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Latino Community Credit Union, Local Government Credit Union, North Carolina Press Association Credit Union, and State Employees' Credit Union each have branches in Raleigh. They appear in the local lender directory below, showing personal loans in Raleigh, NC 27603, with additional lenders serving Wake County included for comparison.
Consolidating credit card balances into one personal loan only reduces your overall cost if you avoid using the cards while repaying the loan. Renewed card use can increase debt despite loan payments, negating savings and potentially raising total interest paid.
Today’s Personal Loan Rates & Analysis - Updated on 2026-OCT-05
Credit Union Loan Rates - Trends & Analysis:
Abnb's Personal loan has an APR of 11.24% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Founders has a Personal loan and a Personal line of credit, both with an APR of 11.5% today. These rates have stayed the same compared to 7 and 30 days ago but are slightly higher than 60 and 90 days ago when the APR was 11.4% . Centra's Fixed rate personal loan has an APR of 11.6% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.
Affinity's personal loans with an APR of 11.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their debt consolidation loan has a fixed APR of 12.75% , also unchanged during these periods. Digital's Traditional signature loans have a fixed APR of 11.99% . This rate has not changed in the past 7 or 30 days. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.
America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Empeople has a Line of credit with an APR of 17.99% , which has stayed the same over the past 7, 30, and 60 days. Their Signature loan has a 14.99% APR today, unchanged from 7 and 30 days ago but slightly higher than the 14.74% rate seen 30, 60, and 90 days ago.
Latino Community has a Credit builder loan with a 6% APR that has stayed the same over the past 7 and 30 days. Their Personal loan, signature has a 15% APR, which is also unchanged from 7, 30, and 90 days ago. Credit Human's Personal loan has an APR of 15.06% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.