Personal Loans in Birmingham, AL 35218

Looking for the best personal and home loan rates in Birmingham, AL? Compare offers from trusted local lenders to find competitive interest rates that fit your budget and goals. Whether it’s a home upgrade or an unexpected expense, you deserve a loan that works for you.

Our community-focused lenders understand Birmingham’s unique needs and offer fast approvals with flexible terms. Start comparing today to secure affordable financing backed by friendly, local service that supports your dreams every step of the way.

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.75 - 10.75 %

3 Yrs

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 %

7 Yrs

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 - 10.99 %

2 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Baxter has a personal loan with an APR of 7.49% , which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , remaining the same over the past 90 days. Pentagon's personal loans have an APR of 6.09% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 30 days. Their Homeowner debt consolidation loan has an APR of 7.49% , unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit rate is 15.24% , steady across the last 7 and 30 days.

Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during these periods. Nasa's Cashline line of credit has an APR of 11.74% today, which is up from 11.49% seven and 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR now, unchanged from seven and 30 days ago but higher than 7.69% sixty days ago and 7.44% ninety days ago.

Avadian's home improvement loans have a 7.24% APR today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Other personal loans and lines carry an 8.49% APR, which has stayed steady over the past 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. University's personal loans with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Birmingham, AL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
AMERICA'S FIRST FEDERAL CREDIT UNION	1819 20TH STREET ENSLEY BIRMINGHAM AL 35218	⏰ 9:00 am - 5:00 pm Mon-Thu 9:00 am - 6:00 pm Fri 📞 2057814220 📠 2053207042	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,514,666,869 Deposits: $241,463,130 Net Worth: $284,700,495 Employees: 436 Members: 195,392

🏘️ All the Lenders Available in Jefferson County, AL

✅AMERICAS FIRST CREDIT UNION

✅APCO EMPLOYEES CREDIT UNION

✅JEFFERSON CREDIT UNION CREDIT UNION

✅AVADIAN CREDIT UNION

✅MARVEL CITY FEDERAL CREDIT UNION

✅U S PIPE BESSEMER EMPLOYEES FEDERAL CREDIT UNION

✅FAMILY SECURITY CREDIT UNION

✅ECO CREDIT UNION

✅S R I EMPLOYEES FEDERAL CREDIT UNION

✅LEGACY COMMUNITY FEDERAL CREDIT UNION

✅SIXTH AVENUE BAPTIST FEDERAL CREDIT UNION

✅HOPE 24829 CREDIT UNION

✅FEDERAL EMPLOYEES 62599 CREDIT UNION

✅HEALTH CREDIT UNION

✅NRS COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION

✅ACIPCO FEDERAL CREDIT UNION

✅BIRMINGHAM CITY CREDIT UNION

✅ANG FEDERAL CREDIT UNION

✅LN EMPLOYEES CREDIT UNION

✅PLATINUM FEDERAL CREDIT UNION

✅ALABAMA CREDIT UNION

✅ALABAMA CENTRAL CREDIT UNION

✅SOUTHERN ENERGY CREDIT UNION

✅FIREMANS CREDIT UNION

✅ALABAMA POSTAL CREDIT UNION

✅ALATRUST CREDIT UNION

✅RAILROAD CREDIT UNION

✅ALABAMA LAW ENFORCEMENT CREDIT UNIO CREDIT UNION

✅SOCIAL SECURITY CREDIT UNION

✅MUTUAL SAVINGS 60501 CREDIT UNION

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