Members Choice Credit Union Houston TX | Top Business Banking & Auto Loans

Introduction

Welcome to Members Choice, your trusted financial partner located at 925 N Eldridge Pkwy, Houston, TX 77079. Established in 1941, our credit union has proudly served the community for over 80 years, fostering a commitment to member satisfaction and community support. With a total membership of 47,204 individuals and assets amounting to an impressive $780,724,628, we are dedicated to providing personalized banking solutions tailored to your needs. At Members Choice, we understand that every dollar counts. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. Our total deposits stand at $52,488,221, showcasing our members' trust in us as their go-to financial institution. Our leadership team is here to ensure that you receive the best service possible. Led by CEO Luke Billeri and Board President Johnny Williams, we strive to create a welcoming environment where your financial goals are our priority. Our team of 113 employees is always ready to assist you with expert advice and friendly support. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 925 N Eldridge Pkwy, Houston, TX 77079-2703. If you have any questions or need assistance, feel free to reach out by phone at 281-754-1003 or send us a fax at 281-398-9898. Join us today and experience the difference of being a member of Members Choice Credit Union where your financial well-being is our mission! Visit our website at mccu.com for more information on how we can help you achieve your financial dreams.

Branch History & Mission

Commitment to Innovation

As times change, so do we. Members Choice embraces technology by offering online and mobile banking options that allow you to manage your finances conveniently from anywhere. We understand the importance of accessibility; therefore, our facilities are ADA compliant, ensuring everyone can benefit from our services. While members can visit us at 925 N Eldridge Pkwy, official correspondence should be sent to 925 N Eldridge Pkwy, Houston, TX 77079-2703 if necessary. You can reach us at 281-754-1003 during our operating hours: Monday, Tuesday, and Thursday from 8:30 AM to 4:30 PM (closed Wednesdays and Fridays).

Join Us

At Members Choice, you are not just another account number; you are part of a family dedicated to your success. We invite you to join us today and experience firsthand the benefits of being a member of our community-focused credit union. Together, let's build a brighter financial future! For more information about our services or how to become a member, please visit our website.

Our Mission

At Members Choice, our mission extends beyond just providing financial services. We aim to empower our members by offering personalized banking solutions that help them achieve their financial goals. Whether it's through checking and savings accounts, auto loans, or mortgage refinancing, we are dedicated to making banking easy and accessible for everyone. We believe in giving back to our community as much as possible. Through various outreach programs and partnerships with local organizations, we strive to create a positive impact on the lives of those we serve. Our commitment to community support is an integral part of who we are.

Branch Location & Accessibility

Convenient Access and Amenities

At Members Choice, we prioritize your comfort and convenience. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking to ensure that everyone can easily visit us. While we currently do not have drive-thru services or ATMs at this branch, our friendly staff is always ready to assist you inside.

Join Us Today!

We invite you to stop by Members Choice for all your personal banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we're here to help you achieve your financial goals. If you have any questions or need assistance before your visit, don't hesitate to reach out. We look forward to serving you!

Operating Hours Tailored for You

We understand that your time is valuable. That's why we offer flexible banking hours to accommodate your schedule. Starting the week of August 28th, 2023, our operating hours are Monday, Tuesday, and Thursday from 8:30 AM to 4:30 PM. Please note that we are closed on Wednesdays and Fridays due to a temporary labor shortage. For any inquiries or assistance, feel free to call us at 281-754-1003 during business hours.

Member Eligibility

At Members Choice, we're excited to welcome you into our community! Becoming a member is simple and opens the door to a world of financial support tailored just for you. To join us at our branch located at 925 N Eldridge Pkwy, Houston, TX 77079, you'll need to meet some friendly eligibility criteria. Generally, membership is available to anyone who lives, works, or worships in our community, along with their family members. This means that if you're part of the local area or have loved ones who are, you can easily become one of us! Joining Members Choice comes with numerous benefits like personalized service and access to a wide range of financial products including checking accounts, loans, and online banking services. If you're ready to take this step or want more details about eligibility requirements, feel free to visit our website at https://www.mccu.com/ . You can also reach out directly by calling us at 281-754-1003. We look forward to welcoming you as a valued member!

Business Banking & Commercial Services

Merchant Services That Work for You

Beyond loans, we offer merchant services designed to simplify payment processing and enhance customer experiences. Imagine being able to accept payments quickly and securely, allowing you to focus on what really matters growing your business. Our services help streamline transactions so you can provide better service to your customers while keeping your operations running smoothly. Visit us at 925 N Eldridge Pkwy Houston Tx 77079 in Houston, TX or call us at (281) 754-1003 to learn how our business banking and commercial services can empower your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $16 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,658,207, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Features

Our commitment extends beyond traditional banking hours with features like ATM services for cash withdrawals (even though we currently do not have ATMs available). You can still manage your finances easily through our robust online platforms that include options for electronic signatures and person-to-person payments. At Members Choice in Houston, TX, we strive to create an engaging environment where all members feel valued and supported. For any inquiries about our services or assistance in opening an account, please reach out to us at 281-754-1003. Visit us online at www.mccu.com for more information. Your financial journey begins here!

