Welcome to Carolinas Telco, a trusted financial institution serving the community since 1979. Under the leadership of CEO Jimmy Womack Jr. and Board President Larry Davis, we are committed to empowering our members through exceptional service and innovative financial solutions. Our headquarters in Charlotte, NC, embodies our dedication to providing accessible banking services tailored to the needs of individuals and families across the region. As a member-focused credit union insured by the NCUA since August 29, 1979, we prioritize your financial security and growth.

At Carolinas Telco, we understand that modern banking requires flexibility and convenience. That's why we offer a suite of digital tools designed for your busy lifestyle, including online banking, a mobile application for on-the-go access, person-to-person transfers, e-statements for easy record-keeping, mobile payments for seamless transactions, and electronic signature authorization for quick approvals. Our commitment to innovation ensures that you have everything you need at your fingertips. Discover more about us at our official website: https://www.ctelco.org/ , and feel free to reach out via fax if needed. Join us today in experiencing banking that puts you first!

At Carolinas Telco, we pride ourselves on offering a diverse range of financial services designed to meet the needs of our members. From personal banking solutions like checking and savings accounts to specialized services such as auto loans and mortgage refinancing, we are here to support your financial journey. Our offerings extend to credit cards with rewards, personal loans for debt consolidation, and business banking services including merchant services and business loans. Whether you’re looking to manage everyday banking needs or plan for significant life milestones, our comprehensive suite of products ensures that you have the tools necessary for financial success.

In today’s fast-paced world, convenience is key, which is why Carolinas Telco provides robust digital access options. With online banking and a user-friendly mobile application, members can easily manage their accounts from anywhere. Features such as person-to-person transfers, mobile payments, e-statements, and e-signatures make it simple to conduct transactions securely and efficiently. This focus on technology not only streamlines your banking experience but also empowers you to take control of your finances with ease. If you’re considering membership, more details can be found at , while those looking for competitive rates can explore options through https://www.lendmesh.com/loans/personal_loans . For personalized assistance or inquiries, feel free to reach out via ; our dedicated team is always ready to help you navigate your financial path.

Carolinas Telco is a trusted and valuable financial partner, proudly serving a total membership of 32,491 individuals who rely on our dedication to providing exceptional financial services. With total assets amounting to 513,274,814, we have established a solid foundation that speaks volumes about our stability and commitment to our members' financial well-being. Our net worth of 74,040,871 reflects our responsible management and effective growth strategies, ensuring that we remain a pillar of support in the communities we serve.

In an environment where financial institutions are often scrutinized, Carolinas Telco stands out with a remarkable net worth ratio of 1,440, showcasing our resilience and fiscal responsibility. We understand the importance of trust, which is why transparency and accountability are at the heart of our operations. Our total deposits of 44,685,403 highlight the confidence our members place in us, knowing their hard-earned money is safe and sound.

Our commitment to empowering our members is evident through our comprehensive range of services, including auto loans with a volume of 5,622 and commercial loans totaling 32. Each loan represents not just numbers but real opportunities for growth and prosperity for individuals and businesses alike. As we continue to expand our offerings, our total loans and leases reach 18,107, demonstrating our ability to meet diverse financial needs.

With a dedicated team of 93 employees, we pride ourselves on delivering personalized service that makes every member feel valued. Our commitment extends beyond just numbers; it’s about building relationships and fostering financial literacy within our community. As we move forward, we are excited about the potential for growth while maintaining the high standards that have earned us your trust.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . For those looking to explore their options further, compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.