First Service Credit Union Houston TX | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to First Service, your trusted partner in financial services located at 150 N Dairy Ashford Rd, Houston, TX 77079. Since our establishment in 1977, we have proudly served our community, growing to a robust membership of 99,478 individuals and families. With total assets exceeding $1.35 billion, we're dedicated to providing a range of financial products tailored to meet your needs. At First Service, we understand that every member has unique goals and challenges. That's why we offer personalized banking solutions including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to excellence is reflected in our financial strength, with total deposits amounting to $62,516,034 and a net worth of $155,298,256. Under the leadership of CEO David Bleazard and Board President Doug Esmond, our team of 278 employees is here to ensure you receive exceptional service every time you walk through our doors or connect with us online. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 150 N Dairy Ashford Rd, Suite E0170, Houston, TX 77079-1115. Our mission is not just about numbers; it's about making a positive impact on the lives of our members and the community. We're proud to support local initiatives and provide resources that help foster growth and stability for everyone. Ready to take the next step in your financial journey? Call us today at 713-428-3200 or visit our website at fscu.com to learn more about how First Service can help you achieve your financial dreams!

Branch History & Mission

Looking Ahead

As we look to the future, First Service remains committed to innovation while upholding traditional values of trust and integrity. We prioritize ADA compliance to ensure all members can access our services comfortably. Our focus on customer-centric initiatives means we're always finding ways to improve your experience with us. Join us on this journey! We invite you to become a part of the First Service family and discover how we can help you achieve your financial goals while making a positive impact in our community. Reach out today at 713-428-3200 or visit us online at First Service. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, First Service has steadily expanded its services and membership base. Today, we proudly serve over 99,478 members and manage assets totaling more than $1.36 billion. This growth reflects our dedication to meeting the diverse financial needs of those in our area. Our commitment is underscored by a strong emphasis on community outreach and engagement. We strive to create meaningful partnerships that benefit local organizations and support initiatives that uplift our neighbors.

Our Mission

The mission of First Service is simple yet profound: to provide exceptional financial services while fostering a sense of community. We believe that banking should be accessible, personal, and supportive. Our services range from checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking solutions. With options for online and mobile banking, we ensure that managing your finances is convenient and straightforward. We understand that every member's journey is unique. That's why we emphasize personalized service in everything we do whether you're visiting us at our branch or interacting with us online. Our drive-thru service makes transactions quick and easy, while our ATM availability ensures you can access your funds whenever you need them. While members can visit us at 150 N Dairy Ashford Rd, official correspondence should be sent to 150 N Dairy Ashford Rd Suite E0170, Houston, TX 77079-1115 if different from the branch address.

Branch Location & Accessibility

Get in Touch

Have questions? Feel free to give us a call at 713-428-3200. Our dedicated staff is eager to help you navigate your financial journey. We invite you to drop by and experience the personalized service that makes First Service stand out in the community!

Operating Hours & Services

Our friendly team is here to assist you during our lobby hours from Monday to Thursday, 7 AM to 4 PM. Please note that we are closed on Fridays and Saturdays. Whether you're looking for personal banking services like checking and savings accounts or need help with auto loans and mortgages, we're ready to serve you. We also have an ATM on-site for quick cash withdrawals and a drive-thru service that allows you to handle deposits and withdrawals without leaving your car. Additionally, as a shared service center, we can assist members of partner credit unions with basic transactions.

Visit Us

While members can visit us at 150 N Dairy Ashford Rd, official correspondence should be sent to our mailing address: 150 N Dairy Ashford Rd, Suite E0170, Houston, TX 77079-1115. Our facility features ample parking, making it simple for you to pull in and out without hassle. Plus, we are proud to offer ADA-compliant access, including ramps and designated parking spots for those who need them.

Member Eligibility

Becoming a member of First Service is like opening the door to a warm, welcoming community where your financial needs are prioritized. If you live, work, or worship in the area, or if you have a family member who is already a member, you're already on your way to joining us! At First Service, we believe in making banking accessible and supportive for everyone. Once you meet these simple eligibility criteria, you can enjoy all the benefits our credit union has to offer, from personalized service to competitive rates on loans and savings accounts. Getting started is easy! You can check out more details about membership eligibility on our website at . If you're ready to take the next step and open an account, just give us a call at (713) 428-3200, or visit us at our convenient location: 150 N Dairy Ashford Rd Houston Tx 77079. We're excited to welcome you to the First Service family and help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $40 in commercial loans for our members, helping businesses scale and succeed. Imagine having the financial backing to seize opportunities as they arise whether that means expanding your operations, purchasing new equipment, or managing day-to-day expenses. Each loan we offer is designed to help you achieve your goals and foster long-term success.

Merchant Services

In addition to loans, we provide merchant services that streamline transactions for your business. Picture this: a customer walks into your store, makes a purchase, and completes the transaction seamlessly using their card. With our reliable merchant services, you can accept various payment methods effortlessly, improving customer satisfaction and boosting sales. With an outstanding commercial loan portfolio of $34,424,275, we continue to drive economic growth by financing new and expanding businesses. Let us partner with you on your journey toward success at First Service located at 150 N Dairy Ashford Rd Houston Tx 77079. For more information or to discuss your business banking needs, give us a call at (713) 428-3200.

