Vehicle Loans in Birmingham, AL

Looking for low rate car finance in Birmingham, AL? Compare offers from trusted local lenders to find the best deal that fits your budget and timeline. It’s quick, easy, and designed to help you drive away with confidence.

Birmingham residents can save big by exploring flexible loan terms from community-focused credit unions and banks. Start comparing today to unlock affordable rates and friendly service tailored just for you.

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Lender
APR
Term
Link
Info
bcu
2.89 - 6.44 %
3.1 - 7 Yrs
∞
tyndall
3.24 - 5.69 %
3 - 7 Yrs
∞
aacreditunion
3.34 - 4.09 %
5 Yrs
∞
penfed
3.39 - 5.74 %
3 - 7 Yrs
∞
mymax
3.75 %
4 Yrs
∞
navyfederal
3.89 - 7.39 %
1 - 15 Yrs
∞
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
∞
alabamaone
3.99 %
3 Yrs
∞
deltacommunitycu
3.99 - 15.79 %
0.1 - 7 Yrs
∞
sdfcu
3.99 %
3 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Baxter's auto loan rates range from 2.89% to 7.44% APR today. These rates are up from 7 days ago but down compared to 30 and 60 days ago. The 90–day rates were higher than today's range. Tyndall's auto loan rates range from 3.24% to 5.69% APR today. Unchanged compared to 7 and 30 days ago. American Airlines's auto loans with APRs ranging from 3.34% to 4.59% and recreational vehicle loans with rates between 5.59% and 6.34% . These rates have shown no change compared to 7 and 30 days ago.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Max has an auto loan rate of 3.75% APR and a recreational loan rate of 7% APR. Both rates have stayed the same compared to 7 and 30 days ago, as well as 60 and 90 days ago. Navy Federal Credit Union has auto loan rates ranging from 3.89% to 7.39% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 3.89% and 10.05% , down from last week and 30 days ago. Recreational loan rates are 7.45% to 9.9% , which is up compared to 7 and 30 days earlier.

Consumers has auto loan rates ranging from 3.99% to 5.99% APR and recreational loan rates from 8.49% to 10.49% APR. These rates show no change from 7 or 30 days ago. Both loan types have steady rates over the past months. Alabama One has an auto loan with a 3.99% APR today. This rate has not changed compared to 7, 30, or 60 days ago. No term is listed for this loan. Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

🏦 Local Lenders in Birmingham, AL

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🏘️ All the Lenders Available in Jefferson County, AL

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