Student Loans in Houston, TX 77027

Looking to lower your student loan payments in Houston, TX? Refinancing your student loans here means you can find personalized plans that fit your budget and life. It’s a smart way to save money and manage your debt with flexible terms made for local families.

Compare offers from trusted Houston lenders to see who can give you the best rates and friendly support. Whether you’re finishing school or paying off your degree, refinancing locally helps you take control and plan for a brighter financial future.

New Refinance

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

1.94 - 17.99 %

1.95 - 17.64 %

1.95 - 17.64 %

1.95 - 17.64 %

1.95 - 17.64 %

1.95 - 17.64 %

1.95 - 17.64 %

1.95 - 17.64 %

2.45 - 8.7 %

2.45 - 8.7 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Truity's Undergraduate Student Loans with fixed rates ranging from 1.94% to 17.99% and variable rates from 3.89% to 17.99% . Their refinance loans include fixed and variable rates both starting at 6.99% and going up to 13.99% . No rate changes are shown for the past 7 or 30 days. Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago.

First Community's Undergraduate student loan (fixed) has a range of 1.95% to 17.49% APR today, down from 1.99% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) is 1.95% to 14.97% APR now, down from 2.89% to 14.97% sixty days ago. Firstmark's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and lower than 30 and 60 days ago. The Medical school loan (variable) APR is 3.62% to 14.33% , unchanged from seven days ago but down from 3.75% to 13.34% thirty days ago.

Neches's fixed undergraduate student loans with APRs from 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago. Its variable undergraduate student loans range from 3.62% to 16.83% , unchanged from seven days ago but down from 3.75% to 16.95% thirty days ago. Randolph Brooks' Medical school loan (fixed) has a rate range of 1.95% to 14.97% today, down from 2.29% to 14.97% 30 days ago and 2.89% to 14.97% 60 days ago. The Undergraduate student loan (fixed) is 1.95% to 17.49% now, also down from 2.39% to 17.49% 30 days ago and 2.89% to 17.49% 60 days ago.

Security Service's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 30 days ago. Technology credit union's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and lower than 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% a week ago.

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago.

🏦 Local Lenders in Houston, TX

ADVANCIAL FEDERAL CREDIT UNION — 4411 SAN FELIPE ST HOUSTON TX 77027
TEXAS DOW EMPLOYEES CREDIT UNION — 3800 SOUTHWEST FWY STE 100 HOUSTON TX 77027

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Harris County, TX

✅SPACE CITY CREDIT UNION

✅OAK FARMS EMPLOYEES CREDIT UNION

✅PRIMEWAY FEDERAL CREDIT UNION

✅HOUSTON POLICE FEDERAL CREDIT UNION

✅HOUSTON TEXAS FIRE FIGHTERS FEDERAL CREDIT UNION

✅HOUSTON HIGHWAY CREDIT UNION

✅PILGRIM CUCC FEDERAL CREDIT UNION

✅PORT TERMINAL FEDERAL CREDIT UNION

✅SYNERGY FEDERAL CREDIT UNION

✅UNION FIDELITY FEDERAL CREDIT UNION

✅TEXAS DOW EMPLOYEES CREDIT UNION

✅MEMORIAL 62571 CREDIT UNION

✅INVESTEX CREDIT UNION

✅MET TRAN FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅PRIORITY TRUST CREDIT UNION

