S R I EMPLOYEES FEDERAL CREDIT UNION

Welcome to S R I Employees, a trusted financial institution proudly serving our community since 1956. Located in the heart of Birmingham, AL, we are dedicated to empowering our members through exceptional service and tailored financial solutions. Under the leadership of CEO Teresa Johnston and Board President Kenneth Cushing, our mission is centered on fostering financial well-being for all, especially for military members and local families. We believe that by providing accessible banking services, we can help build a stronger, more resilient community.

At S R I Employees, your trust is paramount. We are proud to be federally insured by the NCUA, ensuring that your deposits are protected since January 4, 1971. Although we currently do not offer online banking or mobile applications, our commitment to personal service remains unwavering. We provide various financial services designed to meet your needs, from auto loans and mortgage refinancing to personal loans and credit cards with rewards. Our member-first approach ensures that you receive the support you need every step of the way. For more information about our services or to reach out to us, please visit our official website.

At S R I Employees, we are dedicated to providing our members with a comprehensive suite of financial services designed to meet a variety of needs. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, as well as personal loans for debt consolidation. For those looking to grow their small business, we also provide business banking services that encompass merchant services and business loans. With our commitment to facilitating smooth transactions and ensuring financial well-being, our credit cards come with rewarding benefits that enhance your purchasing power.

In today's fast-paced world, digital access is essential, and at S R I Employees, we understand that convenience matters. Although we currently do not offer online banking or mobile applications, we strive to keep our members informed about their finances through accessible service options. While you can visit us in person at our Birmingham branch for personalized support, we encourage you to if you have any questions regarding membership eligibility or the services we offer. Whether you're planning for life milestones or looking to compare loan rates at https://www.lendmesh.com/loans/vehicle-loans, our team is here to help guide you every step of the way. Join us today and experience the difference in community-focused banking tailored just for you.

At S R I Employees, we pride ourselves on being a trusted financial partner for our community, a commitment reflected in our impressive performance metrics. With a Total Membership of 189, we have fostered a strong sense of belonging and trust among our members. Our financial stability is underscored by Total Assets amounting to $3,866,370, providing a solid foundation for serving our members' needs.

Our Net Worth stands at $1,405,650, showcasing our resilience and ability to support growth, despite challenges that lead to a current Net Income of -$236. We maintain transparency in our operations, which is why you can trust that your deposits are safe with us; we have accumulated Total Deposits of $2,459,436. This substantial figure not only reflects the confidence our members have in us but also enhances our capacity to offer competitive loans and services.

With a diverse portfolio encompassing Total Loans and Leases of $558,038, we cater to various financial needs, including Auto Loan Volume reaching $297,882 and a growing interest in Credit Card Loan Volume at $0. Our dedicated team of just 2 employees ensures personalized service, demonstrating that even smaller institutions can deliver big on customer care.

We take pride in maintaining a robust Net Worth Ratio of 36.36%, indicating our sound financial management practices that benefit all members. While we currently do not engage in commercial loans or borrowings, we focus on providing exceptional personal banking solutions tailored to your unique needs.

Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. If you’re looking to explore loan options, compare real-time offers today at https://www.lendmesh.com/loans/vehicle-loans and discover the best rates tailored just for you.