ACIPCO FEDERAL CREDIT UNION

At Acipco Federal Credit Union, established in 1964 and headquartered in Birmingham, AL, we are dedicated to empowering our members through exceptional financial services. Our mission is to provide a supportive community for individuals and families, including military members, ensuring that everyone has access to the tools they need for financial success. Under the leadership of CEO Alison Cooke and Board President Mike Kitchens, we pride ourselves on a member-first approach, focusing on trust and accessibility as core values of our institution.

As an NCUA-insured credit union since January 4, 1971, we offer peace of mind alongside modern banking solutions. Our members benefit from a range of innovative services including online banking, a convenient mobile application for managing finances on the go, person-to-person transfers for easy money sharing, e-statements for streamlined record-keeping, mobile payments for quick transactions, and more. With a commitment to fostering financial literacy and growth within our community, we invite you to explore all that Acipco has to offer by visiting our website at https://www.acipcofcu.org/ or contacting us directly at 2052511513. Join us today and experience the difference of being part of a trusted financial partner.

At Acipco Federal Credit Union, we understand that financial well-being is essential for our members to thrive in their everyday lives and achieve their long-term goals. That's why we offer a comprehensive suite of services designed to cater to diverse financial needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or credit cards with rewards, or you need business banking options such as merchant services and business loans, we've got you covered. Our offerings also include mortgage loans and refinancing to help you secure your dream home. With online and mobile banking at your fingertips, managing your finances has never been easier. Our user-friendly mobile app provides features like person-to-person transfers and mobile payments, allowing you to handle transactions seamlessly wherever you are.

In addition to our core financial products, we prioritize accessibility and convenience for our members. With e-statements available, you can keep track of your finances without the clutter of paper documents. Although we currently do not support electronic signatures, our team is always ready to assist you personally through channels such as fax at (205) 251-1513 for any inquiries or support you may need. If you're considering becoming a member or are interested in exploring your borrowing options, feel free to check out our membership eligibility details at http://www.acipcofcu.org/about-us/membership-eligibility.aspx . For those looking to make informed decisions about loans, our partnership with lending platforms allows easy comparison of loan rates at https://www.lendmesh.com/loans/vehicle_loans . At Acipco Federal Credit Union, we are dedicated to helping you navigate your financial journey with confidence and ease.

Acipco Federal Credit Union stands as a trusted and valuable financial partner for its community, boasting a strong foundation that has been built over decades of service since its establishment in 1964. With a total membership of 8,699, Acipco is not just a credit union; it’s a community of individuals who benefit from personalized financial services tailored to their needs. The institution proudly holds total assets amounting to 201,400,707, which reflects its stability and ability to serve its members effectively.

One of the key indicators of Acipco's credibility is its net worth, currently standing at 31,023,815. This robust financial position demonstrates the credit union's commitment to maintaining a healthy balance sheet, ensuring that members' deposits are safeguarded while also providing ample opportunities for loans and other financial products. Despite economic fluctuations, Acipco has managed to maintain a net income of 0, showcasing its resilience in delivering value to its members.

Total deposits reaching 18,483,782 illustrate the trust placed by members in Acipco as their primary financial institution. This trust is further reinforced by the credit union's impressive portfolio of loans and leases totaling 5,273, which includes auto loans and personal loans designed to help members achieve their financial goals. The auto loan volume alone stands at 2,716, making it an attractive option for those looking to finance their vehicles.

Acipco Federal Credit Union employs a dedicated team of 20 professionals who are committed to providing exceptional service and support to every member. The credit union's net worth ratio of 1,538 indicates not only sound financial management but also an unwavering dedication to member satisfaction and community engagement.

In addition, Acipco offers a variety of loan products, including commercial loans, although the current figures show no active commercial loans at this time, reflecting its focus on serving individual members’ needs primarily. Furthermore, with total borrowings limited to 500,000, Acipco maintains a conservative approach towards leveraging debt while still meeting the needs of its growing membership base.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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