Jefferson Credit Union Hueytown AL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jefferson Credit Union, your trusted financial partner in the heart of Hueytown, AL! Established in 1941, we have proudly served our community for over 80 years, building a strong foundation based on trust and member satisfaction. Located at 3014 Allison Bonnett Memorial Dr, Hueytown, AL 35023, we are here to provide personalized banking solutions that cater to your unique needs. With a total membership of 6,885 and assets exceeding $82,907,439, our commitment to fostering financial wellness is evident. We offer a wide range of services from personal banking and auto loans to business banking solutions. Our members enjoy the benefits of having $16,864,218 in deposits safely managed by our dedicated team of 19 employees under the leadership of CEO Richard Morris and Board President Johnathan Shorts. While you can visit us at our branch for all your banking needs, please note that official correspondence can also be sent to the same address: 3014 Allison Bonnett Memorial Dr, Hueytown, AL 35023. At Jefferson Credit Union, we understand the importance of community impact and strive to enhance your financial journey with every interaction. Our focus is not just on numbers; it's about people your dreams and aspirations. Whether you're looking for a new vehicle loan or a straightforward checking account, we are dedicated to helping you achieve your financial goals. Ready to take the next step? Reach out to us at 205-444-4528 or explore more about our services at jeffersoncreditunion.org. We look forward to serving you!

Branch History & Mission

At Jefferson Credit Union, we take pride in our rich history and unwavering commitment to serving our community in Hueytown, Alabama. Since our doors first opened in 1941, we have grown from a small credit union into a trusted financial partner for over 6,885 members. Our journey reflects not only our dedication to providing excellent financial services but also our deep-rooted connection to the people we serve. Located at 3014 Allison Bonnett Memorial Dr, our branch is nestled in a vibrant part of Hueytown. This area is easily accessible and close to local landmarks, making it convenient for our members to visit us for their banking needs. While members can visit us at this address, official correspondence should be sent to the same address for clarity. Our mission at Jefferson Credit Union is straightforward yet powerful: to empower our members through quality financial services while fostering community growth. We believe that everyone deserves access to affordable banking solutions, whether it's personal banking, auto loans, or business financing. Our goal is to create an inclusive environment where individuals feel supported and valued. Throughout the years, we have achieved significant milestones that showcase our dedication. Our total assets have reached an impressive $82,907,439, reflecting our stability and ability to serve our members effectively. As a member-owned institution, every decision we make prioritizes the well-being of those we serve. We are proud of the modern conveniences we offer today. With online and mobile banking options available, managing your finances has never been easier. Our drive-thru service provides added convenience for quick transactions without needing to leave your vehicle. We also ensure ADA compliance across all platforms so that everyone can access our services comfortably. Community outreach is another vital aspect of our mission. We actively participate in local events and partner with organizations that align with our values. Whether it's offering financial education workshops or supporting local charities, we strive to give back and uplift those around us. As you consider joining Jefferson Credit Union, we invite you to experience firsthand how being part of our family can benefit you financially while connecting you with a supportive community. Together, let's work toward a brighter financial future. For more information or to join us today, please call us at 205-444-4528 or visit our website at Jefferson Credit Union. Your journey towards better banking starts here!

Branch Location & Accessibility

Convenient Access and Features

At our branch, we prioritize your comfort and convenience. Parking is readily available, making it simple for you to stop by for all your banking needs. We are also committed to ensuring accessibility for everyone, with features like ADA-compliant ramps that make it easy for all members to visit us. Our operating hours are designed with your busy schedule in mind. We're open Monday through Thursday from 9 AM to 5 PM, and on Fridays, we extend our hours until 6 PM. Whether you're stopping in for personal banking services or looking for loan options, our friendly staff is ready to assist you during these hours.

Services Tailored for You

At Jefferson Credit Union, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit every lifestyle. While we don't currently offer ATM services at this location, our drive-thru banking option makes quick transactions easy whether it's deposits or withdrawals. And if you have any questions or need assistance, feel free to give us a call at 205-444-4528. We invite you to visit us at Jefferson Credit Union in Hueytown. Let us help you take the next step towards achieving your financial goals!

Member Eligibility

Welcome to the Jefferson Credit Union family, where becoming a member means joining a supportive community dedicated to your financial well-being. At our branch located at 3014 Allison Bonnett Memorial Dr, Hueytown, AL 35023, we pride ourselves on being accessible and inclusive. To become a member, you simply need to meet some basic eligibility requirements, which generally include living or working in our local community or having family ties with existing members. We encourage you to visit our detailed membership criteria at this link for the most accurate and updated information. Joining us is straightforward! Once you're ready, you can easily open your account online by following this link. If you have any questions along the way, feel free to reach out to us at 205-444-4528. We look forward to welcoming you into our credit union family and helping you achieve your financial goals!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While currently, we have not issued any member or non-member commercial loans, we are dedicated to providing flexible financing solutions tailored to your needs when you're ready. We believe that every business has potential, and we're here to help you unlock it.

