Auto Loans in Houston, TX 77096

Ready to find the best car finance loan in Houston, TX? Compare offers from trusted lenders and discover rates that fit your budget, whether you’re buying new or used. It’s simple to get started and drive away with confidence.

Houston drivers deserve easy, fast loan approvals without the hassle. Explore flexible terms tailored for our community and get behind the wheel sooner. Start comparing now and see how much you could save on your next vehicle loan.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

2.99 - 4.95 %

7 Yrs

∞

3.34 - 4.09 %

5 Yrs

∞

3.39 - 5.74 %

3 - 7 Yrs

∞

3.39 - 5.14 %

6.3 - 7 Yrs

∞

3.49 - 18 %

0.1 - 7 Yrs

∞

3.5 - 15.75 %

3 - 7 Yrs

∞

3.75 - 5 %

3 - 6.5 Yrs

∞

3.89 - 8.95 %

1 - 15 Yrs

∞

3.94 - 14 %

3 - 6 Yrs

∞

3.94 - 5.44 %

3.1 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United has auto loan rates ranging from 2.99% to 4.95% APR, with no change from 7 days ago and a slight decrease from 90 days ago. Motorcycle loans range from 4.7% to 5.95% APR and have stayed the same compared to 7 days ago but are down from 30 and 60 days ago. Recreational loan rates are between 6.25% and 6.75% APR with no changes in the past 60 days. American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago. Shell's auto loan rates range from 3.49% to 18% APR today. These rates have shown no change compared to 7, 30, 60, and 90 days ago.

Fivepoint's auto and recreational vehicle loans with APRs ranging from 3.5% to 15.75% today. The auto loan rates are down from 7 and 30 days ago, while recreational loan rates are also down compared to those same periods. Neches has auto loan rates ranging from 3.75% to 5% APR, with no change from 7 days ago but down from 30 days ago. Motorcycle loans are between 3.75% and 4.75% , showing no change from 7 days ago but up since 60 days ago. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% . Texas Bay has auto loans with rates from 3.94% to 5.44% APR, which are unchanged from 7 and 30 days ago and down from 30 and 90 days ago. Motorcycle loans range from 6.99% to 9.49% APR, staying the same as 7 days ago but up from 30 and 90 days ago. Recreational loan rates are between 8.26% and 9.99% APR with no change from 7 days ago.

🏦 Local Lenders in Houston, TX

NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION — 680 MEYERLAND PLAZA MALL HOUSTON TX 77096

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Harris County, TX

✅SPACE CITY CREDIT UNION

✅OAK FARMS EMPLOYEES CREDIT UNION

✅PRIMEWAY FEDERAL CREDIT UNION

✅HOUSTON POLICE FEDERAL CREDIT UNION

✅HOUSTON TEXAS FIRE FIGHTERS FEDERAL CREDIT UNION

✅HOUSTON HIGHWAY CREDIT UNION

✅PILGRIM CUCC FEDERAL CREDIT UNION

✅PORT TERMINAL FEDERAL CREDIT UNION

✅SYNERGY FEDERAL CREDIT UNION

✅UNION FIDELITY FEDERAL CREDIT UNION

✅TEXAS DOW EMPLOYEES CREDIT UNION

✅MEMORIAL 62571 CREDIT UNION

✅INVESTEX CREDIT UNION

✅MET TRAN FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅PRIORITY TRUST CREDIT UNION

