Avadian Birmingham AL Credit Union | Top Auto Loans & Mortgage Refinancing

Introduction

Welcome to Avadian, your trusted financial partner located at 3401 Colonnade Pkwy, Birmingham, AL 35243. Since our establishment in 1934, we've been dedicated to serving our community and ensuring that our members' financial needs are met with care and expertise. With a strong membership base of 97,051 individuals, we pride ourselves on being more than just a credit union we're a part of your journey toward financial wellness. At Avadian, we manage an impressive total of $1,391,318,072 in assets and hold $84,784,665 in deposits, demonstrating our commitment to securing your hard-earned money. Our organization is built on the foundation of trust and transparency, reflected in our net worth of $125,249,681 and cash reserves amounting to $10,293,030. We understand the importance of accessible loans; that's why we offer over 44,690 loans and leases tailored to fit your unique circumstances. Under the leadership of CEO Linda Cencula and Board President Terry Davis, we strive to create a welcoming environment for all members. Our dedicated team of 283 employees is here to support you every step of the way from personal banking options like checking accounts and auto loans to business banking services that help local entrepreneurs thrive. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 3439 Colonnade Parkway, Suite 100, Birmingham, AL 35243-3341. Join us today or reach out by calling (205) 967-2993 to learn more about how Avadian can empower you financially. We invite you to explore the benefits of membership at Avadian Credit Union and discover how we can help you achieve your financial goals!

Branch History & Mission

Join Us

As we look toward the future, Avadian remains focused on serving our community with integrity and innovation. If you're looking for a credit union that prioritizes your needs and supports your goals, consider joining us today! Experience the difference that comes from being part of a cooperative committed to putting people first. For more information or to become a member, call us at (205) 967-2993 or visit our website at Avadian Credit Union. Together, let's build a brighter financial future!

Our Mission

At the heart of Avadian's mission is a simple yet profound goal: to empower our members through superior financial services while fostering a sense of community support. We believe that everyone deserves access to quality banking options that help them achieve their financial dreams. This is why we offer personalized products like checking and savings accounts, auto loans with competitive rates, credit cards with rewards programs, and comprehensive mortgage solutions. While members can visit us at 3401 Colonnade Pkwy Birmingham Al 35243, official correspondence should be sent to 3439 Colonnade Parkway, Birmingham, AL 35243-3341. We strive for excellence not only in what we provide but also in how we connect with our community. Through various outreach initiatives and partnerships with local organizations, we aim to uplift those around us and create positive change. Our commitment extends beyond traditional banking; we embrace digital advancements that enhance member experiences. With features like online banking and mobile payments, managing your finances is easier than ever.

Our Story

Located at 3401 Colonnade Pkwy, Birmingham, AL 35243, Avadian has witnessed significant milestones throughout its history. From our initial focus on providing essential banking services to expanding our offerings in auto loans, mortgages, and business banking solutions, we have consistently adapted to meet the needs of our diverse membership. Over the years, our total assets have grown impressively to reach $1,391,318,072, a testament to the trust placed in us by our members. Our operating hours are designed with convenience in mind open Monday through Friday from 8:45 a.m. to 5:00 p.m. so that you can access your financial needs when it suits you best. Additionally, we offer ATM services for easy cash withdrawals and balance checks.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or want more information about our services, feel free to give us a call at 205-967-2993. We invite you to visit us at our Colonnade branch today! Experience how easy banking can be with Avadian where member satisfaction comes first!

Nearby Landmarks and Accessibility

Our location is just a short drive from popular spots like the Summit Shopping Center and the Birmingham Zoo, making it a breeze to incorporate your banking errands into your day. We offer ample parking right outside the branch, ensuring that you can come and go without any hassle. For those needing additional support, we are proud to be ADA compliant, featuring ramps and accessible entry points.

Operating Hours and Services

We're open Monday through Friday from 8:45 a.m. to 5:00 p.m., allowing plenty of time for you to visit us during your busy week. While we don't have drive-thru service, our friendly staff is always ready to assist you inside the lobby. Plus, with ATM availability, you can access your funds easily whenever you need them. At Avadian, we offer a range of services tailored to meet your financial needs everything from checking and savings accounts to auto loans and mortgages. Need help managing your finances? Our team is here to guide you every step of the way.

Member Eligibility

At Avadian, we believe that everyone deserves to be part of a supportive financial community. Becoming a member is easy and welcoming! If you're living, working, or worshiping in the Birmingham area, you're likely eligible to join us. We focus on building relationships and providing personalized service to all our members, making it easier for you to reach your financial goals. For specific eligibility details, feel free to check out our comprehensive guide at http://www.avadiancu.com/membership/careers-at-avadian/available-positions. Once you've confirmed your eligibility, opening an account with us is a straightforward process. Just visit our website at https://secure.avadiancu.com/avadiancu/sdk/autoenrollmente2e or give us a call at (205) 967-2993 for assistance. Our friendly team is here to help you every step of the way. Join us at Avadian, located at 3401 Colonnade Pkwy Birmingham Al 35243, and experience the benefits of being a member today!