Comprehensive List Of Services

Business Banking Made Easy

If you're a small business owner, we haven't forgotten about you! Our Business Banking solutions include tailored Merchant Services and Business Loans designed to help your business grow and succeed. We know how important it is for businesses to have reliable financial backing, and we're here to provide just that.

Connect With Us!

If you're ready to explore how these services can work for you or if you have any questions about what we offer, don't hesitate to reach out! Call us at (713) 428-3200, visit us at 150 N Dairy Ashford Rd Houston Tx 77079, or check out our website at Shell Woodcreek. We look forward to helping you achieve all your financial goals!

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services, allowing you to manage your accounts anytime and anywhere. You can make deposits, transfer funds, or pay bills all from the comfort of your home or on-the-go with just a few taps on your smartphone. Our branch also features an ATM & Cash Withdrawal Services, so accessing your money is always easy. For those days when you need quick assistance, our Basic Drive-Thru Banking allows for deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

Whether you're opening your first checking account or saving for a big purchase, our Personal Banking services are tailored just for you. We offer convenient Checking & Savings Accounts that help you manage your daily expenses while building your savings effortlessly. Need financing for a new vehicle? Our Auto Loans & Vehicle Financing options come with competitive rates, ensuring you can drive away in the car of your dreams without breaking the bank. And if you're considering home ownership or looking to refinance, our Mortgage Loans & Refinancing solutions provide flexibility and favorable terms that cater to your situation.

Shared Services for Broader Access

Additionally, if you're a member of partner credit unions, you'll benefit from our Basic Shared Branch Transactions, where you can perform deposits and withdrawals seamlessly across different branches. This means greater access to your funds whenever and wherever needed.

Support for Your Financial Goals

For those unexpected expenses or plans that require extra funding, our Personal Loans & Debt Consolidation services can help simplify your finances by combining multiple debts into one manageable payment. Plus, our Credit Cards with Rewards allow you to earn while you spend, giving you benefits for simply using your card.

Digital & Online Banking

Key Features for Your Convenience

With 24/7 online banking services available, you can check balances, pay bills, and transfer funds whenever it suits you. Say goodbye to long lines and hello to the freedom of managing your finances from the comfort of your home or on the go. Our user-friendly mobile application makes this even easier, allowing you to access all your banking needs right from your smartphone. You also have the option to enroll in e-statements, providing you with quick access to your account statements without the clutter of paper. Plus, with our electronic signature authorization feature, signing documents has never been simpler or more secure.

Secure and Efficient Transactions

Need to send money to a friend? With our person-to-person transfer feature, it's as easy as a few taps on your device. You can also enjoy mobile payments for convenient transactions at stores or online all while knowing that your information is protected with top-notch security measures. At First Service, we are committed to providing a banking experience that fits your lifestyle. Whether you're making a quick payment or checking on investments, our digital tools are here to help you manage your finances efficiently and securely. Experience the convenience today!

Financial Strength

A Solid Financial Foundation

With a net worth of $155,298,256, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,143 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $85,943,683 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,108 in used auto loans and $1,032,586,386 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 267 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 200,269, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $395,090. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Service is your trusted partner. Visit us at 150 N Dairy Ashford Rd Houston Tx 77079 or call (713) 428-3200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $429,913,433 in share certificates and $159,292,541 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,066,760, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Information

If you're considering refinancing or want to explore eligibility options, our knowledgeable staff is ready to assist you. You can contact us at (713) 428-3200 for more information about how we can meet your specific needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At First Service, we prioritize transparency and customer satisfaction, ensuring you have all the information needed to make informed decisions about your financial future. Whether it's personal loans, auto financing, or mortgages our team is dedicated to guiding you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $199,696,191 in used vehicle loans and $242,216,756 in new vehicle loans already helping members get on the road. Whether it's a reliable used vehicle or a brand-new ride, our competitive rates make financing simple and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $34,424,275 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your ambitions with tailored loan solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83,337,942, make buying or refinancing your home straightforward. We provide flexible terms and competitive interest rates to help you settle into your new home without stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $35,912,610 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or make significant purchases without tying up collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency allows users to make informed choices without the confusion often associated with finding suitable loan options. LendMesh ensures accurate loan comparisons through a rigorous data sourcing method. Loan data is obtained directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to verified data guarantees that users receive fair and transparent offers. One of the standout features of LendMesh is its dedication to providing verified data. All loan offers come from legitimate financial institutions, which fosters trust among users. Additionally, LendMesh operates without sponsored listings. This means lenders are not prioritized based on paid promotions ensuring that the results you see are truly unbiased and reflect genuine loan offerings. Another benefit is LendMesh's real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions that fit their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a reliable tool to compare loans, consider using LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FIRST SERVICE CREDIT UNION