CAROLINA COOPERATIVE FEDERAL CREDIT UNION

Welcome to Carolina Cooperative, your trusted financial partner in Gastonia, NC. Located conveniently at 1207 Bessemer City Rd, we have been serving our community since 1962 with a commitment to providing exceptional member services and financial solutions. With over 10,000 members and total assets reaching $50,997,557, our cooperative is dedicated to fostering a strong sense of community and ensuring the financial well-being of our members. At Carolina Cooperative, we understand that every dollar counts. That's why we proudly offer a range of services designed to meet your needs from personal banking options like checking and savings accounts to loans for auto financing, mortgages, and credit cards. Our total deposits stand at an impressive $11,577,413, reflecting the trust our members place in us. Our leadership team is committed to this mission. Under the guidance of CEO Ashley Hill and Board President Rachel Dover, we strive to create an environment where members feel valued and supported. We currently employ 18 dedicated individuals who are passionate about helping you achieve your financial goals. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be directed to the same address: 1207 Bessemer City Road, Gastonia, NC 28052. We invite you to explore how Carolina Cooperative can help you thrive financially. For more information or assistance, feel free to reach out to us at 704-865-0072 or visit our website at carolinacu.com. Together, let's build a brighter financial future!

At Carolina Cooperative, we take pride in our rich history and unwavering commitment to the community. Founded in 1962, our branch has been a cornerstone of financial support and guidance for residents in Gastonia, North Carolina. From our humble beginnings, we have grown to serve over 10,000 members, offering a range of services designed to enhance financial well-being. Located at 1207 Bessemer City Rd, Gastonia, NC 28052, our branch is easily accessible for all members. Just a stone's throw away from local landmarks, we invite you to visit us and experience the welcoming atmosphere that defines Carolina Cooperative. While members can visit us at this address, official correspondence should be sent to 1207 Bessemer City Road, Gastonia, NC 28052. Our mission at Carolina Cooperative is simple yet profound: to provide comprehensive financial services while actively supporting the community. We believe in empowering individuals and families through responsible lending practices and personalized banking solutions. Our total assets stand at an impressive $50,997,557, reflecting our stability and commitment to serving our members effectively. As we look back on our journey, we are proud of the milestones we've achieved. Our dedicated team of 18 employees works diligently to ensure that every member feels valued and supported. With operating hours from 9 AM to 5 PM on weekdays and convenient drive-thru banking options available, we strive to make your banking experience as smooth as possible. In addition to traditional banking services such as checking and savings accounts, auto loans, mortgages, and personal loans, we also embrace technology with online banking options that make managing finances easier than ever. Members can enjoy features like mobile payments and person-to-person transfers while ensuring their transactions are secure. Community outreach is another key aspect of our mission. We partner with local organizations to help improve lives in Gastonia and beyond. Whether it's sponsoring events or providing financial education workshops, Carolina Cooperative is dedicated to making a difference. We invite you to join our growing family at Carolina Cooperative. Experience firsthand how we prioritize not just your financial needs but also your community's welfare. Explore membership options today by visiting us or calling us at 704-865-0072. Together, let's build a brighter financial future!

At Carolina Cooperative, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is simple and welcoming! If you're in the Gastonia area, including surrounding communities, you may be eligible to join us. We invite individuals who live, work, or worship in our local area to become part of our family. You can find more detailed eligibility information on our website at http://www.carolinacu.com/membership . Once you see that you qualify, opening an account is just as easy simply visit our online application at https://my.homecu.net/eforms/loanapp.prg ?appinit=1&id=r5k%2fm4kkrzcofcu3kbwz6a%3d%3d or give us a call at (704) 865-0072. We're here to help you take this important step toward financial wellness and access to great services tailored just for you at our branch located at 1207 Bessemer City Rd Gastonia Nc 28052. Join us today, and let's embark on this journey together!

At Carolina Cooperative, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health remains robust, with performance insights and data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $6,814,799, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.31% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $12,466,397 in share certificates and $4,004,937 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,582,611 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is notable with $7,530 in used auto loans and $36,207,286 in total loans and leases, supporting members' financial goals across various sectors. Our financial performance is also reflected in our net income of $12,308, which showcases our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 17 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments total $39,072, while our growing member base shows strong trust in us with 17,893 total share accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Carolina Cooperative is your trusted partner. Visit us at 1207 Bessemer City Rd Gastonia NC 28052 or call 704-865-0072 to learn more about how we can help you achieve your financial goals.