Student Loans in Houston, TX

Looking for affordable education loans in Houston, TX? Compare local student loan offers with low interest rates and flexible repayment plans designed to fit your budget and goals. Finding the right loan can make your college journey smoother and stress-free.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Texans has a Private Student Loan with fixed rates ranging from 2.74% to 6.89% APR. These rates are unchanged from both 7 and 30 days ago. Eecu’s Texas Extra Credit Education Loan (fixed) has an APR range of 2.74% to 7.38% today, which is up from 2.74% to 6.89% thirty, sixty, and ninety days ago. The minimum APR remains the same at 2.74% . Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago.

First Community has a Medical school loan (fixed) with rates from 2.89% to 14.98% APR, unchanged from 7 and 30 days ago. Their Undergraduate student loan (variable) has rates ranging from 4.37% to 16.99% APR, also unchanged from a week earlier. Randolph–Brooks has a Medical school loan (fixed) with an APR range of 2.89% to 14.98% , unchanged from 7 and 30 days ago. The Undergraduate student loan (variable) has rates from 4.37% to 16.99% , also steady compared to the past week and month.

Security Service s fixed–rate Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 7 and 30 days ago. Their variable–rate Undergraduate student loans have APRs between 4.37% and 16.99% , with no change reported since the last update. Technology credit union’s Medical school loan (fixed) has an APR range of 2.89% to 14.98% , unchanged from 7 and 30 days ago. The Undergraduate student loan (fixed) shows a range of 2.89% to 17.49% , also unchanged from 7 and 30 days ago.

Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier.

Soarion shows an APR of 3.78% for its In–school Loans (fixed), unchanged from 7 and 30 days ago. The Student Loan Refinance (fixed) rate is 4.24% , steady from both 7 and 60 days ago. Private loans include a variable rate at 5.75% and a fixed rate at 4.74% , both unchanged from a week earlier. United credit union’s Variable Rates student loans range from 3.78% to 12.78% , unchanged from 30 days ago. Their Fixed Rates loans show an APR range of 4.78% to 12.78% , also unchanged from 30 days ago.

Together s Undergraduate Fixed Rate Loans with APRs ranging from 3.99% to 13.25% , unchanged from both 7 and 30 days ago. Graduate Fixed Rate Loans have rates between 4.24% and 13% , also steady compared to the past week and month. Credit Human s an Undergraduate Fixed Rate Loan with APRs ranging from 4.25% to 12.74% and a Graduate Fixed Rate Loan with APRs from 4.5% to 12.99% . Both loan rates are unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Houston, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
HOUSTON FEDERAL CREDIT UNION
777 N ELDRIDGE PKWY STE 150 HOUSTON TX 77079
ATM
P2P
E-Statements
E-Signature
Assets: $1,010,665,759
Deposits: $179,628,561
Net Worth: $89,400,955
Employees: 192
Members: 68,429
ADVANCIAL FEDERAL CREDIT UNION
845 N ELDRIDGE PKWY HOUSTON TX 77079
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,379,033,747
Deposits: $185,405,145
Net Worth: $181,071,309
Employees: 304.0
Members: 133,915
BP FEDERAL CREDIT UNION
501 WESTLAKE PARK BLVD HOUSTON TX 77079
P2P
E-Statements
E-Signature
Assets: $131,975,330
Deposits: $1,629,564
Net Worth: $17,292,234
Employees: 20
Members: 6,741
BP FEDERAL CREDIT UNION
201 HELIOS WAY HOUSTON TX 77079
P2P
E-Statements
E-Signature
Assets: $131,975,330
Deposits: $1,629,564
Net Worth: $17,292,234
Employees: 20
Members: 6,741
BP FEDERAL CREDIT UNION
13501 KATY FWY STE 1150 HOUSTON TX 77079
P2P
E-Statements
E-Signature
Assets: $131,975,330
Deposits: $1,629,564
Net Worth: $17,292,234
Employees: 20
Members: 6,741
TRUITY FEDERAL CREDIT UNION
925 N ELDRIDGE PKWY RM EC401N314 HOUSTON TX 77079
ATM
P2P
E-Statements
E-Signature
Assets: $1,107,324,184
Deposits: $64,883,422
Net Worth: $121,098,586
Employees: 230
Members: 71,782
MEMBERS CHOICE CREDIT UNION
925 N ELDRIDGE PKWY HOUSTON TX 77079
P2P
E-Statements
E-Signature
Assets: $780,724,628
Deposits: $52,488,221
Net Worth: $59,571,684
Employees: 113
Members: 47,204
FIRST SERVICE CREDIT UNION
150 N DAIRY ASHFORD RD HOUSTON TX 77079
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,357,838,759
Deposits: $62,516,034
Net Worth: $155,298,256
Employees: 278
Members: 99,478

