Personal Loans in Houston, TX 77096

Looking for a personal line of credit in Houston, TX? Compare offers from trusted lenders to find flexible options that fit your budget and lifestyle. Whether it’s for emergencies or planned expenses, you can get the funds you need with ease.

Houston residents deserve clear, straightforward borrowing options. By comparing personal loan offers, you’ll find competitive rates and repayment plans designed to work for you. Start your financial journey with confidence right here in Houston.

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APR

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.75 - 18 %

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7 - 18 %

5 Yrs

∞

7.14 - 9.74 %

1 - 7 Yrs

10,000 - $50,000

∞

7.14 - 18 %

3.1 - 4 Yrs

∞

7.69 - 8.19 %

5 Yrs

∞

7.75 - 17.99 %

0.1 - 5 Yrs

$15,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

East Texas Professional's personal loans with an APR of 8.95% , which has stayed the same over the past 7 and 30 days. Their credit builder loans have a 6% APR, also unchanged from one week and one month ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Brazos Valley Schools has a Summer/holiday loan with an APR of 7% , which has stayed the same over the past 7 and 30 days. Their Signature loan and Line of credit both have an APR of 9% , also unchanged from one week and one month ago.

Texas Dow Employees has a Personal loan with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash $tash line of credit has a steady APR of 9.74% during the same periods. Both rates have not changed recently. Neighborhood's unsecured personal loans with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal loans plus have a fixed APR of 9.49% , also unchanged during these periods. Both loan types provide consistent rates without recent increases or decreases.

Soarion's Signature loan has an APR of 7.69% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Abilene Teachers has a personal secured loan with a 2% APR, unchanged from both 7 and 30 days ago. Their personal signature loan has a 9.7% APR today, up from 7.75% thirty days ago but steady compared to 7 days ago. The credit builder loan remains at 4.25% APR with no change over the past week.

🏦 All Local Lenders in Houston, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION	680 MEYERLAND PLAZA MALL HOUSTON TX 77096	⏰ Lobby: M - F: 0900 - 1730 Sat: 0900 - 1400 📞 8888426328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $180,806,000,000 Deposits: $2,321,600,484 Net Worth: $21,492,783,754 Employees: 24560 Members: 14,045,179

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✅U S I CREDIT UNION

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