Type of Loan Offerings
Home Equity Loans
Mortgage Loans
Personal Loans
Vehicle Loans
Introduction
Welcome to First Flight, your trusted financial partner located at 1815 Kildaire Farm Rd, Cary, NC 27518. Since opening our doors in 1952, we have been dedicated to serving our community with integrity and care. With a total membership of over 19,365 individuals, we pride ourselves on being a credit union that truly understands the needs of our members. At First Flight, we manage assets totaling an impressive $244,727,581, ensuring that we are well-equipped to support your financial goals. Whether you're looking for personal loans or secure savings options, our extensive offerings include 8,330 loans and leases tailored to fit various lifestyles and financial situations. We believe in empowering our members through accessible banking solutions and transparent services. Our commitment goes beyond just numbers; it's about building relationships. Under the leadership of CEO Tabitha Allen and Board President Greg Williams, our dedicated team of 69 employees is here to provide you with personalized service every step of the way. We understand that financial decisions can be daunting, which is why we're here to guide you with expert advice and support. While you can reach us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 1815 Kildaire Farm Rd, Suite A, Cary, NC 27518. If you have questions or need assistance, don't hesitate to call us at 919-851-5690 during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. Explore what First Flight has to offer by visiting our website at efirstflight.com today! Your financial journey starts here let's take flight together!
Branch History & Mission
Community Engagement
Being part of the Cary community means being involved. First Flight actively participates in local outreach initiatives and partnerships that benefit our neighbors. We understand that a strong community is built on support and collaboration, and we are committed to playing our part. As we continue to grow and adapt to the changing needs of our members, we remain true to our core values. We prioritize accessibility with ADA compliance and aim for customer-centric initiatives that enhance your experience. With operating hours from Monday to Friday, 8:30 AM to 5:30 PM, we're here whenever you need us. Although we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to assist you inside the branch. If you're looking for a credit union that puts its members first while making a real impact in the community, look no further than First Flight. Join us today and discover how we can help you achieve your financial goals! For more information or to get started, please call us at 919-851-5690 or visit us online at First Flight.
Our Mission
At First Flight, our mission is simple yet profound: to empower our members through quality financial services while fostering a supportive and thriving community. We believe in making banking accessible and straightforward, ensuring that everyone feels welcome and valued. Our commitment goes beyond just transactions; we strive to build lasting relationships with our members based on trust and mutual respect. We offer various services designed with you in mind, from personal loans to savings accounts. Our focus on member service is evident in everything we do. We are also proud of our digital advancements, including online banking and mobile applications that allow you to manage your finances anytime and anywhere.
Branch Location & Accessibility
Get in Touch
Have questions? Don't hesitate to give us a call at 919-851-5690. We can't wait to welcome you into our First Flight family. Come visit us today and experience how easy and friendly banking can be!
Operating Hours
At First Flight, we're here for you during the week! Our lobby hours are from 8:30 am to 5:30 pm, Monday through Friday. We invite you to come in during these times for personalized service from our friendly team who are eager to assist with your banking needs.
Parking and Accessibility
We understand that convenience is key when it comes to banking. Our branch offers ample parking space, so you can find a spot without hassle. Plus, we are proud to be ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit us comfortably.
Services Available
While we don't currently offer ATM services or drive-thru banking at this location, our dedicated staff is ready to help you with various services inside the branch. Whether it's opening a new account or discussing loan options, we're here for you every step of the way. If you need to send official correspondence, please note that while members can visit us at our main address, all mail should be directed to 1815 Kildaire Farm Rd, Suite A, Cary, NC 27518.
Member Eligibility
Becoming a member of First Flight is like joining a warm, welcoming family that truly cares about your financial well-being. If you live, work, or worship in the area surrounding our branch at 1815 Kildaire Farm Rd Cary Nc 27518, you're already on the right track to enjoying all the benefits we offer. We aim to make membership as inclusive as possible, so whether you're just starting out or looking for a community that shares your values, there's a place for you here. For detailed eligibility criteria, feel free to visit our website at https://www.efirstflight.com/?page_id=164. Opening an account with us is straightforward and designed with you in mind. You can easily start your membership journey by visiting our account opening page at https://loans.efirstflight.com/. If you have any questions or need assistance, don't hesitate to reach out at (919) 851-5690 during our business hours. At First Flight, we believe that everyone deserves access to financial services that support their goals and dreams!
