Premier America Houston TX Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Premier America, your trusted financial partner located at 9630 Westheimer Rd Ste 850, Houston, TX 77063. Since our establishment in 1957, we have proudly served our community with a commitment to providing exceptional banking solutions tailored to your needs. With over 111,420 members and total assets exceeding $3.4 billion, we are dedicated to making a positive impact in the lives of those we serve. At Premier America, we understand that financial health is essential for you and your family. That's why we offer a wide range of services, including personal banking, auto loans, mortgages, and business banking options designed with you in mind. Our total deposits stand at an impressive $277,905,665, reflecting the trust our members place in us. Under the leadership of our CEO, Rudy Pereira, and Board President, Gary Holmen, our team of 432 dedicated employees works tirelessly to ensure you receive personalized service and expert advice whenever you visit us or reach out via phone at 713-278-8711. We're here to help you navigate your financial journey with confidence. While members can visit us at our branch location, official correspondence should be sent to 9630 Westheimer Rd Ste 850, Houston, TX 77063-3215. Whether you're looking for assistance with loans or simply want to explore new savings opportunities, we're just a call away. Explore all that Premier America has to offer by visiting our website at http://www.PremierAmerica.com. Join us today and discover how we can help you achieve your financial goals while being part of a supportive community that truly cares!

Branch History & Mission

Join Us

As we look toward the future, we invite you to be part of our story. Experience firsthand how Premier America can support your financial journey. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM CST or give us a call at 713-278-8711. Together, let's build a stronger financial future for you and your family!

Our Journey

Our journey began with a simple mission: to provide accessible financial services that empower individuals and families. From our humble beginnings, we have consistently expanded our offerings to meet the evolving needs of our community. We pride ourselves on being more than just a credit union; we are a place where members can find solutions for personal banking, auto loans, mortgages, and business financing. Throughout the years, we have embraced advancements in technology to enhance our services while ensuring accessibility for all members. Our commitment to ADA compliance means that everyone can benefit from our offerings. Whether you prefer visiting us in person or utilizing online banking from the comfort of your home, we've got you covered with services like mobile payments and electronic statements.

Our Mission

At Premier America, our mission is clear: We strive to improve the financial well-being of our members while actively giving back to the communities we serve. We believe in creating opportunities for growth and development not just through financial products but also by engaging with local organizations and participating in community outreach programs. By forming partnerships with various groups, we work together to uplift those around us. While members can visit us at 9630 Westheimer Rd Ste 850, official correspondence should be sent to 9630 Westheimer Rd Ste 850, Houston, TX 77063-3215 if different from our main address.

Branch Location & Accessibility

Accessibility Features

At Premier America, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and spacious areas to ensure everyone can navigate comfortably. Plus, ample parking is available for those who drive here.

Connect With Us

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 713-278-8711. We're excited to welcome you into our branch and help you achieve your financial goals! Come see what Premier America has to offer we look forward to serving you!

Operating Hours

We understand that life can get busy, so we've made it easy for you to bank when it suits your schedule. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM CST. Whether you're dropping by on a weekday or during the weekend, we're here to assist you.

Services Offered

At Premier America, we offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, our team is ready to help you manage your finances effectively. We also have an ATM on-site for quick cash withdrawals or balance checks anytime you need them!

Member Eligibility

At Premier America, we're excited to welcome you into our community! Becoming a member is all about connection and support, and we make it easy for you to join. If you live, work, worship, or attend school in the areas we serve, you're already on your way to becoming part of our family. We also offer membership options for family members of existing members. This means that whether you're just starting out or looking for more financial opportunities, there's a place for you here at Premier America. To start the process, simply visit us at 9630 Westheimer Rd Ste 850 Houston Tx 77063 or give us a call at (713) 278-8711. Our friendly team is ready to assist you with any questions about eligibility and how to open your account. For detailed information on eligibility requirements, check out our resource at . Joining Premier America not only gives you access to a range of financial services but also connects you with a community that genuinely cares about your financial well-being. We can't wait to have you with us!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to take your business to the next level. Our commercial loan offerings empower you to invest in new equipment, expand your space, or even hire more staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $316 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $6 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $357,190,702, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, having reliable payment processing is crucial. Our merchant services make it easy for you to accept payments from customers, whether they prefer credit cards or mobile payments. This not only enhances customer experience but also streamlines your operations so you can focus on what you do best running your business. Located at 9630 Westheimer Rd Ste 850 Houston Tx 77063, Houston, TX, we're here to help you navigate your financial needs. Reach out at (713) 278-8711 or visit us during our operating hours to learn more about how we can assist your business growth.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we provide robust business banking solutions including merchant services and business loans. We understand that managing a business comes with its own set of challenges, which is why we aim to simplify banking so you can focus on growing your enterprise.

