819. Our commitment extends beyond just numbers; it's about making a positive impact in the community we serve. With total deposits reaching $35,046,826 and a net worth of $28,665,613, we are well-positioned to support both individual and business financial goals. Whether you're looking for a loan or want to save for the future, we have the resources to help you succeed. We invite you to reach out to us at (407) 226-0720 during our lobby hours from Monday to Friday between 10:00 am - 5:00 pm. Discover how Platinum can assist you on your financial journey today! For more information on our services or to become a member, visit us online at Platinum FCU.

Branch History & Mission

At Platinum, we are proud of our rich history and the strong foundation we have built since our inception in 1999. Located at 7041 Grand National Dr Ste 201, Orlando, FL 32819, our branch has grown from humble beginnings into a vital part of the community. With over 12,210 members and total assets amounting to $320,139,562, we continue to provide exceptional financial services tailored to meet the needs of our diverse membership. Our mission at Platinum is clear: we are dedicated to empowering our members through accessible financial solutions while fostering a spirit of community support and growth. We believe that everyone deserves a chance to achieve their financial goals, whether it be through personal banking, auto loans, mortgage refinancing, or business loans. By prioritizing the unique needs of each member, we aim to create lasting relationships that help build a brighter financial future. Over the years, we have embraced digital advancements to enhance the member experience. Our commitment to offering online and mobile banking ensures that members can manage their finances conveniently from anywhere. We also focus on ADA compliance to ensure that all individuals can access our services without barriers. Platinum is not just about numbers; it's about people. We actively engage in community outreach initiatives, partnering with local organizations to support various causes and events that matter most to our members. This dedication has allowed us to play an essential role in uplifting our community while remaining true to our roots. While members can visit us at 7041 Grand National Dr Ste 201, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to reach out at 407-226-0720 during our operating hours: Monday through Friday from 10:00 AM to 5:00 PM. We invite you to join us at Platinum and experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Let's work together towards achieving your financial dreams! For more information about membership or services, please visit our website.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is essential. Our branch is designed with ADA compliance in mind, ensuring that everyone can access our services comfortably. Ample parking is available nearby, making it easy for you to stop by without any hassle.

Operating Hours

We invite you to visit us Monday through Friday from 10:00 AM to 5:00 PM. These hours are tailored to fit your busy schedule, so whether you're stopping by during your lunch break or after work, we're here for you!

Services Offered

At Platinum Credit Union, we pride ourselves on offering a variety of services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, our team is prepared to guide you through every step of your financial journey. For business owners, we also provide merchant services and business loans. Although we currently do not have an ATM or drive-thru service at this location, our online and mobile banking options make managing your finances simple and convenient. Feel free to give us a call at 407-226-0720 if you have any questions or need assistance before your visit. We look forward to welcoming you into our community and helping you achieve your financial goals!

Member Eligibility

Becoming a member of Platinum means joining a welcoming community that prioritizes your financial well-being. If you're looking to experience personalized banking and exceptional service, you're in the right place! To be eligible for membership at Platinum, you simply need to live, work, or worship in the local area, or have a family member who is already a member. This makes it easy for individuals from various backgrounds to join our supportive family. Plus, as a member, you'll enjoy a range of benefits including competitive loan rates, tailored financial products, and access to exclusive community events. Starting your journey with us is straightforward! You can find all the detailed eligibility criteria on our website at https://www.platinumfcu.org/pages/membership-forms.php. Once you're ready to take the next step, opening an account is just as simple head over to http://www.Platinumfcu.org/loans/apply-for-a-loan to get started. If you have any questions or need assistance along the way, feel free to reach out by calling us at (407) 226-0720. We look forward to welcoming you into our community at Platinum, located at 7041 Grand National Dr Ste 201 Orlando Fl 32819!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $116 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,870,050, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make everyday transactions easier for businesses of all sizes. Imagine being able to accept payments seamlessly from your customers, whether they prefer credit cards, mobile payments, or online transactions. This not only boosts your sales but also enhances customer satisfaction key factors in growing your business. Visit us at 7041 Grand National Dr Ste 201 Orlando Fl 32819 in Orlando, FL, or call us at (407) 226-0720 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

Accessing Cash Easily

While we currently do not have ATM facilities on-site, our members can still enjoy easy access to cash through various withdrawal services in partnership with other networks. If you have any questions about our services or want to get started with us today, feel free to reach out at 407-226-0720. Our friendly staff at Platinum are ready to assist you during lobby hours from Monday to Friday between 10:00 am and 5:00 pm. Join us today and discover how Platinum can help you achieve your financial goals! For more details about membership eligibility or account opening procedures, visit us at Platinum's Website.

