Vehicle Loans in Birmingham, AL

Ready to find the best car loan rates in Birmingham, AL? Comparing offers from local credit unions helps you secure lower rates and flexible terms tailored to your budget.

Start your search today and see how much you could save on your next vehicle. With friendly, personalized service right here in Birmingham, getting behind the wheel has never been easier.

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Lender
APR
Term
Link
Info
bcu
4.64 - 7.44 %
3.1 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
apcocu
4.7 - 7.25 %
4 - 6.2 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
gogulfwinds
4.74 - 17.34 %
3 - 7 Yrs
allincu
4.99 - 9.24 %
3 - 7.5 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Baxter's auto loan rates range from 2.89% to 7.44% APR today. These rates are up from 7 days ago but down compared to 30 and 60 days ago. The 90–day rates were higher than today's range. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.44% , which have not changed over the past 7 or 30 days. Recreational loans have rates between 6.59% and 10.49% , remaining steady compared to 7, 30, and 60 days ago.

Apco Employees has auto loan rates ranging from 4.5% to 7.25% APR and motorcycle loans from 6.75% to 7.25% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 6% and 7.5% APR with no recent changes either. Affinity Plus's auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged over the past 7 or 30 days. Recreational vehicle loans range from 5.49% to 8.24% , also showing no change during this time.

Gulf Winds's auto loans with APRs ranging from 4.74% to 17.34% , which have not changed in the past 7 days but are slightly up from 30 days ago. Recreational loan rates stay steady at 6.49% to 17.99% with no changes over the last 30 days. All In has vehicle loan rates ranging from 4.99% to 9.24% APR for auto loans and 10.24% to 10.74% APR for motorcycle loans. Unchanged compared to 7 or 30 days ago. Recreational loan rates also remain steady between 8.74% and 10.74% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% .

University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago.

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