Auto Loans & Vehicle Financing

Thinking about buying a new car? At Members Choice, our auto loans and vehicle financing options are structured to fit various budgets and credit situations. We work with you to find a loan that suits your needs, making car ownership more accessible than ever.

Business Banking

For small business owners, Members Choice offers comprehensive business banking solutions including merchant services and business loans. We recognize that managing a business requires support and flexibility, which is why our products are designed to help your business thrive.

Credit Cards with Rewards

To complement your spending needs, consider our credit cards with rewards. These cards not only provide convenience but also offer benefits that allow you to earn points on purchases great for those who enjoy traveling or dining out!

Mortgage Loans & Refinancing

If you're in the market for a new home or looking to refinance your existing mortgage, our experienced team is here to guide you through the process. Our mortgage loans come with competitive rates and personalized service aimed at helping you achieve homeownership with ease.

Personal Banking

Managing personal finances can often feel overwhelming. That's why at Members Choice, we offer checking and savings accounts designed for everyday use and long-term growth. You can access your accounts anytime through our online and mobile banking services, making it easy to check balances, transfer funds, and pay bills from the comfort of your home or on the go. In addition to basic banking services, we understand that life can bring unexpected expenses. Our personal loans provide a flexible option for debt consolidation or emergency funding when you need it most. With competitive rates, we help make borrowing manageable.

Digital & Online Banking

Enhanced Security and Accessibility

We prioritize your security while providing user-friendly features. Our mobile payments feature lets you pay with just a tap, ensuring that every transaction is safe and straightforward. Additionally, our person-to-person transfer service enables you to send money directly to friends or family in real time perfect for splitting bills or sending gifts! With all these options available through our online banking system, managing your money has never been more accessible. At Members Choice, we're committed to making banking not only easier but also enjoyable. Explore all the possibilities today at https://www.mccu.com/ !

Key Features for Your Convenience

Our online banking platform allows you to manage your accounts effortlessly. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, with electronic signature authorization available, signing important documents has never been simpler or more secure. If you prefer going paperless, you'll love our e-statements feature. Stay organized and reduce clutter by accessing your statements online whenever you need them. And for those moments when you're on the go, our mobile application makes it easy to handle transactions right from your smartphone.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 85,325, show a strong and growing member base that trusts us with their finances. This trust drives us to continuously improve our services for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Members Choice is your trusted partner. Visit us at 925 N Eldridge Pkwy Houston Tx 77079 or call (281) 754-1003 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $167,985,535 in share certificates and $76,623,089 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $23,863,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 113 full-time employees and 0 part-time employees ready to assist you with knowledgeable service.

Reinvesting in Member Services

With $57,239,627 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,117 in used auto loans and $562,423,937 in total loans and leases.

Strong Financial Health

With a net worth of $59,571,684, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $761 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,242,963 in used vehicle loans and $61,241,684 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned one, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $18,658,207 provide the capital needed to grow and expand. We know that having access to funds at critical moments can make all the difference for your business. In addition to our comprehensive loan offerings, Members Choice is committed to providing exceptional service. If you're considering refinancing or exploring eligibility options for any of our products, don't hesitate to reach out to us. You can contact us at 281-754-1003 or visit us at 925 N Eldridge Pkwy Houston TX 77079. For more information on our services and products, feel free to explore our website at www.mccu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,874,448, make buying or refinancing simple. We provide clear information on eligibility and refinancing options so that you can make informed decisions about your future home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $6,059,291 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you for every dollar spent.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, having a reliable tool like LendMesh at your disposal can save you both time and money. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the information you receive is based on the latest results and reflects fair and transparent offers (Source: https://www.ncua.gov ). You can trust that the comparisons provided are not only timely but also grounded in legitimacy. Verified Data is one of the key features of LendMesh. All loan offers come from established financial institutions, ensuring transparency throughout the comparison process. Additionally, No Sponsored Listings means that lenders are not prioritized based on paid promotions. Instead, LendMesh focuses solely on delivering unbiased results to help you make an informed decision. Another advantage of using LendMesh is its Real-Time Rate Comparisons, which display up-to-date loan rates from multiple institutions. This feature empowers users to evaluate their options effectively and select the best fit for their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MEMBERS CHOICE CREDIT UNION