CAROLINA COOPERATIVE FEDERAL CREDIT UNION

Welcome to Carolina Cooperative, your trusted financial partner located at 6502 McMahon Dr, Charlotte, NC 28226. Since our establishment in 1962, we've been dedicated to serving our community with integrity and a personal touch. Our commitment is evident through our growing membership of over 10,000 individuals who rely on us for their financial needs. At Carolina Cooperative, we understand that banking is more than just numbers; it's about building lasting relationships. With total assets of $50,997,557 and total deposits reaching $11,577,413, we are proud to provide a secure and supportive environment for your savings and investments. Our strong net worth of $6,814,799 reflects our stability and dedication to your financial success. Led by our CEO, Ashley Hill, and Board President, Rachel Dover, our team of 18 employees is here to help you navigate your financial journey. We offer a wide range of services including personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking options tailored to meet the unique needs of our members. While members can visit us at our branch address, official correspondence should be sent to the same location: 6502 McMahon Drive, Charlotte, NC 28226. For any inquiries or assistance, feel free to reach out via phone at 704-543-8901 or send a fax to 704-543-6931. Join us today at Carolina Cooperative where your financial future begins! Visit our website at carolinacu.com or stop by to learn more about how we can support you in achieving your goals.

At Carolina Cooperative, we take pride in our rich history and commitment to the community. Founded in 1962, our branch has grown from humble beginnings into a trusted financial partner for over 10,000 members in Charlotte, NC. Located at 6502 McMahan Dr, we are easily accessible and proud to serve our members with a personal touch. Our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community and support among our members. We believe that everyone deserves access to quality banking services that empower them to achieve their financial goals. With total assets of over $50 million, we offer a range of services, including personal banking, auto loans, mortgage financing, and credit cards with rewards. Over the years, we've evolved to meet the changing needs of our members. We now offer online and mobile banking options for added convenience. Our drive-thru service makes it easy for busy individuals to complete transactions without leaving their cars. While we currently do not have ATM availability, we continue to focus on enhancing member experiences through other means. While members can visit us at 6502 McMahan Dr, official correspondence should be sent to 6502 McMahon Drive, Charlotte, NC 28226. Our operating hours are Monday through Friday from 9 AM to 5 PM, making it easy for you to stop by or give us a call at 704-543-8901 whenever you need assistance. Community outreach is at the heart of what we do. We actively seek partnerships and initiatives that benefit our local residents. Whether it's through educational programs or financial literacy workshops, we aim to uplift those around us. We invite you to join Carolina Cooperative and experience the difference of being part of a credit union that truly cares about its members and their financial wellbeing. Together, let's build a brighter future!

At Carolina Cooperative, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family that cares about your financial well-being. If you're wondering whether you can become a member, the good news is that eligibility is pretty straightforward! You can qualify if you live, work, worship, or attend school in the Charlotte area. We welcome individuals from all walks of life, and we're excited to help you achieve your financial goals. Once you're ready to take the next step, opening an account with us is a breeze! You can find all the details on how to get started at this link. If you have any questions or need assistance during the process, feel free to give us a call at 704-543-8901. We're here to help you every step of the way!

At Carolina Cooperative, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to provide the best services and support to our community. With a net worth of $6,814,799, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $12,466,397 in share certificates and $4,004,937 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial success is evident in our $6,582,611 in undivided earnings, which we reinvest in innovative banking tools and stronger lending options to serve you better. With $75,300 in used auto loans and a total of $36,207,286 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $12,308, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $39,072. Total Share Accounts: 17,893, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carolina Cooperative is your trusted partner. Visit us at 6502 Mcmahan Dr Charlotte NC 28226 or call 704-543-8901 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

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