Merchant Services That Work for You

In addition to loan options, we offer merchant services designed to simplify transactions and enhance cash flow. Imagine effortlessly processing customer payments through various methods credit cards, debit cards, and mobile payments right at your fingertips. These services help you focus on what matters most: growing your business. Visit us at 3014 Allison Bonnett Memorial Dr Hueytown Al 35023 or give us a call at (205) 444-4528 to learn how our business banking and commercial services can support your entrepreneurial journey!

Comprehensive List Of Services

Business Banking

For local businesses, we offer comprehensive solutions through our business banking services. This includes everything from merchant services that simplify payment processing to business loans that help fund growth and expansion.

Convenient Access

We also recognize the importance of convenience in today's fast-paced world. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. And if you need cash quickly, rest assured that we provide easy access to ATM services as well. With a commitment to exceptional service and community engagement, we strive to meet the diverse needs of our members at every stage of life. If you're ready to explore how we can assist you further or if you have any questions about our offerings, don't hesitate to reach out! You can contact us at (205) 444-4528 or visit us online at Hueytown. We look forward to serving you!

Credit Cards

Our credit cards with rewards are designed to give you more than just purchasing power. Earn points or cash back on your purchases while enjoying the benefits of no annual fees and flexible repayment options.

Loans and Financing

When it comes to financing, Jefferson Credit Union is here to assist you every step of the way. If you're considering purchasing a vehicle, our auto loans and vehicle financing options come with competitive rates and terms that work for you. For those looking to buy a home, our mortgage loans and refinancing solutions can help make homeownership a reality. Additionally, our personal loans and debt consolidation services provide support for unexpected expenses or consolidating existing debts into one manageable payment.

Personal Banking

We understand that managing your personal finances can be challenging. That's why we offer various checking and savings accounts tailored to fit different lifestyles and needs. From everyday transactions to long-term savings goals, our accounts provide the flexibility you need. Plus, with our online and mobile banking services, you can access your accounts anytime, anywhere.

Digital & Online Banking

User-Friendly Features

Navigating our digital services is simple and straightforward. You can easily enroll in e-statements, which not only help you stay organized but also contribute to a greener planet by reducing paper waste. Plus, with our mobile application available for download, accessing your account has never been more convenient. Although we currently do not support mobile payments, our app allows for quick person-to-person transfers so you can send money to friends and family without any hassle. We prioritize your security as much as your convenience. While electronic signature authorization isn't offered at this time, our systems are designed with robust security measures to keep your personal information safe. Rest assured that your financial transactions are protected every step of the way. At Jefferson Credit Union, we believe that banking should be easy and accessible for everyone. Whether you prefer using a computer or a smartphone, our digital banking tools are here to support your financial journey with efficiency and peace of mind. Embrace the convenience of online banking today!

Financial Strength

At Jefferson Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for achieving your goals. With a net worth of $8,006,813, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $966 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $20,728,603 in share certificates and $3,050,506 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strength also comes from our ability to reinvest in our community. With $8,053,112 in undivided earnings, we are able to enhance our services with innovative banking tools and stronger lending options. We support our members' financial goals across various sectors with $868 in used auto loans and $42,978,818 in total loans and leases. Our operational efficiency is reflected in our net income of $-46,299, which enables us to keep providing competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 1 part-time employees who are always ready to assist you with their knowledge and commitment. Total Share Accounts stand at 13,193, showcasing a robust member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Credit Union is your trusted partner. Visit us at 3014 Allison Bonnett Memorial Dr Hueytown Al 35023 or call (205) 444-4528 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

At Jefferson Credit Union, we understand that everyone's financial needs are unique. Whether you're looking to buy a car, purchase a home, or manage your day-to-day expenses, we have loan products designed to help you reach your goals. Located at 3014 Allison Bonnett Memorial Dr, Hueytown, AL 35023, we're proud to serve our community with a range of competitive loan offerings. With over 5851 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, with $13,618,173 in used vehicle loans and $1,131,382 in new vehicle loans already assisting members in getting on the road. If you're thinking about buying a new car, our auto loans provide some of the lowest rates available in the industry. In addition to auto financing, we also offer mortgage loans for those looking to become homeowners. Although currently our Junior Lien 1-4 Family Residential Properties loans total $0, we aim to make the process of buying or refinancing simple and straightforward for you when the time comes. For members seeking personal financing options, our unsecured credit card loans total $698,298, offering flexible terms that can help you manage your finances effectively. If you're interested in enhancing your financial situation through refinancing or checking eligibility options for any of our products, please don't hesitate to reach out. You can contact us at 205-444-4528 during our lobby hours: Monday - Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. At Jefferson Credit Union, we strive to provide you with personalized service and support as you navigate your financial journey. For more information about our loan offerings or to explore membership eligibility details, visit us at jeffersoncreditunion.org or check out our membership information here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you succeed financially!

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