Personal Loans in Birmingham, AL

Looking for the best personal loan rates in Birmingham, AL? Compare offers from trusted local credit unions to find low rates and flexible terms that fit your needs. Whether it’s for a big purchase or unexpected expenses, you can get fast, friendly service right here in your community.

Birmingham residents appreciate credit unions that combine affordable loans with genuine care. By comparing rates, you’ll discover options that make borrowing simple and stress-free. Take control of your finances today with a loan designed to help you thrive without the hassle.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
alabamacu
6.75 - 10.75 %
3 Yrs
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
avadiancu
8.49 %
7 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
university-credit-union
8.99 - 10.99 %
2 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Baxter has a personal loan with an APR of 7.49% , which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , remaining the same over the past 90 days. Pentagon's personal loans have an APR of 6.09% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 30 days. Their Homeowner debt consolidation loan has an APR of 7.49% , unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit rate is 15.24% , steady across the last 7 and 30 days.

Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during these periods. Nasa's Cashline line of credit has an APR of 11.74% today, which is up from 11.49% seven and 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR now, unchanged from seven and 30 days ago but higher than 7.69% sixty days ago and 7.44% ninety days ago.

Avadian's home improvement loans have a 7.24% APR today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Other personal loans and lines carry an 8.49% APR, which has stayed steady over the past 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. University's personal loans with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Birmingham, AL

Lender NameBranch AddressOffice ServicesLender Snapshot
APCO EMPLOYEES CREDIT UNION
3535 COLONNADE PKWY BIRMINGHAM AL 35243
ATM
P2P
E-Statements
Assets: $3,509,874,314
Deposits: $347,253,658
Net Worth: $491,414,926
Employees: 169
Members: 85,419
AVADIAN CREDIT UNION
3401 COLONNADE PKWY BIRMINGHAM AL 35243
ATM
P2P
E-Statements
E-Signature
Assets: $1,391,318,072
Deposits: $84,784,665
Net Worth: $125,249,681
Employees: 283
Members: 97,051

🏘️ All the Lenders Available in Jefferson County, AL

✅AMERICAS FIRST CREDIT UNION
✅APCO EMPLOYEES CREDIT UNION
✅JEFFERSON CREDIT UNION CREDIT UNION
✅AVADIAN CREDIT UNION
✅MARVEL CITY FEDERAL CREDIT UNION
✅U S PIPE BESSEMER EMPLOYEES FEDERAL CREDIT UNION
✅FAMILY SECURITY CREDIT UNION
✅ECO CREDIT UNION
✅S R I EMPLOYEES FEDERAL CREDIT UNION
✅LEGACY COMMUNITY FEDERAL CREDIT UNION
✅SIXTH AVENUE BAPTIST FEDERAL CREDIT UNION
✅HOPE 24829 CREDIT UNION
✅FEDERAL EMPLOYEES 62599 CREDIT UNION
✅HEALTH CREDIT UNION
✅NRS COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION
✅ACIPCO FEDERAL CREDIT UNION
✅BIRMINGHAM CITY CREDIT UNION
✅ANG FEDERAL CREDIT UNION
✅LN EMPLOYEES CREDIT UNION
✅PLATINUM FEDERAL CREDIT UNION
✅ALABAMA CREDIT UNION
✅ALABAMA CENTRAL CREDIT UNION
✅SOUTHERN ENERGY CREDIT UNION
✅FIREMANS CREDIT UNION
✅ALABAMA POSTAL CREDIT UNION
✅ALATRUST CREDIT UNION
✅RAILROAD CREDIT UNION
✅ALABAMA LAW ENFORCEMENT CREDIT UNIO CREDIT UNION
✅SOCIAL SECURITY CREDIT UNION
✅MUTUAL SAVINGS 60501 CREDIT UNION

Compare other loan types in Birmingham, AL

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