✅UNITED ENERGY CREDIT UNION

✅FIRST SERVICE 68605 CREDIT UNION

✅HARRIS COUNTY FEDERAL CREDIT UNION

✅KBR HERITAGE FEDERAL CREDIT UNION

✅JSC FEDERAL CREDIT UNION

✅ILA 1351 FEDERAL CREDIT UNION

✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION

✅BAKER HUGHES FEDERAL CREDIT UNION

✅CHARTWAY FEDERAL CREDIT UNION

✅FIRST EAGLE FEDERAL CREDIT UNION

✅TEAM FINANCIAL FEDERAL CREDIT UNION

✅RESOURCE ONE CREDIT UNION

✅OUR MOTHER OF MERCY PARISH HOUSTON FEDERAL CREDIT UNION

✅SHELL FEDERAL CREDIT UNION

✅UNITED COMMUNITY 68369 CREDIT UNION

✅SP TRAINMEN FEDERAL CREDIT UNION

✅ADVANCIAL FEDERAL CREDIT UNION

✅BCM FEDERAL CREDIT UNION

✅BAYOU CITY FEDERAL CREDIT UNION

✅PIE CREDIT UNION

✅TRUITY FEDERAL CREDIT UNION

✅MEMBERS CHOICE 67508 CREDIT UNION

✅MEMBERSOURCE CREDIT UNION

✅PORT OF HOUSTON WAREHOUSE FEDERAL CREDIT UNION

✅PORT OF HOUSTON CREDIT UNION

✅TOGETHER CREDIT UNION

✅REED CREDIT UNION

✅FIRST COMMUNITY 66818 CREDIT UNION

✅TRANSTAR FEDERAL CREDIT UNION

✅TEXAS LEE FEDERAL CREDIT UNION

✅BRENTWOOD BAPTIST CHURCH FEDERAL CREDIT UNION

✅TEXAS BAY CREDIT UNION

✅HOUSTON FEDERAL CREDIT UNION

✅ENERGY ONE FEDERAL CREDIT UNION

✅F A A FEDERAL CREDIT UNION

✅GULF COAST EDUCATORS FEDERAL CREDIT UNION

✅HERITAGE HUB FEDERAL CREDIT UNION

✅JAFARI NOINTEREST CREDIT UNION

✅AMOCO FEDERAL CREDIT UNION

✅PREMIER AMERICA CREDIT UNION

✅CREDIT HUMAN FEDERAL CREDIT UNION

✅LIGHT COMMERCE CREDIT UNION

✅CYFAIR CREDIT UNION

✅ENERGY CAPITAL CREDIT UNION

✅SMART FINANCIAL CREDIT UNION

✅EMPOWERMENT COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION

✅BRAZOS VALLEY SCHOOLS CREDIT UNION

✅SOUTHERN STAR CREDIT UNION

✅SOUTHERN 9214 CREDIT UNION

✅BP FEDERAL CREDIT UNION

✅FIRST SERVICE CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅ST LUKES COMMUNITY CREDIT UNION

✅HOUSTON BELT TERMINAL CREDIT UNION

✅JUSTICE FEDERAL CREDIT UNION

✅MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION

✅GREATER TEXAS FEDERAL CREDIT UNION

✅COMMUNITY RESOURCE 68021 CREDIT UNION

✅FIRST TECHNOLOGY FEDERAL CREDIT UNION

✅PIONEER MUTUAL FEDERAL CREDIT UNION

✅ASSOCIATED CREDIT UNION OF TEXAS CREDIT UNION

✅ESSENTIAL CREDIT UNION

✅LOCAL 24 EMPLOYEES FEDERAL CREDIT UNION

✅ILA 28 FEDERAL CREDIT UNION

✅SHARED RESOURCES CREDIT UNION

✅PASADENA MUNICIPAL FEDERAL CREDIT UNION

✅IBEW LU 66 CREDIT UNION

✅CHEMCEL FEDERAL CREDIT UNION

✅BEACON 6062 CREDIT UNION

✅BAYER HERITAGE FEDERAL CREDIT UNION

✅CITY OF DEER PARK FEDERAL CREDIT UNION

✅LUBRIZOL EMPLOYEES CREDIT UNION

✅U S I CREDIT UNION

Compare other loan types in Houston, TX

Why compare Vehicle Loans in Houston, TX on LendMesh

If you’re searching for a car finance loan in Houston, TX, taking the time to compare offers on LendMesh can help you uncover better deals and save money. With multiple lenders competing for your business, you can find rates and terms that fit your budget without any pressure. Keep exploring your options to drive away with confidence and a loan that truly works for you.

Subscribe to LendMesh to get personalized alerts tailored to your target rate—whether it’s 4% or 5%—so you’re notified the instant a better deal appears. Choose weekly or monthly updates packed with expert insights, rate trends, and carefully selected loan offers, all delivered directly to your inbox. Join thousands of Houston borrowers staying informed and ready to act on the best car finance opportunities.

Customers are also interested in:

Car Finance Loan