✅UNITED ENERGY CREDIT UNION

✅FIRST SERVICE 68605 CREDIT UNION

✅HARRIS COUNTY FEDERAL CREDIT UNION

✅KBR HERITAGE FEDERAL CREDIT UNION

✅JSC FEDERAL CREDIT UNION

✅ILA 1351 FEDERAL CREDIT UNION

✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION

✅BAKER HUGHES FEDERAL CREDIT UNION

✅CHARTWAY FEDERAL CREDIT UNION

✅FIRST EAGLE FEDERAL CREDIT UNION

✅TEAM FINANCIAL FEDERAL CREDIT UNION

✅RESOURCE ONE CREDIT UNION

✅OUR MOTHER OF MERCY PARISH HOUSTON FEDERAL CREDIT UNION

✅SHELL FEDERAL CREDIT UNION

✅UNITED COMMUNITY 68369 CREDIT UNION

✅SP TRAINMEN FEDERAL CREDIT UNION

✅ADVANCIAL FEDERAL CREDIT UNION

✅BCM FEDERAL CREDIT UNION

✅BAYOU CITY FEDERAL CREDIT UNION

✅PIE CREDIT UNION

✅TRUITY FEDERAL CREDIT UNION

✅MEMBERS CHOICE 67508 CREDIT UNION

✅MEMBERSOURCE CREDIT UNION

✅PORT OF HOUSTON WAREHOUSE FEDERAL CREDIT UNION

✅PORT OF HOUSTON CREDIT UNION

✅TOGETHER CREDIT UNION

✅REED CREDIT UNION

✅FIRST COMMUNITY 66818 CREDIT UNION

✅TRANSTAR FEDERAL CREDIT UNION

✅TEXAS LEE FEDERAL CREDIT UNION

✅BRENTWOOD BAPTIST CHURCH FEDERAL CREDIT UNION

✅TEXAS BAY CREDIT UNION

✅HOUSTON FEDERAL CREDIT UNION

✅ENERGY ONE FEDERAL CREDIT UNION

✅F A A FEDERAL CREDIT UNION

✅GULF COAST EDUCATORS FEDERAL CREDIT UNION

✅HERITAGE HUB FEDERAL CREDIT UNION

✅JAFARI NOINTEREST CREDIT UNION

✅AMOCO FEDERAL CREDIT UNION

✅PREMIER AMERICA CREDIT UNION

✅CREDIT HUMAN FEDERAL CREDIT UNION

✅LIGHT COMMERCE CREDIT UNION

✅CYFAIR CREDIT UNION

✅ENERGY CAPITAL CREDIT UNION

✅SMART FINANCIAL CREDIT UNION

✅EMPOWERMENT COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION

✅BRAZOS VALLEY SCHOOLS CREDIT UNION

✅SOUTHERN STAR CREDIT UNION

✅SOUTHERN 9214 CREDIT UNION

✅BP FEDERAL CREDIT UNION

✅FIRST SERVICE CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅ST LUKES COMMUNITY CREDIT UNION

✅HOUSTON BELT TERMINAL CREDIT UNION

✅JUSTICE FEDERAL CREDIT UNION

✅MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION

✅GREATER TEXAS FEDERAL CREDIT UNION

✅COMMUNITY RESOURCE 68021 CREDIT UNION

✅FIRST TECHNOLOGY FEDERAL CREDIT UNION

✅PIONEER MUTUAL FEDERAL CREDIT UNION

✅ASSOCIATED CREDIT UNION OF TEXAS CREDIT UNION

✅ESSENTIAL CREDIT UNION

✅LOCAL 24 EMPLOYEES FEDERAL CREDIT UNION

✅ILA 28 FEDERAL CREDIT UNION

✅SHARED RESOURCES CREDIT UNION

✅PASADENA MUNICIPAL FEDERAL CREDIT UNION

✅IBEW LU 66 CREDIT UNION

✅CHEMCEL FEDERAL CREDIT UNION

✅BEACON 6062 CREDIT UNION

✅BAYER HERITAGE FEDERAL CREDIT UNION

✅CITY OF DEER PARK FEDERAL CREDIT UNION

✅LUBRIZOL EMPLOYEES CREDIT UNION

✅U S I CREDIT UNION

Compare other loan types in Houston, TX

Why compare Student Loans in Houston, TX on LendMesh

If you’re searching for student loan refinancing in Houston, TX, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and potentially save money over the life of your loan. Exploring different options lets you find rates and terms that fit your unique needs without feeling rushed. Keep browsing and make informed decisions that support your financial goals.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate. Whether you’re aiming for 5% or lower, we’ll notify you as soon as offers drop beneath your threshold. With weekly or monthly updates featuring expert insights and hand-picked loan deals, Houston borrowers like you stay informed and ready to act on the best opportunities. Stay ahead with LendMesh’s simple, helpful subscription.

Customers are also interested in:

Student Loan Refi