Personal Loans in Houston, TX 77063

Looking for the best personal loan in Houston, TX? Our credit union offers friendly service and quick approvals, making it easy to find the loan that fits your needs. Compare your options and get the support you deserve from a trusted local lender.

Whether you’re covering unexpected expenses or planning something special, we’re here to help Houston neighbors secure fair rates and flexible terms. Start comparing personal loan offers today and take control of your financial future with confidence.

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APR

Term

Amount

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9.99 - 18 %

5 Yrs

∞

10 - 12.15 %

2 - 5 Yrs

∞

10.25 - 11.75 %

1 - 6 Yrs

∞

10.25 - 17.25 %

5 Yrs

∞

10.49 - 14.99 %

2.1 - 7 Yrs

∞

10.5 - 17.15 %

1 - 5 Yrs

∞

10.5 - 20 %

0.1 - 5 Yrs

$20,000

∞

10.74 - 11.49 %

5 Yrs

20,000 - $40,000

∞

10.9 - 19.9 %

5 Yrs

∞

11.3 - 13.3 %

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Rally's personal loan rates for signature and line of credit loans are 9.99% APR today, down from 12.5% seven days ago. There is no data for 30 or more days ago for comparison. Randolph Brooks has a Signature loan with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 11.2% APR, also unchanged during these time periods. Truity's the Advantage personal 65 loan with an APR of 10.25% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal 30 loan has a fixed APR of 11.75% , also unchanged during those time frames.

Rave Financial's Personal loan has an APR of 10.25% today, down from 12% thirty, sixty, and ninety days ago, and unchanged from seven days ago. The Flexible line of credit (variable) has a steady APR of 11.75% , with no change over the past seven, sixty, or ninety days. Texas Bay's Signature loans have a 10.49% APR today, which is unchanged from 7 and 30 days ago but higher than 90 days ago when the rate was 9.99% . The rate has stayed steady over the past month after increasing from earlier in the year.

Barksdale has a Personal line of credit with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature loan has a fixed APR of 11.9% , also unchanged during those periods. Nusenda has a Personal loan with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a 13% APR, also unchanged during these periods. The Personal assistance loan carries a 20% APR, with no change from a week to three months ago.

Velocity's personal loans with an APR of 10.74% and lines of credit at 11.49% . Both rates have stayed the same compared to 7, 30, 60, and 90 days ago. These steady rates apply to all terms for each product. Educators's an unsecured personal loan with an APR of 10.9% , which has stayed the same over the past 7, 30, and 60 days. Their credit rebuilder loan and rapid relief loan both have an APR of 19.9% , also unchanged from a week and two months ago. Red River Employees has a Money line of credit with an APR of 11.3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured personal loans have a 13.3% APR, also unchanged during those time frames.

🏦 All Local Lenders in Houston, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
PREMIER AMERICA CREDIT UNION	9630 WESTHEIMER RD STE 850 HOUSTON TX 77063	⏰ 9AM-5PM Mondays-Thursdays 9AM-6PM Fridays 9AM-1:00PM CST 📞 7132788711 📠 8187724101	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $3,448,991,678 Deposits: $277,905,665 Net Worth: $335,505,901 Employees: 432 Members: 111,420

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