Railroad Credit Union | Auto Loans, ATMs & Business Banking

Introduction

Welcome to railroad, your trusted financial partner serving the community since 1956. Under the leadership of CEO Sharon Hazelwood and Board President Leslie Smith, we are dedicated to empowering our members through exceptional service and a commitment to financial well-being. Our headquarters in Irondale, AL is not just a location; it symbolizes our deep-rooted connection to the community we serve. As a member-owned institution, we prioritize trust, accessibility, and a member-first approach, ensuring that your financial needs are met with care and expertise.

At railroad, we understand the importance of modern banking conveniences. That’s why we offer robust online banking services, allowing you to manage your accounts anytime, anywhere. With features like P2P transfers and e-statements, we make banking simpler and more efficient for you. We take pride in our NCUA insurance coverage established on 1/11/1971 0:00, providing you peace of mind knowing your deposits are safe. While we do not currently offer a mobile app or mobile payments, our focus remains on delivering quality service through traditional channels as well as cutting-edge digital solutions. For inquiries or further assistance, feel free to reach us at our official website https://railroadccu.com/ or via fax at (205) 956-0834. Join us today and experience the difference with a credit union that truly cares about its members!

Financial Services

At Railroad Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to cater to the diverse needs of our members. Whether you are looking for personal banking options such as checking and savings accounts or seeking to finance your next vehicle with our competitive auto loans and vehicle financing, we have you covered. Our services also extend to mortgage loans and refinancing, personal loans for debt consolidation, and business banking solutions that include merchant services and business loans. By providing these essential financial products, we empower our members to manage their everyday banking needs while planning for significant life milestones.

In today’s digital age, accessibility is key, which is why we prioritize offering robust online banking features. With our online banking platform, members can easily access their accounts anytime, anywhere. Although we currently do not have a mobile application or mobile payment options, our user-friendly person-to-person transfer service allows for seamless transactions between friends and family. Members can also enjoy the convenience of e-statements, making it easier to keep track of finances without the clutter of paper statements. For those interested in membership eligibility, further details can be found at https://railroadccu.com/membership.asp, ensuring that more individuals can take advantage of our services. Additionally, if you're considering your options for loans, feel free to explore rates through https://www.lendmesh.com/loans/vehicle_loans for a better understanding of what's available in the market.

For personalized support and inquiries about how we can help you achieve your financial goals, don’t hesitate to reach out via fax at (205) 956-0834. At Railroad Credit Union, we are dedicated to fostering a supportive environment where all members feel valued and equipped to thrive financially.

Financial Highlights

In an ever-evolving financial landscape, railroad stands as a beacon of trust and reliability for its members. With a robust Total Membership of 4,840, we have cultivated a strong community that values personalized service and financial security. Our impressive Total Assets amounting to 102,594,762 reflect our commitment to maintaining a stable and secure environment for your finances. This is further underscored by a solid Net Worth of 13,873,435, which reinforces our resilience and ability to support our members through various financial needs.

Our operational strength is highlighted by a remarkable Net Income of 233,581, showcasing our effective management and strategic investments. We take pride in the confidence that our members place in us, evident from the significant Total Deposits of 7,371,912 that trust us with their savings. Additionally, with Total Loans and Leases reaching 1,424, we are dedicated to facilitating growth and opportunities for our members.

The backbone of our organization is our dedicated team, consisting of just Total Employees 8 who work tirelessly to provide exceptional service. Their efforts contribute to an impressive Net Worth Ratio of 1,352, demonstrating our sound financial health compared to industry standards. Furthermore, with a Credit Card Loan Volume of 322 and an Auto Loan Volume of 666, we offer tailored financing solutions designed to meet the diverse needs of our members.

While we do not engage in commercial loans, our focus remains on delivering exceptional personal banking experiences that empower individuals and families in their financial journeys. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

If you're ready to explore your financing options further, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

Railroad CU

Introduction

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Financial Highlights

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