Welcome to Carolina Cooperative, where our commitment to serving the community is at the heart of everything we do. Established in 1962 and proudly headquartered in Charlotte, NC, we have a rich history of empowering our members through accessible financial solutions. Under the leadership of CEO Ashley Hill and Board President Rachel Dover, we strive to build lasting relationships with our members while fostering a sense of belonging and trust. Our mission is to provide exceptional service, particularly to military members and their families, ensuring that everyone has access to the financial resources they need.

As a member-focused credit union insured by NCUA since August 2, 1976, we prioritize your financial security and peace of mind. We offer modern banking tools designed for your convenience, including online banking, a mobile application for easy account management, and person-to-person transfer capabilities. With features like e-statements and an approachable fax line at (704) 543-6931, we ensure that accessing your finances is seamless and straightforward. Visit us online at http://www.carolinacu.com to learn more about how Carolina Cooperative can support your financial journey today.

At Carolina Cooperative, we understand that managing your finances is an essential part of achieving your life goals. That's why we offer a comprehensive range of services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and vehicle financing, we ensure you have the financial tools necessary for everyday banking and planning for significant life milestones. Our mortgage loans and refinancing options provide the flexibility you need when purchasing or upgrading your home. For small business owners, our business banking services, including merchant services and business loans, are tailored to help you grow your ventures seamlessly.

In today’s digital age, convenience is key, and that's why Carolina Cooperative prioritizes online access to your finances. With our robust online banking system and user-friendly mobile application, you can easily manage your accounts from anywhere at any time. Features such as person-to-person transfers and e-statements make transactions simple and efficient, while our commitment to security ensures that your information remains protected. Although electronic signatures are not currently supported, our team is always ready to assist with any queries or support you may need—just reach out via fax at (704) 543-6931. Whether you're exploring membership options through http://www.carolinacu.com/membership or considering loan comparisons with tools like https://www.lendmesh.com/loans/personal_loans , we're here to guide you every step of the way in achieving financial success.

At Carolina Cooperative, we pride ourselves on being a trusted and valuable financial partner for our members. With a strong foundation established since 1962, we have grown to serve a total membership of 10,083 individuals, reflecting our commitment to community and member-centric service. Our financial health is evidenced by our robust total assets of 50,997,557 and a solid net worth of 6,814,799, ensuring that we are well-equipped to meet the diverse needs of our members.

Our dedication to responsible lending practices is demonstrated through our portfolio, which includes 3,354 loans and leases. This commitment not only supports our members' financial goals but also contributes positively to the local economy. Furthermore, with a net income of 12,308, we continue to reinvest in our services and facilities, enhancing the overall member experience.

Transparency is vital in building trust, and at Carolina Cooperative, we maintain an impressive net worth ratio of 1,331, showcasing our stability and sound management practices. Our credit card loan volume stands at 515, while we also proudly offer auto loans with a total volume of 1,506. Additionally, we cater to business needs through our commercial loans, currently totaling 1, thereby supporting local entrepreneurs and businesses.

We understand that financial decisions are significant, which is why we emphasize personalized service through our team of dedicated professionals—18 employees who are committed to providing exceptional support to our members. As your trusted financial partner, Carolina Cooperative strives to foster long-lasting relationships built on mutual respect and understanding.

For performance insights and financial data, you can trust that all metrics are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore how Carolina Cooperative can assist you in achieving your financial aspirations. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.