Business Banking Support

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans tailored to help you grow your venture. We understand the unique challenges businesses face and are committed to providing solutions that facilitate success.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking solutions. You can manage your accounts from anywhere at any time whether it's making deposits, transferring funds, or checking balances right from your smartphone or computer.

Home Financing Made Easy

Buying a home is a big decision, and we want to make it as smooth as possible. Our Mortgage Loans & Refinancing services are structured to fit various financial situations, whether you're purchasing your first home or looking to refinance an existing mortgage for better rates.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer Personal Banking options such as checking and savings accounts designed for everyday use. These accounts come with features that help you save money while keeping track of your spending easily. If you're considering a new vehicle, explore our Auto Loans & Vehicle Financing options. We provide competitive rates and flexible terms to make it easier for you to drive away in the car you want without stretching your budget.

Personal Loans for Your Needs

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation offerings, we aim to provide financial relief when you need it most. These loans can help simplify your monthly payments by consolidating higher-interest debts into one manageable payment.

Rewarding Credit Card Options

Our Credit Cards with Rewards program is perfect for those who enjoy earning perks while they spend. Whether it's cash back on groceries or travel rewards, our cards offer benefits that can enhance your shopping experience.

Digital & Online Banking

Key Services Offered

Our 24/7 Online Banking Services give you the freedom to check balances, pay bills, and transfer funds whenever it suits you. No more waiting in line or rushing to the branch before closing time! Plus, with our Mobile Application, banking is right in your pocket. It's easy to navigate and provides real-time updates about your accounts. When it comes to sending money, our Person-to-Person Transfers feature allows you to send funds quickly and securely to friends or family without any hassle. You can also enjoy the convenience of Mobile Payments, making transactions simple whether you're shopping online or in-store. For those who prefer paperless options, we offer E-Statements so you can keep track of your financial activity without the clutter. And if you ever need to sign documents electronically, our Electronic Signature Authorization makes it quick and easy to complete transactions from anywhere.

Security and Support

Your security is our top priority. Our digital banking services are equipped with advanced security measures to protect your information while providing a smooth experience. If you have questions or need assistance, our dedicated support team is just a phone call away at (407) 226-0720. At Platinum, we believe that managing your money should be simple and stress-free. Join us today and experience the ease of digital banking tailored for your needs!

Financial Strength

Growing Member Base

With a total of 21,434 share accounts, we show a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $3,673,575. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Platinum is your trusted partner. Visit us at 7041 Grand National Dr Ste 201 Orlando Fl 32819 or call 407-226-0720 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Support

Members' savings are secured through $103,764,824 in share certificates and $6,614,910 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 65 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Improvement

With $28,665,613 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $213,245,082 in total loans and leases.

Strong Financial Health

With a net worth of $28,665,613, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 974% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,061,957 in used vehicle loans and $56,969,343 in new vehicle loans already helping members get on the road. We make it easy for you to finance your dream vehicle with competitive rates and straightforward applications.

Business Loans

For business owners, our outstanding commercial loans totaling $35,870,050 provide the capital needed to grow and expand. We know that running a business comes with its own set of challenges; that's why we are committed to supporting local businesses through tailored financing solutions.

Eligibility and Refinancing Options

If you're considering refinancing any existing loans or checking your eligibility for our loan products, visit us at our branch or check our website for more information. We are dedicated to finding the right financial solution that fits your needs. At Platinum, we're here to help you navigate your financial journey effectively. For inquiries or assistance, please reach out at (407) 226-0720 or visit us at 7041 Grand National Dr Ste 201 Orlando Fl 32819 in Orlando, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,991,346, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance your existing mortgage, our knowledgeable team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,067,148 in loans helping members manage their finances effectively. These credit cards come with benefits that can help you save money while giving you the freedom to make purchases as needed.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users make informed decisions by offering clear insights into available loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency guarantees that users receive fair and trustworthy offers. One of the key benefits of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, ensuring users have access to reliable information. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the platform aims to deliver unbiased results that empower users in their borrowing choices. With real-time rate comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This allows users to see current offers side-by-side, helping them find the best deal for their needs quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the positive impact of using this tool for navigating the often complex lending landscape. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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