First Flight Federal Credit Union

First Flight Credit Union, founded in 1952 and headquartered in Cary, NC, is a trusted national financial institution dedicated to serving nearly 19,400 members with total assets of over $244 million. Under the leadership of CEO Tabitha Allen and supported by a committed team of 69 employees, First Flight offers a comprehensive range of financial services designed to meet diverse member needs.
Members enjoy convenient access to ATM and cash withdrawal services, basic drive-thru banking for deposits and withdrawals, as well as seamless online and mobile banking platforms for secure, 24/7 account management. Competitive auto loans and vehicle financing options help members get on the road confidently, while personalized mortgage loans and refinancing solutions support homeownership goals nationwide.
Personal banking products include flexible checking and savings accounts, credit cards with rewarding benefits, personal loans, and debt consolidation services tailored to individual financial situations. Business clients benefit from specialized merchant services and business loans aimed at fostering growth.
With seven branches across multiple cities, First Flight Credit Union stands as a reliable partner committed to empowering members throughout their financial journey. Discover more at https://www.efirstflight.com/.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed Equity Loan
6.25 % - 6.48 %
12 Yrs
$50,000
90 %
heloc
Equity Access (HELOC)
7.75 % - 7.77 %
10 Yrs
90 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10 Yr Conforming
5.625 %
6.162 %
1
10.0 Yrs
CONVENTIONAL
FIXED
15 Yr Conforming
5.875 %
6.258 %
1
15.0 Yrs
CONVENTIONAL
FIXED
20 Yr Conforming
6.0 %
6.307 %
1
20.0 Yrs
CONVENTIONAL
FIXED
30 Yr Conforming
6.625 %
6.867 %
1
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Credit builder
11 %
3 Yrs
$3,000
Advance loan
11.75 - 25 %
1 Yrs
$2,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New Autos
4.52 % - 5.07 %
4 Yrs
Motorcycle
New Motorcycle
5.06 % - 5.31 %
4 Yrs
Other
New Boat
6.33 % - 6.84 %
8 Yrs
Other
New RVs
8.08 % - 8.61 %
7 Yrs

Introduction

Welcome to first-flight, where we have proudly served our community since our establishment in 1952. Under the leadership of CEO Tabitha Allen and Board President Greg Williams, our mission is centered around providing exceptional financial services that empower our members, including military families, and contribute to the well-being of our local communities. Headquartered in Cary, NC, we are committed to ensuring that each member feels valued and supported in their financial journey.
At first-flight, we understand the importance of modern banking solutions. That’s why we offer a range of innovative tools designed to enhance your banking experience. With features like Online Banking, a user-friendly Mobile App, P2P Transfers, E-Statements, Mobile Payments, and E-signature Authorization, managing your finances has never been easier or more secure. Additionally, our deposits are federally insured by the NCUA since 1/4/1971 0:00, providing peace of mind as you navigate your financial goals. For more information about our services or to get started with us today, please visit our official website at https://www.efirstflight.com/ or reach out via fax at (919) 851-8667. Experience trust, accessibility, and a member-first approach with us at first-flight.

Financial Services

At first-flight, we pride ourselves on providing a comprehensive range of financial services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to specialized offerings such as auto loans, mortgage loans, and credit cards with rewards, we aim to be your go-to partner in achieving financial success. Our business banking services further cater to entrepreneurs by offering merchant services and business loans that help small businesses thrive. Whether you're looking to consolidate debt or refinance a mortgage, our tailored solutions are here to support your financial journey.
In today's fast-paced world, digital access is paramount. That's why first-flight offers robust online banking capabilities and a user-friendly mobile application, allowing you to manage your finances conveniently from anywhere. With features like person-to-person transfers, mobile payments, e-statements, and electronic signatures, our members can enjoy seamless transactions and hassle-free account management. We believe that managing everyday banking should be straightforward so that you can focus on planning for life's milestones or growing your business without the stress of traditional banking limitations. For information on membership eligibility, please visit https://www.efirstflight.com/?page_id=164.
Additionally, if you're considering loan options or simply want to check rates before making a decision, our partnership with lenders at https://www.lendmesh.com provides an easy way to compare various offerings. If you have questions or need personal support, feel free to reach out via fax at (919) 851-8667. At first-flight, we're committed to empowering our members with the financial tools they need for today and tomorrow.

Financial Highlights

First Flight Credit Union stands as a beacon of trust and reliability within the financial landscape, proudly serving a total membership of 19,365. Our commitment to our members is reflected in our robust financial health, with total assets amounting to 244,727,581 and a net worth of 30,773,879. This strength enables us to provide a solid foundation for your financial journey, ensuring that we can meet your needs today and into the future.
Our focus on growth and sustainability is underscored by an impressive net income of 2,316,625, which not only reflects our operational efficiency but also allows us to reinvest in services that benefit our members. With total deposits reaching 28,573,081, it’s clear that our community trusts us with their financial resources, enabling us to support a diverse portfolio that includes 8,330 loans and leases.
The expertise of our dedicated team, comprising 69 employees, drives our mission forward. We maintain a strong net worth ratio of 1,254, demonstrating our commitment to prudent financial management and stability. In addition, we offer competitive credit card loan volumes at 2,080 and a substantial auto loan volume of 7,322, catering to the various needs of our members while maintaining zero borrowings, which showcases our responsible lending practices.
At First Flight Credit Union, we understand the importance of transparency and accountability in building lasting relationships with our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, reinforcing our credibility in the industry.
As you explore your financial options, we invite you to experience the difference that comes with partnering with a trusted institution. Compare real-time loan offers today at https://www.lendmesh.com and find the best rates tailored to your needs.

Branch services Offered States

NC

Branch Details

Services Offered

  • ATM Services Only

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

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