Personal Loans in Houston, TX 77086

Looking to simplify your bills and lower your monthly payments? Houston residents can compare competitive debt consolidation loan rates tailored to local needs, making it easier to regain control of your finances without the hassle.

Find flexible personal loan options with fast approvals right here in Houston, TX. Comparing offers lets you choose terms that fit your budget and goals, so you can breathe easier and focus on what matters most.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Amount

Link

Info

13.5 - 13.99 %

$50,000

∞

13.74 %

4 - 6 Yrs

$7,499.99

∞

14 - 17.75 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Skyone's Personal line of credit has an APR of 13.5% today, which is up from 13% seven and 30 days ago. The Personal loan rate is 13.99% and has stayed the same over the past 90 days. Intouch has a personal loan with an APR of 13.74% today. There's no change in the rate compared to 7 and 30 days ago. Truwest's Personal line of credit has a 4.87% APR today, which is lower than the 14% rate from 7, 30, and 60 days ago. This rate change shows a significant drop compared to the past two months.

🏦 All Local Lenders in Houston, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
FIRST SERVICE CREDIT UNION	12755 N HOUSTON ROSSLYN RD HOUSTON TX 77086	⏰ 8:00am-5:00pm 📞 7134558586	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,357,838,759 Deposits: $62,516,034 Net Worth: $155,298,256 Employees: 278 Members: 99,478

🏘️ All the Lenders Available in Harris County, TX

✅SPACE CITY CREDIT UNION

✅OAK FARMS EMPLOYEES CREDIT UNION

✅PRIMEWAY FEDERAL CREDIT UNION

✅HOUSTON POLICE FEDERAL CREDIT UNION

✅HOUSTON TEXAS FIRE FIGHTERS FEDERAL CREDIT UNION

✅HOUSTON HIGHWAY CREDIT UNION

✅PILGRIM CUCC FEDERAL CREDIT UNION

✅PORT TERMINAL FEDERAL CREDIT UNION

✅SYNERGY FEDERAL CREDIT UNION

✅UNION FIDELITY FEDERAL CREDIT UNION

✅TEXAS DOW EMPLOYEES CREDIT UNION

✅MEMORIAL 62571 CREDIT UNION

✅INVESTEX CREDIT UNION

✅MET TRAN FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅PRIORITY TRUST CREDIT UNION

✅UNITED ENERGY CREDIT UNION

✅FIRST SERVICE 68605 CREDIT UNION

✅HARRIS COUNTY FEDERAL CREDIT UNION

✅KBR HERITAGE FEDERAL CREDIT UNION

✅JSC FEDERAL CREDIT UNION

✅ILA 1351 FEDERAL CREDIT UNION

✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION

✅BAKER HUGHES FEDERAL CREDIT UNION

✅CHARTWAY FEDERAL CREDIT UNION

✅FIRST EAGLE FEDERAL CREDIT UNION

✅TEAM FINANCIAL FEDERAL CREDIT UNION

✅RESOURCE ONE CREDIT UNION

✅OUR MOTHER OF MERCY PARISH HOUSTON FEDERAL CREDIT UNION

✅SHELL FEDERAL CREDIT UNION

✅UNITED COMMUNITY 68369 CREDIT UNION

✅SP TRAINMEN FEDERAL CREDIT UNION

✅ADVANCIAL FEDERAL CREDIT UNION

✅BCM FEDERAL CREDIT UNION

✅BAYOU CITY FEDERAL CREDIT UNION

✅PIE CREDIT UNION

✅TRUITY FEDERAL CREDIT UNION

✅MEMBERS CHOICE 67508 CREDIT UNION

✅MEMBERSOURCE CREDIT UNION

✅PORT OF HOUSTON WAREHOUSE FEDERAL CREDIT UNION

✅PORT OF HOUSTON CREDIT UNION

✅TOGETHER CREDIT UNION

✅REED CREDIT UNION

✅FIRST COMMUNITY 66818 CREDIT UNION

✅TRANSTAR FEDERAL CREDIT UNION

✅TEXAS LEE FEDERAL CREDIT UNION

✅BRENTWOOD BAPTIST CHURCH FEDERAL CREDIT UNION

✅TEXAS BAY CREDIT UNION

✅HOUSTON FEDERAL CREDIT UNION

✅ENERGY ONE FEDERAL CREDIT UNION

✅F A A FEDERAL CREDIT UNION

✅GULF COAST EDUCATORS FEDERAL CREDIT UNION

✅HERITAGE HUB FEDERAL CREDIT UNION

✅JAFARI NOINTEREST CREDIT UNION

✅AMOCO FEDERAL CREDIT UNION

✅PREMIER AMERICA CREDIT UNION

✅CREDIT HUMAN FEDERAL CREDIT UNION

✅LIGHT COMMERCE CREDIT UNION

✅CYFAIR CREDIT UNION

✅ENERGY CAPITAL CREDIT UNION

✅SMART FINANCIAL CREDIT UNION

✅EMPOWERMENT COMMUNITY DEVELOPMENT FEDERAL CREDIT UNION

✅BRAZOS VALLEY SCHOOLS CREDIT UNION

✅SOUTHERN STAR CREDIT UNION

✅SOUTHERN 9214 CREDIT UNION

✅BP FEDERAL CREDIT UNION

✅FIRST SERVICE CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅ST LUKES COMMUNITY CREDIT UNION

✅HOUSTON BELT TERMINAL CREDIT UNION

✅JUSTICE FEDERAL CREDIT UNION

✅MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION

✅GREATER TEXAS FEDERAL CREDIT UNION

✅COMMUNITY RESOURCE 68021 CREDIT UNION

✅FIRST TECHNOLOGY FEDERAL CREDIT UNION

✅PIONEER MUTUAL FEDERAL CREDIT UNION

✅ASSOCIATED CREDIT UNION OF TEXAS CREDIT UNION

✅ESSENTIAL CREDIT UNION

✅LOCAL 24 EMPLOYEES FEDERAL CREDIT UNION

✅ILA 28 FEDERAL CREDIT UNION

✅SHARED RESOURCES CREDIT UNION

✅PASADENA MUNICIPAL FEDERAL CREDIT UNION

✅IBEW LU 66 CREDIT UNION

✅CHEMCEL FEDERAL CREDIT UNION

✅BEACON 6062 CREDIT UNION

✅BAYER HERITAGE FEDERAL CREDIT UNION

✅CITY OF DEER PARK FEDERAL CREDIT UNION

✅LUBRIZOL EMPLOYEES CREDIT UNION

✅U S I CREDIT UNION

Compare other loan types in Houston, TX

Why compare Personal Loans in Houston, TX on LendMesh

If you’re searching for debt consolidation loan rates in Houston, TX, it’s smart to keep exploring multiple lenders on LendMesh. Comparing different offers helps you uncover better deals and find options that truly fit your financial needs. Taking a bit of extra time to look around can lead to more affordable loans and greater peace of mind as you manage your debt.

Consider subscribing to LendMesh for personalized alerts tailored to Houston borrowers like you. Simply set your target rate—say 4% or 5%—and we’ll notify you as soon as offers fall below that threshold. With weekly or monthly updates featuring expert insights, rate trends, and hand-picked loan deals, you’ll stay informed and ready to act when the best opportunities arise.

Customers are also interested in:

Debt Consolidation Loan Rates