CAROLINA COOPERATIVE FEDERAL CREDIT UNION

Welcome to Carolina Cooperative, your trusted financial partner in Monroe, NC! Located at 2515 W Roosevelt Blvd Ste A, Monroe, NC 28110, we have been serving our community since 1962. With over 10,000 members, our cooperative is dedicated to providing exceptional service and support tailored to your financial needs. At Carolina Cooperative, we pride ourselves on a strong foundation built on trust and community involvement. Our total assets of $50,997,557 and total deposits reaching $11,577,413 reflect our commitment to secure banking solutions for our members. We understand that financial stability is essential for a thriving community, which is why we offer a variety of services including personal banking accounts, auto loans, mortgage refinancing, and business banking options. Led by our passionate CEO, Ashley Hill, and Board President Rachel Dover, our team of 18 employees is here to ensure you receive personalized attention every step of the way. Whether you're interested in saving for the future or need assistance with loans like our total loans and leases amounting to 3,354 we are prepared to help you achieve your goals. While members can visit us at our branch address above, official correspondence should be sent directly to this location. We invite you to explore our website at www.carolinacu.com or give us a call at 704-226-0431 during our lobby hours from 9 AM to 5 PM on weekdays. Let us help you take the next step towards financial success today!

At Carolina Cooperative, we take pride in our rich history and commitment to serving the community of Monroe, NC. Established in 1962, our branch has grown alongside the community, evolving from a small financial institution to a vital resource for over 10,000 members. Located at 2515 W Roosevelt Blvd Ste A, Monroe, NC 28110, we are situated near key landmarks that make it easy for our members to access us. Our mission is clear: we strive to provide not just financial services but also genuine support to our community. We believe that everyone deserves access to reliable banking options, which is why we offer personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Our aim is to empower our members by helping them achieve their financial goals while fostering a sense of belonging and trust. Over the years, Carolina Cooperative has achieved remarkable milestones. With total assets reaching $50,997,557 and a dedicated team of 18 employees, we have consistently focused on providing exceptional service. Our operating hours are designed for your convenience; we are open from 9 AM to 5 PM on weekdays. Although we do not currently have ATM services available at this location, we proudly offer drive-thru banking for deposits and withdrawals. While members can visit us at our Monroe branch address for all their banking needs, official correspondence should be sent to the same address. We are committed to being accessible and transparent in all our operations. In addition to traditional banking services, Carolina Cooperative embraces digital advancements that enhance member experience. We offer online banking and mobile applications for easy account management from anywhere. Moreover, our focus on community outreach reflects our dedication beyond finances; we actively seek partnerships that enrich the lives of those around us. We invite you to join Carolina Cooperative and experience firsthand how we're more than just a bank we're your partner in building a brighter financial future. Whether you need assistance with loans or want to explore various banking products tailored for you, we're here every step of the way. Together, let's grow stronger as a community! For any inquiries or to learn more about becoming a member, please call us at 704-226-0431 or visit us online at Carolina Cooperative.

Welcome to the Carolina Cooperative family! We're excited to invite you to join our community where we prioritize your financial well-being. Becoming a member at Carolina Cooperative is not just about opening an account; it's about joining a supportive network that truly cares. To be eligible for membership, you'll need to meet some simple criteria. Generally, individuals who live, work, or worship in Union County can become members, making it easy for many to take advantage of our services. If you want to dive deeper into the specifics, feel free to check out our detailed eligibility guidelines at http://www.carolinacu.com/membership . Getting started is a breeze! Simply head over to our website or give us a call at (704) 226-0431 for any questions. Once you're ready, you can easily open your account online by visiting https://my.homecu.net/eforms/loanapp.prg?appinit=1&id=r5k%2fm4kkrzcofcu3kbwz6a%3d%3d . At Carolina Cooperative, we offer a range of personal and business banking options designed with your needs in mind. We can't wait for you to experience the benefits of being part of our cooperative!

At Carolina Cooperative, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial footing, you can trust that your money is safe with us. With a net worth of $6,814,799, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $12,466,397 in share certificates and $4,004,937 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,582,611 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $15,506 in used auto loans and a total of $36,207,286 in loans and leases. Our operational efficiency is reflected in our net income of $12,308, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $39,072, while our total share accounts have reached an impressive 17,893, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carolina Cooperative is your trusted partner. Visit us at 2515 W Roosevelt Blvd Ste A Monroe NC 28110 or call 704-226-0431 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.