Jefferson Credit Union | Auto Loans & Seamless ATM Access

Introduction

At Jefferson Credit Union, established in 1941, we are committed to serving our community with integrity and dedication. Under the leadership of CEO Richard Morris and Board President Johnathan Shorts, our mission is to empower our members through accessible financial services while fostering a sense of belonging and trust. Headquartered in Hoover, AL, we take pride in being a member-first institution that values the needs of our community and military members alike.

As a federally insured credit union since January 3, 1977, we offer peace of mind with NCUA insurance on your deposits. Our modern banking tools make managing your finances easy and convenient. With online banking, a mobile application for on-the-go access, person-to-person transfers, e-statements, and more, we strive to enhance your banking experience while ensuring accessibility for all members. For further inquiries or assistance, feel free to reach us at our fax number: (205) 403-8350 or explore our services at https://jeffersoncreditunion.org/. At Jefferson Credit Union, we’re here to support you every step of the way on your financial journey.

Financial Services

At Jefferson Credit Union, we understand that managing your finances is a significant part of everyday life, and we're here to support you every step of the way. Our comprehensive suite of financial services includes personal banking options such as checking and savings accounts, auto loans, mortgage loans and refinancing, as well as personal loans and debt consolidation. For those looking to grow their small businesses, we also offer business banking services like merchant services and business loans. With our online banking platform and mobile app, accessing your accounts has never been easier. You can manage your finances on the go with convenient features such as person-to-person transfers, e-statements, and mobile payments.

We strive to make banking accessible for everyone. Membership at Jefferson Credit Union is open to a variety of individuals; you can find out more about eligibility by visiting https://jeffersoncreditunion.org/info-center/membership/. Whether you're planning for life milestones or seeking efficient ways to manage your daily banking needs, our array of services is designed with you in mind. Additionally, if you're considering taking out a loan, you can easily compare options through https://www.lendmesh.com/loans/vehicle_loans to ensure you make informed financial decisions. For any questions or personalized support, feel free to reach us at (205) 403-8350; our team is always ready to assist you in achieving your financial goals.

Financial Highlights

At Jefferson Credit Union, we pride ourselves on being a trusted and valuable financial partner for our members. With a robust Total Membership of 6,885, we have built a strong community that relies on us for their financial needs. Our commitment to service is reflected in our impressive Total Assets of 82,907,439, which underscores our stability and reliability in the ever-changing financial landscape.

Our financial health is further demonstrated by a solid Net Worth of 8,006,813 and a Net Worth Ratio of 966, ensuring that we can continue to support our members effectively. While we strive for growth, we recognize the challenges of the market, as evidenced by our Net Income of -46,299. This transparency showcases our dedication to maintaining an honest relationship with our members.

The trust placed in us is also highlighted by our significant Total Deposits amounting to 16,864,218 and a diverse portfolio consisting of Total Loans and Leases at 5,851. With a dedicated team of Total Employees reaching 19, we are here to provide personalized assistance tailored to each member’s unique situation.

Our range of services includes everything from personal banking options like checking and savings accounts to specialized financing solutions, including an active Auto Loan Volume of 1,736 and a growing Credit Card Loan Volume of 3,709. We understand the importance of catering to individual needs, which is why we offer various products designed to empower our members financially.

As part of our commitment to responsible lending, we maintain a healthy balance with no recorded Commercial Loans, demonstrating our focus on member-centric services rather than high-risk ventures. Our goal is simple: to provide exceptional service while ensuring the safety and soundness of your finances.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

If you’re looking for competitive loan options or want to explore what Jefferson Credit Union can offer you, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

Jefferson Credit Union CU

Introduction

Financial Services

Financial Highlights

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Branch Address

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Branch Address

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