Advancial Houston TX Credit Union | Top Auto Loans & Personal Banking

Introduction

Welcome to Advancial at our West Houston branch, located at 845 N Eldridge Pkwy, Houston, TX 77079. Since our establishment in 1937, we've been dedicated to serving our community with a personal touch and reliable financial solutions. With a total membership of over 129,579, we pride ourselves on being a trusted partner for all your banking needs. At Advancial, we understand that each member has unique financial goals. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our total assets stand impressively at $2,403,360,527, reflecting our solid foundation and commitment to supporting our members. Our team is led by CEO Brent Sheffield and Board President Mike McKee, who are both passionate about fostering a welcoming environment for everyone. With a dedicated staff of 305 employees, we're here to ensure you receive the highest level of service. While members can visit us at our branch location, official correspondence should be sent to the same address: 845 N Eldridge Pkwy, Houston, TX 77079. Feel free to reach out by phone at 281-752-8117 or explore more about us on our website Advancial.org. Our goal is not just to meet your financial needs but to help you thrive. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Join Us

As you explore your financial options, consider joining Advancial. Experience firsthand how we prioritize your needs while remaining dedicated to making a positive impact in Houston. With convenient ATM access and drive-thru banking available, managing your finances has never been easier. Connect with us today at 281-752-8117 or visit Advancial online to learn more about how we can help you achieve your financial dreams!

Our Evolution

Over the decades, Advancial has evolved significantly while staying true to its mission: to provide accessible financial services that empower our members. From offering basic savings accounts to introducing advanced digital banking solutions, we have continually adapted to meet the changing needs of our community. We pride ourselves on being more than just a financial institution; we're a partner in your journey toward financial wellness. As we expanded our services, we also embraced technology. Today, members can enjoy online and mobile banking, allowing them to manage their finances anytime and anywhere. Our commitment to accessibility ensures that all members can take advantage of our offerings through ADA-compliant facilities and services.

Our Mission

Advancial's mission goes beyond providing loans and accounts; it's about fostering community support and involvement. We believe in giving back to the neighborhoods we serve through various outreach initiatives and partnerships with local organizations. Whether it's sponsoring community events or supporting educational programs, we aim to uplift those around us. While members can visit us at 845 N Eldridge Pkwy for personal service during our operating hours Monday through Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 1 p.m. official correspondence should be sent to the same address for consistency.

Branch Location & Accessibility

Convenient Access

Our branch is conveniently situated near notable landmarks, making it easy for you to find us. You can enjoy ample parking right outside the entrance, ensuring that your trip is hassle-free. Plus, we are committed to accessibility for all our members, featuring ADA-compliant facilities and ramps for those who need them.

Let’s Connect!

We're excited to help you achieve your financial goals! If you have any questions or need assistance, don't hesitate to give us a call at 281-752-8117. Come visit us today and experience the Advancial difference!

Operating Hours

At Advancial, we understand that life can be busy. That's why we're open Monday through Friday from 9 a.m. to 6 p.m., and on Saturdays from 9 a.m. to 1 p.m. This flexible schedule allows you to visit us at a time that works best for you!

Services Offered

As a member of Advancial, you have access to a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got everything covered. Need cash? Our ATM is readily available for quick withdrawals and balance checks. If you prefer drive-thru banking, we offer that too ideal for quick deposits or withdrawals without leaving your vehicle! While members can visit us at our physical location, any official correspondence should be sent to the same address: 845 N Eldridge Pkwy, Houston, TX 77079.

Member Eligibility

At Advancial, we believe in building a community where everyone feels welcome and supported. Becoming a member is easy and opens the door to a variety of financial services designed to help you thrive. If you live, work, or worship in the area, or if you're related to someone who is already a member, you may qualify for membership. This means that whether you're looking for personal banking options, loans, or simply a friendly place to manage your finances, we're here for you! You can check out all the specific eligibility details at http://www.Advancial.org/membership-information . Joining us is just a few clicks away! To start the process of opening an account, visit us online at http://www.Advancial.org/apply or give us a call at (281) 752-8117 if you have any questions. Our friendly team at our branch located at 845 N Eldridge Pkwy Houston Tx 77079 is excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

