Welcome to Southern Energy, a trusted financial institution established in 1953 and dedicated to empowering our members through exceptional service and community commitment. Led by CEO Derrick Ragland and Board President Gregg Shipp, we pride ourselves on fostering a member-first approach that prioritizes your financial well-being. Our headquarters, located in Birmingham, AL, is a hub of innovation where we embrace modern banking tools designed for your convenience and accessibility.

At Southern Energy, we understand the importance of secure and efficient banking solutions. That's why we are proud to offer NCUA insurance since April 14, 1975, ensuring your deposits are protected. Our comprehensive suite of services includes online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and more—all designed to enhance your banking experience. Explore how we can support your financial journey at our official website: https://www.southernenergycu.org/ , or reach us via fax at 2052266850. Join us in building a brighter financial future together!

Southern Energy Credit Union is dedicated to providing a comprehensive suite of financial services designed to meet the diverse needs of its members. With offerings that include personal banking through checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as personal loans for debt consolidation, Southern Energy strives to empower individuals in managing their finances effectively. Additionally, the credit union provides business banking solutions such as merchant services and business loans, catering to small businesses looking to grow and thrive in today’s competitive market.

In an increasingly digital world, Southern Energy ensures that its members have seamless access to their accounts through innovative online banking features. The mobile application allows for convenient management of finances on-the-go, including person-to-person transfers and mobile payments. E-statements provide a paperless option for account tracking, while the absence of electronic signature authorization ensures security for all transactions. These digital tools enable members to navigate everyday banking with ease and plan for significant life milestones efficiently. For those interested in membership eligibility or exploring loan options, further details can be found at or by comparing rates at https://www.lendmesh.com/loans/personal_loans . Should you need personalized assistance, feel free to reach out via fax at (205) 226-6850—the team is ready to support you in achieving your financial goals.

Southern Energy Credit Union stands as a trusted and valuable financial partner, deeply rooted in the community since 1953. With a total membership of 90,641, this institution has cultivated a strong relationship with its members, reflecting their commitment to providing personalized and attentive service. The credit union boasts impressive total assets of 3,616,698,162, demonstrating its financial strength and stability in an ever-evolving economic landscape.

The net worth of 504,995,879 showcases Southern Energy's prudent management and growth strategy, ensuring that members' investments are safeguarded while also generating robust returns. With a net income of 2,556,911, the credit union is not only financially sound but also positioned for future growth, allowing it to reinvest in products and services that benefit its members.

Total deposits amounting to 495,220,142 reveal the trust that members place in Southern Energy, highlighting its reputation as a reliable financial institution. Furthermore, with a portfolio comprising 36,116 loans and leases, the credit union demonstrates its dedication to helping members achieve their financial goals—whether it’s purchasing a home, financing an auto loan, or managing personal debt.

Employing a dedicated workforce of 174, Southern Energy Credit Union takes pride in providing excellent customer service. The organization's solid net worth ratio of 1,396 indicates a healthy balance sheet that supports continued lending and growth opportunities for its members. Additionally, with significant credit card loan volume at and auto loan volume reaching , Southern Energy offers diverse financial products tailored to meet varied member needs.

Even in the commercial sector, where they hold 5 loans, Southern Energy extends its support to local businesses, contributing positively to the regional economy. Their commitment to transparency and member-focused service sets them apart as a pillar of strength within the community.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . To explore your borrowing options further, compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.