First Flight Federal Credit Union

First Flight Credit Union proudly serves members across North Carolina with a full spectrum of financial services designed to meet your needs no matter where you live in the state. From convenient ATM and cash withdrawal services—including basic ATM access for balance checks—to easy drive-thru banking for deposits, withdrawals, and simple transactions, First Flight makes managing your money effortless statewide. Their secure online and mobile banking platforms provide 24/7 access, empowering you to bank on your schedule.
North Carolina members enjoy competitive auto loans and vehicle financing tailored to get you on the road confidently. Achieve homeownership goals with personalized mortgage loans and refinancing options crafted specifically for the state’s market. Personal banking includes flexible checking and savings accounts, credit cards loaded with rewarding benefits, personal loans, and debt consolidation solutions designed to keep your finances healthy.
Business owners throughout North Carolina benefit from specialized merchant services and business loans focused on fueling local growth. Beyond exceptional products, First Flight actively supports community programs that promote financial literacy and economic well-being statewide. Experience the value of membership with First Flight Credit Union across North Carolina today.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed Equity Loan
6.25 % - 6.48 %
12 Yrs
$50,000
90 %
heloc
Equity Access (HELOC)
7.75 % - 7.77 %
10 Yrs
90 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10 Yr Conforming
5.625 %
6.162 %
1
10.0 Yrs
CONVENTIONAL
FIXED
15 Yr Conforming
5.875 %
6.258 %
1
15.0 Yrs
CONVENTIONAL
FIXED
20 Yr Conforming
6.0 %
6.307 %
1
20.0 Yrs
CONVENTIONAL
FIXED
30 Yr Conforming
6.625 %
6.867 %
1
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Credit builder
11 %
3 Yrs
$3,000
Advance loan
11.75 - 25 %
1 Yrs
$2,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New Autos
4.52 % - 5.07 %
4 Yrs
Motorcycle
New Motorcycle
5.06 % - 5.31 %
4 Yrs
Other
New Boat
6.33 % - 6.84 %
8 Yrs
Other
New RVs
8.08 % - 8.61 %
7 Yrs

Introduction

At first-flight, our mission is to empower our members across by providing exceptional, community-focused financial services that prioritize their needs. Under the leadership of CEO Tabitha Allen and Board President Greg Williams, we are dedicated to fostering a member-first culture that enhances the financial well-being of everyone we serve. We understand the importance of modern conveniences in today's fast-paced world, which is why we offer innovative solutions such as electronic signature authorization (Yes), e-statements (Yes), mobile payments (Yes), a dedicated mobile app (Yes), online banking (Yes), and person-to-person payment support (Yes). Join us at first-flight, where your financial goals are our top priority. For more information, visit us at https://www.efirstflight.com/ or contact us via fax at (919) 851-8667.

Services & Financial Solutions

At First Flight, we understand that managing your finances is an integral part of everyday life in North Carolina. Our personal banking services are designed to make your financial journey as smooth as possible. Whether you’re opening a checking or savings account, applying for a mortgage, or looking to consolidate debt with our personal loans, we provide the tools and support to help you achieve your goals. With our credit cards offering rewards, you can earn while you spend—making everyday purchases work harder for you.
We also cater to the unique needs of businesses through our comprehensive banking support. From merchant services that streamline transactions to business loans tailored for growth, First Flight is here to empower entrepreneurs across NC. And with the convenience of online banking and our user-friendly mobile application, managing your finances has never been easier. You can check balances, transfer funds, and even make person-to-person payments right from your phone. Plus, with features like electronic signatures and e-statements, you can enjoy a fully digital experience that saves time and enhances accessibility.
In addition to traditional banking solutions, we offer flexible loan options including auto financing and refinancing solutions for those looking to buy their dream car or make a home their own. Our goal is to provide resources that not only meet your current needs but also set you up for future success. Whether you're saving for a big purchase or navigating day-to-day expenses, First Flight stands ready with innovative financial solutions tailored just for you.

Why Choose Us

At First Flight Credit Union in NC, we pride ourselves on being more than just a financial institution; we are a community committed to your financial well-being. Becoming a member is simple and straightforward—just check your eligibility at this link and discover how easy it is to join our family. Our core values of trust, community engagement, personalized service, and financial reliability ensure that you will always feel supported in your journey towards financial success. Whether you’re looking for checking and savings accounts, auto loans, or mortgage refinancing, our dedicated team is here to provide tailored solutions that meet your unique needs. Plus, with convenient online banking and a user-friendly mobile application, managing your finances has never been easier. Compare real-time loan offers today at LendMesh and find the best rates for your needs. We believe in transparency and accountability; performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us today and experience the difference that a member-focused credit union can make!

Branch Details

Services Offered

  • ATM Services Only

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

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