Managing day-to-day operations is crucial for any business. Our merchant services offer practical benefits, making transactions easier and more efficient. Imagine serving customers faster with secure payment processing, allowing you to focus on what you do best growing your business. Located at 845 N Eldridge Pkwy Houston Tx 77079 in Houston, TX, we are here to support your journey every step of the way. If you're interested in exploring how we can assist you further, don't hesitate to reach out at (281) 752-8117 or visit us online at Advancial. Let's build something great together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are dedicated to providing flexible financing solutions that empower local businesses. Although our outstanding commercial loans stand at $0, we are actively working towards developing options that can help fuel your business ambitions in the future.

Comprehensive List Of Services

Business Banking Support

If you're a business owner, Advancial has got you covered as well. Our business banking services include merchant services and business loans to support your growth and operations. We know how important it is for businesses to have reliable financial partners, so we strive to make banking as straightforward as possible.

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that allow you to manage your accounts from anywhere. Need cash? Our ATM services provide easy access for withdrawals and balance checks without any hassle. For simple transactions like deposits or withdrawals, our drive-thru banking makes it quick and efficient. With everything from basic ATM access to full-featured digital banking at your disposal, managing your finances has never been easier. Whether you're visiting us at our branch located at 845 N Eldridge Pkwy Houston Tx 77079 or reaching out by phone at (281) 752-8117, we're here to help you every step of the way. Join us today at West Houston and experience the benefits of being part of a community-focused credit union that puts its members first. Ready to take the next step? Visit us online or stop by our branch we can't wait to assist you!

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. With features like online banking and mobile payments, keeping track of your finances is easy and convenient. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help make that dream a reality. You can also explore our mortgage loans and refinancing options, which provide flexible terms to fit your budget. For those times when unexpected expenses arise, our personal loans and debt consolidation services are here to assist. We understand that life can be unpredictable, and having access to funds when you need them most is essential. Plus, with credit cards that offer rewards, managing your everyday purchases becomes even more rewarding.

Digital & Online Banking

Accessibility and Ease of Use

With all these features combined, managing your finances has never been easier. You can enjoy real-time account management whether you're at home or on the go. From the moment you sign up for online banking until the time you need assistance, we're here to support you every step of the way. Explore our digital banking offerings today and see how Advancial can simplify your financial life!

Key Features

Our online banking platform, accessible at https://www.advancial.org/ , provides you with 24/7 access to your accounts. Whether you're checking your balance, transferring funds, or paying bills, everything is right at your fingertips. Plus, our mobile application enhances this experience even further, allowing you to do all this from the comfort of your smartphone. Security is a top priority for us. Our electronic signature authorization system makes it easy and safe to sign documents without needing to visit a branch. You can also opt for e-statements, which not only help you keep track of your finances but also reduce paper waste it's an eco-friendly choice! Need to send money to a friend? Our person-to-person transfer feature allows you to do that quickly and securely. Additionally, if you're someone who loves the convenience of mobile payments, we've got you covered there too! You can easily make purchases using your phone, streamlining your shopping experience.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 219,082, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Advancial is your trusted partner. Visit us at 845 N Eldridge Pkwy Houston Tx 77079 or call (281) 752-8117 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $982,282,515 in share certificates and $147,937,899 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-5,600,711, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 304 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $187,407,986 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $23,319 in used auto loans and $2,050,655,223 in total loans and leases, supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $185,457,762, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $771 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these loan products, we provide various services that cater to your financial needs. If you are considering refinancing options or want to check your eligibility for any of our loan products, feel free to visit our website at Advancial for more information. We pride ourselves on being transparent and committed to serving our members with respect and integrity. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore what Advancial has to offer today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $542,570,999 in used vehicle loans and $310,177,311 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got options that can fit your budget and lifestyle.

Credit Card Loans

Managing daily expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $127,708,843 in loans helping members manage their finances effectively. This can provide you with added flexibility when it comes to everyday spending or unexpected costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $33,051,868. This can be an excellent opportunity for first-time homebuyers or those looking to refinance their existing mortgage.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that you receive fair and transparent offers, making it easier for you to find the right loan.

ADVANCIAL FEDERAL CREDIT UNION