Personal Loans in Charlotte, NC

Looking for the best loan offers in Charlotte, NC? Compare personalized loan options from trusted local banks and credit unions to find flexible terms and fast approvals tailored to your needs.

Charlotte residents can easily explore competitive rates and friendly service from lenders who understand the community. Secure the right loan to cover unexpected expenses or big purchases today.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
efirstflight
6.387 - 6.544 %
10 - 15 Yrs
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
truliantfcu
7.49 - 18 %
0.5 - 7 Yrs
15,000 - $50,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
corningcu
8.74 - 12.24 %
1 - 5 Yrs
$10,000
navyfederal
8.74 - 18 %
3.1 - 5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Flight's 10 year conforming loan has an APR of 6.54% today, while the 15 year conforming loan is at 6.39% . There's no change in rates compared to 7 or 30 days ago for either loan. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Truliant has a Debt180 debt consolidation loan and a Preferred line of credit with APRs of 7.49% and 12.99% , respectively. Both rates have stayed the same over the past 7, 30, and 60 days. The Debt180 loan's rate is lower than it was 90 days ago, while the line of credit rate has not changed in that time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 12.24% , also unchanged during these time frames. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

🏦 All Local Lenders in Charlotte, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
CAROLINAS TELCO FEDERAL CREDIT UNION
5023 CENTRAL AVE CHARLOTTE NC 28205
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $513,274,814
Deposits: $44,685,403
Net Worth: $74,040,871
Employees: 93.0
Members: 32,491
CHARLOTTE FIRE DEPARTMENT CREDIT UNION
2121 COMMONWEALTH AVE CHARLOTTE NC 28205
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $52,039,495
Deposits: $4,476,614
Net Worth: $6,929,394
Employees: 10
Members: 2,992

🏘️ All the Lenders Available in Mecklenburg County, NC

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