Student Loans in Houston, TX 77086

Looking for school loans in Houston, TX? Compare local student loan offers to find low rates and flexible repayment options that fit your budget and goals. Getting the right loan can make your college journey easier and more affordable.

We’re here to help Houston students and families find trusted lenders who understand your needs. Explore personalized loan choices with hometown support, so you can focus on what matters most—your education and future success.

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2.49 - 8.24 %

15 Yrs

∞

2.67 - 6.14 %

∞

2.74 - 6.89 %

15 Yrs

∞

2.74 - 6.89 %

15 Yrs

∞

2.99 - 3.03 %

∞

2.99 - 6.75 %

15 Yrs

3.03 - 12.78 %

3.35 - 17.22 %

4.25 - 12.99 %

4.74 - 15 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Eecu's Texas Extra Credit Education Loan (fixed) has an APR range of 2.49% to 8.24% today, unchanged from 7 and 30 days ago. No other recent rate changes are listed for this loan. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Greater Texas has a fixed private student loan with an APR range of 2.74% to 6.89% . These rates are unchanged from 7, 30, and 60 days ago. Texans has a Private Student Loan with a fixed APR range from 2.74% to 6.89% . These rates have no available changes from 7 or 30 days ago. Soarion's in–school fixed rate loan has an APR of 2.99% , unchanged from 7 and 30 days ago. The in–school variable rate loan is at 3.03% APR, also steady compared to a week earlier. For refinancing, the fixed rate loan is 4.24% APR and the variable rate loan is 4.25% APR, both unchanged from 7 and 30 days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Graduate Student Loans is 6.75% , also steady over the same periods. Undergraduate Student Loans show the same fixed rate of 2.99% and variable rate of 6.75% , both unchanged from 60 days ago. United's Variable Rates from 3.03% to 12.03% and Fixed Rates from 4.78% to 12.78% , both unchanged from 7 and 30 days ago. For refinancing, Fixed Rates range from 5.53% to 10.79% and Variable Rates from 5.75% to 12.25% , with no change from 7 days ago.

Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago. Credit Human's OPAL, Not UCU or UMCU fixed–rate student loans have APRs ranging from 4.25% to 12.74% and 4.5% to 12.99% today. There is no rate history available for comparison over the past 7 or 30 days. University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier.

🏦 Local Lenders in Houston, TX

FIRST SERVICE CREDIT UNION — 12755 N HOUSTON ROSSLYN RD HOUSTON TX 77086

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