🏘️ All the Lenders Available in Harris County, TX

✅SPACE CITY CREDIT UNION
✅OAK FARMS EMPLOYEES CREDIT UNION
✅PRIMEWAY FEDERAL CREDIT UNION
✅HOUSTON POLICE FEDERAL CREDIT UNION
✅HOUSTON TEXAS FIRE FIGHTERS FEDERAL CREDIT UNION
✅HOUSTON HIGHWAY CREDIT UNION
✅PILGRIM CUCC FEDERAL CREDIT UNION
✅PORT TERMINAL FEDERAL CREDIT UNION
✅SYNERGY FEDERAL CREDIT UNION
✅UNION FIDELITY FEDERAL CREDIT UNION
✅TEXAS DOW EMPLOYEES CREDIT UNION
✅MEMORIAL 62571 CREDIT UNION
✅INVESTEX CREDIT UNION
✅MET TRAN FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅PRIORITY TRUST CREDIT UNION
✅UNITED ENERGY CREDIT UNION
✅FIRST SERVICE 68605 CREDIT UNION
✅HARRIS COUNTY FEDERAL CREDIT UNION
✅KBR HERITAGE FEDERAL CREDIT UNION
✅JSC FEDERAL CREDIT UNION
✅ILA 1351 FEDERAL CREDIT UNION
✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION
✅BAKER HUGHES FEDERAL CREDIT UNION
✅CHARTWAY FEDERAL CREDIT UNION
✅FIRST EAGLE FEDERAL CREDIT UNION
✅TEAM FINANCIAL FEDERAL CREDIT UNION
✅RESOURCE ONE CREDIT UNION
✅OUR MOTHER OF MERCY PARISH HOUSTON FEDERAL CREDIT UNION
✅SHELL FEDERAL CREDIT UNION
✅UNITED COMMUNITY 68369 CREDIT UNION
✅SP TRAINMEN FEDERAL CREDIT UNION
✅ADVANCIAL FEDERAL CREDIT UNION
✅BCM FEDERAL CREDIT UNION
✅BAYOU CITY FEDERAL CREDIT UNION
✅PIE CREDIT UNION
✅TRUITY FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅MEMBERSOURCE CREDIT UNION
✅PORT OF HOUSTON WAREHOUSE FEDERAL CREDIT UNION
✅PORT OF HOUSTON CREDIT UNION
✅TOGETHER CREDIT UNION
✅REED CREDIT UNION
✅FIRST COMMUNITY 66818 CREDIT UNION
✅TRANSTAR FEDERAL CREDIT UNION
✅TEXAS LEE FEDERAL CREDIT UNION
✅BRENTWOOD BAPTIST CHURCH FEDERAL CREDIT UNION
✅TEXAS BAY CREDIT UNION
✅HOUSTON FEDERAL CREDIT UNION
✅ENERGY ONE FEDERAL CREDIT UNION
✅F A A FEDERAL CREDIT UNION
✅GULF COAST EDUCATORS FEDERAL CREDIT UNION
✅HERITAGE HUB FEDERAL CREDIT UNION
✅JAFARI NOINTEREST CREDIT UNION
✅AMOCO FEDERAL CREDIT UNION
✅PREMIER AMERICA CREDIT UNION
✅CREDIT HUMAN FEDERAL CREDIT UNION
✅LIGHT COMMERCE CREDIT UNION
✅CYFAIR CREDIT UNION
✅ENERGY CAPITAL CREDIT UNION
✅SMART FINANCIAL CREDIT UNION
✅EMPOWERMENT COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION
✅BRAZOS VALLEY SCHOOLS CREDIT UNION
✅SOUTHERN STAR CREDIT UNION
✅SOUTHERN 9214 CREDIT UNION
✅BP FEDERAL CREDIT UNION
✅FIRST SERVICE CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅ST LUKES COMMUNITY CREDIT UNION
✅HOUSTON BELT TERMINAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION
✅GREATER TEXAS FEDERAL CREDIT UNION
✅COMMUNITY RESOURCE 68021 CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅ASSOCIATED CREDIT UNION OF TEXAS CREDIT UNION
✅ESSENTIAL CREDIT UNION
✅LOCAL 24 EMPLOYEES FEDERAL CREDIT UNION
✅ILA 28 FEDERAL CREDIT UNION
✅SHARED RESOURCES CREDIT UNION
✅PASADENA MUNICIPAL FEDERAL CREDIT UNION
✅IBEW LU 66 CREDIT UNION
✅CHEMCEL FEDERAL CREDIT UNION
✅BEACON 6062 CREDIT UNION
✅BAYER HERITAGE FEDERAL CREDIT UNION
✅CITY OF DEER PARK FEDERAL CREDIT UNION
✅LUBRIZOL EMPLOYEES CREDIT UNION
✅U S I CREDIT UNION

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