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $268 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $102,716,527, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions for your business. Whether you're a small local shop or a growing company, our payment processing solutions ensure you can accept payments easily and securely. This means more time focusing on what you do best serving your customers and growing your brand. Located at 3401 Colonnade Pkwy Birmingham Al 35243 in Birmingham, AL, we're here to support your business journey. Contact us at (205) 967-2993 to learn more about how we can partner with you for success!

Comprehensive List Of Services

ATM Access and Cash Withdrawal Services

We also offer accessible ATM & Cash Withdrawal Services, ensuring that you can easily access cash when needed. With our basic ATM access, you can perform essential transactions like withdrawals and balance checks without hassle. At Avadian, we strive to be more than just a financial institution; we're a partner in your financial success. For more information about any of our services or to speak with a representative, please call us at (205) 967-2993. We invite you to explore how we can assist you further by visiting our website at Colonnade. Join us today and experience the benefits of membership!

Business Banking Services

For our members who run businesses, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. These services are designed to support your business operations and growth ambitions, giving you the financial backing needed to succeed.

Credit Options That Work for You

We understand that having access to credit is essential. That's why we provide a range of credit card options featuring rewards programs that suit your lifestyle. Whether you're earning points for travel or cashback on purchases, our Credit Cards with Rewards can enhance your spending power.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features such as Online & Mobile Banking, which allow you to manage your accounts anytime, anywhere. Our secure platform provides easy access to all your banking needs including making payments and checking balances right from your phone or computer.

Personal Banking Solutions

Our personal banking services are tailored to help you manage your finances effectively. We offer Checking & Savings Accounts that provide easy access to your funds while helping you grow your savings. For those considering a new vehicle, our Auto Loans & Vehicle Financing options make it simple to drive away in the car you want without breaking the bank. If home ownership is on your horizon, our Mortgage Loans & Refinancing services can guide you through the process smoothly, ensuring that you find the best solution for your situation. Additionally, our Personal Loans & Debt Consolidation offerings give you flexibility when it comes to managing expenses or paying down debt.

Digital & Online Banking

Key Features

Security is a top priority for us. We provide electronic signature authorization Yes for added peace of mind when completing transactions. Plus, with e-statements available Yes, you'll receive your account statements electronically, making it easier to stay organized while reducing paper waste. Do you enjoy using mobile payments? Our mobile payments feature Yes allows you to make quick purchases right from your smartphone. And speaking of smartphones, don't forget to download our mobile application Yes! It offers all the functionality of online banking but fits right in your pocket. Need to send money to friends or family? With our person-to-person transfers Yes, sharing funds is as easy as sending a text message. No more waiting in line at the bank; simply use your device to manage your money whenever you need. At Avadian, we're committed to making banking accessible and straightforward for everyone. Dive into the world of convenience with our comprehensive digital banking solutions today!

Financial Strength

At Avadian, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong is vital to your peace of mind, which is why we're proud to share our robust financial health with you. With a net worth of $125,249,681, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.00% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $501,609,875 in share certificates and $183,909,065 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $119,924,445 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $13,950 in used auto loans and $1,080,574,561 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $3,732,854, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 277 full-time employees and 6 part-time employees who are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 208,040, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Avadian is your trusted partner. Visit us at 3401 Colonnade Pkwy Birmingham Al 35243 or call (205) 967-2993 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $281,000,582 in used vehicle loans and $109,703,052 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our flexible options can fit your budget.

Credit Lines

In addition to traditional loans, we provide credit lines totaling $377,577,750. This option allows you to access funds when you need them while only paying interest on what you use. It's an ideal choice for those who want financial flexibility without the commitment of a fixed loan amount. If you're considering refinancing any existing loans or exploring eligibility options for our products, please reach out! We are here to assist you every step of the way. You can contact us at 205-967-2993 or visit us at 3401 Colonnade Pkwy Birmingham Al 35243 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Avadian, our goal is to support your financial journey with tailored loan solutions that meet your unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $143,313,580, make buying or refinancing simple. We provide personalized service to guide you through the process and ensure you find the right mortgage for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $25,089,807 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs that add value to your everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for consumers seeking loans. Each listing you see on LendMesh reflects current market conditions, giving you access to the most relevant information at your fingertips.

AVADIAN CREDIT UNION - Birmingham, AL

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Compare Loan Rates Near You

Loan rates in Birmingham, AL (35243)

Introduction

Branch History & Mission

Join Us

Our Mission

Our Story

Branch Location & Accessibility

Contact Us Today!

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Lending Options

Merchant Services

Comprehensive List Of Services

ATM Access and Cash Withdrawal Services

Business Banking Services

Credit Options That Work for You

Digital Banking Convenience

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Customers Also Interested In: