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Looking for the best personal loan rates in Birmingham, AL? Compare offers from trusted local credit unions to find low rates and flexible terms that fit your needs. Whether it’s for a big purchase or unexpected expenses, you can get fast, friendly service right here in your community.
Birmingham residents appreciate credit unions that combine affordable loans with genuine care. By comparing rates, you’ll discover options that make borrowing simple and stress-free. Take control of your finances today with a loan designed to help you thrive without the hassle.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-22
Credit Union Loan Rates - Trends & Analysis:
Apco Employees's closed end signature loans and open end signature loans with an APR of 10.9% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain consistent pricing over the past three months. Guardian's Relationship pricing signature loans with an APR of 11.39% and Signature loans at 11.69% . These rates have stayed the same over the past 7, 30, 60, and 90 days. Both loan types show no change in their APRs during this period.
Affinity's personal loans with an APR of 11.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their debt consolidation loan has a fixed APR of 12.75% , also unchanged during these periods. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.
America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these time frames. Max's Personal loans have a fixed APR of 13.25% . The Revolving line of credit carries an APR of 18% , which has stayed the same over the past 7, 30, 60, and 90 days. All In's an open–end line of credit and unsecured loans with an APR of 14.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their secured open–end line of credit has a 15.99% APR, also unchanged during these periods.