Personal Loans in Houston, TX 77086

Looking to simplify your bills and lower your monthly payments? Houston residents can compare competitive debt consolidation loan rates tailored to local needs, making it easier to regain control of your finances without the hassle.

Find flexible personal loan options with fast approvals right here in Houston, TX. Comparing offers lets you choose terms that fit your budget and goals, so you can breathe easier and focus on what matters most.

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APR

Term

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10.74 - 11.49 %

5 Yrs

20,000 - $40,000

∞

10.9 - 19.9 %

5 Yrs

∞

11.3 - 13.3 %

∞

11.49 - 27.49 %

2 - 6 Yrs

$50,000

∞

11.5 - 16.84 %

1 - 5 Yrs

2,500 - $40,000

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

12.99 %

0.1 - 5 Yrs

2,500 - $10,000

∞

12.99 %

5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Velocity has a personal loan with an APR of 10.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 11.49% , also unchanged during these periods. Educators's an unsecured personal loan with an APR of 10.9% , which has stayed the same over the past 7 and 30 days. Their credit rebuilder loan and rapid relief loan both have an APR of 19.9% , also unchanged from a week and a month ago. Red River Employees has a Money line / line of credit with an APR of 11.3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured personal loans have an APR of 13.3% , also unchanged during those periods.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Greater Texas's both the Helping hand loan and Personal loan with an APR of 12.99% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loans maintain a consistent rate of 12.99% over this period.

United has a fixed rate signature personal loan with an APR of 12.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Houston, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
FIRST SERVICE CREDIT UNION	12755 N HOUSTON ROSSLYN RD HOUSTON TX 77086	⏰ 8:00am-5:00pm 📞 7134558586	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,357,838,759 Deposits: $62,516,034 Net Worth: $155,298,256 Employees: 278 Members: 99,478

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