Business Banking & Commercial Services
Merchant Services That Make Life Easier
In today's fast-paced world, managing transactions should be straightforward. Our merchant services offer you practical tools to accept payments easily, whether in-store or online. This means less time worrying about payment processing and more time focusing on what matters: growing your business. With no outstanding commercial loans currently reported, we are here to support you with tailored solutions designed specifically for your needs. Come visit us at 1815 Kildaire Farm Rd Cary Nc 27518 in Cary, NC or contact us at (919) 851-5690 to explore how we can assist you on your journey towards success!
Tailored Loan Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $1 in non-member commercial loans, providing flexible financing solutions that empower entrepreneurs to take the next step. Imagine using these funds to purchase new equipment, hire staff, or expand your product line each loan represents a potential leap forward for your enterprise.
Comprehensive List Of Services
Accessible Banking Solutions
In today's fast-paced world, convenience is key. That's why First Flight offers robust digital banking features. Our online banking platform allows you to manage your accounts from anywhere at any time. You can check balances, pay bills, and transfer funds without stepping foot in the branch. Plus, with mobile payments and our easy-to-use mobile application, handling your finances on the go has never been simpler.
Future Growth and Expansion
As we continue to grow, we're excited about the possibility of expanding our offerings to better serve our community. Stay tuned for more services that will enhance your banking experience! At First Flight, we are more than just a credit union; we are your partners in achieving financial success. We invite you to visit us or explore our website at efirstflight.com for more information on what we can do for you. Experience the difference with First Flight today!
Member-Centric Approach
At First Flight, we believe in putting our members first. If you ever have questions or need assistance, our friendly staff is just a phone call away at 919-851-5690. We're here to guide you through every step of your financial journey, whether you're looking to open an account or navigate our services.
Specialized Financial Services
We understand that each member has unique financial needs. Whether you're looking for help with everyday banking or specific services, we've got you covered. While we currently offer ATM Services Only, we focus on making sure you can access your cash whenever you need it. Our ATMs provide a reliable way for you to withdraw cash and check your account balances conveniently.
Digital & Online Banking
Key Services for Your Convenience
Our online banking platform makes it simple to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can enjoy the peace of mind that comes with secure electronic signature authorization, allowing you to complete transactions safely without needing to visit a branch. Plus, with e-statements available, you'll receive your account statements electronically, making it easier than ever to keep track of your finances. If you're always on the move, our mobile application is here to help. Not only does it allow for quick access to your accounts, but it also supports mobile payments and person-to-person transfers. Whether you're splitting a dinner bill or sending money to a friend, these features make transactions smooth and hassle-free.
Security You Can Trust
Security is paramount in today's digital world, and at First Flight, we prioritize protecting your information. Our online banking services come equipped with robust security measures to ensure that your data remains safe while you're banking from any device. In summary, our digital banking options provide you with accessibility and control over your financial life like never before. With easy navigation and real-time account management tools at First Flight, managing your money has never been more convenient or secure. Explore more about our offerings by visiting https://www.efirstflight.com/ today!
Financial Strength
Growing Member Base
Total Share and Deposit Accounts: 36,583, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $523,791. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Flight is your trusted partner. Visit us at 1815 Kildaire Farm Rd Cary Nc 27518 or call (919) 851-5690 to learn more about how we can help you achieve your financial goals.
Investment in Member Services
With $27,828,109 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $3,661 in used auto loans and $147,964,077 in total loans and leases.
Operational Efficiency
Our commitment to operational efficiency is reflected in our $2,316,625. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Secure Savings Options
Members' savings are secured through $45,497,154 in share certificates and $45,638,588 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Solid Financial Health
With a net worth of $30,773,879, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,254 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,866,247 in used vehicle loans and $11,090,014 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, we have options that can fit your budget.
Credit Lines
For those looking for additional flexibility, our total credit lines amounting to $45,482,038 can be an excellent resource. These lines of credit are perfect for managing unexpected expenses or making larger purchases without the hassle of traditional loans. If you're considering refinancing any existing loans or would like to explore eligibility options for our products, don't hesitate to reach out! Our team at First Flight is ready to assist you every step of the way. For more information about our loan offerings or to speak with one of our representatives, please contact us at 919-851-5690. We are located at 1815 Kildaire Farm Rd Cary Nc 27518, and our operating hours are Monday through Friday from 8:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards financial wellness starts here at First Flight!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,479,867, make buying or refinancing simple. We understand that taking this step is significant, and we're here to guide you through the process with competitive rates and personalized service.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option allows for easy access to credit without needing collateral.
Loan Aggregator
Benefits of Using LendMesh
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How LendMesh Ensures Accurate Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing from reputable institutions guarantees fair and transparent offers for all users.