Conclusion

At Premier America in Houston, TX, we're dedicated to making your banking experience as convenient and beneficial as possible. With comprehensive services ranging from personal banking to business solutions and user-friendly digital features, we have something for everyone. If you're ready to discover how we can assist you in achieving your financial goals or if you have any questions about our offerings, feel free to give us a call at 713-278-8711 or visit us at our branch. We're here to help!

Convenient Digital Banking

We know that convenience matters in today's fast-paced life. That's why at Premier America, we've invested in online and mobile banking platforms that allow you to handle transactions anytime, anywhere. Whether it's checking balances or making transfers, everything is just a few clicks away. Plus, our ATM services ensure that cash withdrawal is always accessible when you need it.

Credit and Rewards

In today's world, having a reliable credit card is essential. Our credit cards with rewards offer cash back on everyday purchases, giving you more value for your spending. Whether you're shopping for groceries or planning a vacation, you'll earn rewards that can be redeemed for various perks.

Personal Banking Solutions

Whether you're just starting out or planning for your future, our personal banking services are tailored to help you manage your finances effectively. We offer checking and savings accounts that come with features to help you save more while enjoying easy access to your funds. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help get you behind the wheel with competitive rates and flexible terms. When it comes to buying a home, our mortgage loans and refinancing services provide guidance through every step of the process. We want to ensure that you feel confident about your decisions as you invest in real estate. For those looking to consolidate debt or fund personal projects, our personal loans can provide the necessary support without overwhelming interest rates.

Digital & Online Banking

Key Features

One of the standout features we offer is electronic signature authorization. This means you can securely sign documents online without needing to visit a branch. It saves you time and adds an extra layer of convenience to your banking experience. If you prefer going paperless, you'll appreciate our e-statements service. Enjoy quick access to your monthly statements right from your device, helping you keep track of your finances while reducing clutter. For those who love using their smartphones, our mobile application is here to help. You can make mobile payments effortlessly and even send money to friends or family with our person-to-person transfer feature. No more fumbling for cash or checks just a few taps on your phone, and you're done!

Security and Accessibility

Your safety is our top priority. Our online banking services utilize advanced security measures to protect your personal information and transactions. You can bank with peace of mind knowing that we take every precaution to keep your data safe. Whether it's paying bills, checking balances, or making transfers, our online banking system allows for real-time account management anytime you need it. It's all about giving you the tools to manage your finances in a way that fits your lifestyle. Experience the ease of banking with Premier America today by visiting http://www.PremierAmerica.com!

Financial Strength

Commitment to Growth and Innovation

With $264,580,710 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial supporting members' financial goals across various sectors with $11,334 in used auto loans and $2,778,414,545 in total loans and leases.

Growing Trust

The strength of our community is reflected in our numbers; with a total of 230,097 share accounts, we show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Premier America is your trusted partner. Visit us at 9630 Westheimer Rd Ste 850 Houston Tx 77063 or call (713) 278-8711 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,275,406,391 in share certificates and $776,223,773 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency as shown by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 414 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $335,505,901, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $164,486,196 in used vehicle loans and $103,405,311 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we have solutions tailored just for you.

Business Loans

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans total $357,190,702. We understand the unique challenges faced by businesses today and are here to provide tailored financial solutions that fit your needs.

Credit Lines and Unsecured Credit Cards

For those needing flexibility in their finances, we offer extensive credit line options totaling $1,221,668,150. Additionally, our unsecured credit card loans amounting to $38,412,561 come with flexible terms that allow you to manage your expenses effectively without the burden of collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $103,206,091, making buying or refinancing simple. We provide clear terms and support throughout the process to help you navigate the path to owning your home.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for our various products, our team is ready to assist you. We can guide you through the process and help determine what options may best suit your situation. At Premier America in Houston, we are dedicated to supporting our members through every step of their financial journey. For any inquiries or further information about our loan offerings and services available at our branch location don't hesitate to reach out at 713-278-8711. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

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Premier America