First Flight Federal Credit Union

Nestled in the heart of Havelock, NC, the First Flight Credit Union branch at 1232 E Main St is your local hub for trusted financial services designed to support your everyday needs. Whether you’re exploring some of the best auto loans and vehicle financing options to get you on the road or looking to open personal checking and savings accounts tailored for convenience, this friendly branch offers expert guidance in a welcoming atmosphere. With convenient hours Monday through Thursday from 9:00 a.m. to 5:00 p.m. and extended service until 6:00 p.m. on Fridays, managing your finances fits easily into your busy schedule.
Serving over 19,300 members and boasting assets exceeding $244 million, First Flight provides comprehensive solutions including competitive mortgage loans and refinancing options that help turn homeownership dreams into reality. Business owners can also benefit from merchant services and business loans designed to fuel growth. Onsite ATM access and drive-thru banking make deposits, withdrawals, and balance checks quick and hassle-free.
Visit First Flight Credit Union at 1232 E Main St today to explore trusted auto financing or open a checking account crafted just for you. Experience personalized local service—contact us for guidance tailored to your financial goals!
Phone: 252-447-0691 | Website: http://www.efirstflight.com

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed Equity Loan
6.25 % - 6.48 %
12 Yrs
$50,000
90 %
heloc
Equity Access (HELOC)
7.75 % - 7.77 %
10 Yrs
90 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
10 Yr Conforming
5.625 %
6.162 %
1
10.0 Yrs
CONVENTIONAL
FIXED
15 Yr Conforming
5.875 %
6.258 %
1
15.0 Yrs
CONVENTIONAL
FIXED
20 Yr Conforming
6.0 %
6.307 %
1
20.0 Yrs
CONVENTIONAL
FIXED
30 Yr Conforming
6.625 %
6.867 %
1
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Credit builder
11 %
3 Yrs
$3,000
Advance loan
11.75 - 25 %
1 Yrs
$2,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
New Autos
4.52 % - 5.07 %
4 Yrs
Motorcycle
New Motorcycle
5.06 % - 5.31 %
4 Yrs
Other
New Boat
6.33 % - 6.84 %
8 Yrs
Other
New RVs
8.08 % - 8.61 %
7 Yrs

Introduction

Welcome to First Flight, your trusted partner in Havelock, NC! Located at 1232 E Main St, Havelock, NC 28532, we pride ourselves on being more than just a financial institution. With a strong commitment to our community since 1952, we are dedicated to serving our 19,365 members with personalized solutions tailored to their unique financial needs. At First Flight, we understand that every member's journey is important. Our total assets of $244,727,581 and total deposits of $28,573,081 reflect the trust our members place in us. We offer a wide range of services including personal banking, auto loans, mortgage loans, and business banking solutions. Whether you are looking for an auto loan or want to open a checking account, we have you covered! Our team of 69 employees is led by CEO Tabitha Allen and Board President Greg Williams, who are passionate about fostering an environment where our members feel valued and supported. With the financial stability represented by our net worth of $30,773,879 and cash in hand totaling $4,005,618, you can rest assured that your finances are in safe hands. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to the same address. If you have any questions or need assistance, don't hesitate to call us at 252-447-0691 during our convenient hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Explore the opportunities that await you at First Flight today your future starts here! Visit us online at efirstflight.com or stop by our branch for a friendly chat. We look forward to serving you!

Branch History & Mission

Community Engagement

Community support is at the heart of what we do. First Flight actively participates in local outreach programs aimed at enhancing the lives of residents in Havelock and surrounding areas. We believe that by investing in our community's growth and well-being, we create a better environment for everyone. As part of our commitment to inclusion, we ensure ADA compliance across all services so that everyone can access banking facilities without barriers. Our partnerships with local organizations further amplify our efforts in creating opportunities for education and financial literacy within the community.

Join Us Today!

We invite you to become a part of the First Flight family! Experience how we can help you navigate your financial journey with confidence and ease. Whether you're looking for competitive loan rates or exceptional member service, we are here for you every step of the way. Contact us at 252-447-0691 or visit our website at First Flight today!

Mission Statement

At First Flight, our mission is not just about banking; it's about building a brighter future for our members and the community. We are dedicated to delivering personalized service that empowers individuals through various financial products like checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. We strive to make every interaction meaningful and impactful. While members can visit us at 1232 E Main St for all their banking needs, official correspondence should be sent to the same address as there is no separate mailing location. Our operating hours are Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM, making it easy for you to reach us when you need assistance.

Our Journey

Located at 1232 E Main St, Havelock, NC 28532, First Flight started with the vision of supporting our community by offering accessible financial solutions. Our founding principle was simple: to help individuals and families achieve their financial goals while fostering a sense of community and belonging. This mission continues to guide us as we expand our services and reach more people. From our humble beginnings, we have consistently evolved to meet the changing needs of our members. We've embraced technological advancements by providing online banking, mobile payments, and e-statements to ensure that managing finances is convenient for everyone. We also offer drive-thru banking for those who prefer face-to-face interactions without leaving their vehicles.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is equipped with features that ensure everyone can visit us comfortably. With ADA-compliant ramps and ample parking available, we welcome all members to experience our services without any hassle.

Call Us Anytime

Have questions? Feel free to reach out at 252-447-0691. Our dedicated staff is eager to assist you with personal banking, auto loans, mortgages, and more. While members can visit us at 1232 E Main St, official correspondence should be sent to the same address. We invite you to stop by and see what First Flight has to offer! Your financial journey begins here come visit us today!

Drive-Thru Banking

For added convenience, we offer drive-thru banking services. Whether it's making deposits or simple withdrawals, you can take care of your banking needs without leaving your car!

Nearby Landmarks

Situated near popular local spots, our branch is just a stone's throw away from Havelock Plaza and the beautiful Croatan National Forest. This prime location makes it easy for you to drop by while running errands or enjoying a day out.

Operating Hours

Our friendly team is ready to assist you Monday through Thursday from 9:00 AM to 5:00 PM and on Friday until 6:00 PM. Need help outside those hours? Don't worry! You can also access our ATM for quick transactions anytime.

Member Eligibility

Joining the First Flight community means stepping into a supportive environment that values your financial well-being. If you're wondering how to become a member, it's simpler than you might think! At First Flight, we warmly welcome individuals who live, work, or worship in the area, as well as their family members. This inclusive approach ensures that everyone can enjoy the benefits of our services, from personal banking options to competitive loan rates. To get started on your membership journey, you can find detailed eligibility criteria by visiting https://www.efirstflight.com/?page_id=164. If you're ready to open an account, simply head over to https://loans.efirstflight.com/ for all the information you need. We're here to help every step of the way feel free to give us a call at (252) 447-0691 if you have any questions or need assistance. We can't wait to welcome you to First Flight, located at 1232 E Main St Havelock Nc 28532, where you'll find a home for all your financial needs!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine having the financial backing to invest in new equipment, hire additional staff, or launch a marketing campaign that could take your business to the next level. Our loan options are designed with your growth in mind.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. With easy-to-use tools and support, you can focus on what you do best running your business. Picture this: a customer walks into your store, makes a purchase seamlessly using their preferred payment method, and you receive those funds quickly without hassle. That's the convenience we provide at First Flight. With a strong focus on helping businesses thrive in Havelock, NC, our team is ready to assist you every step of the way. Reach out today at (252) 447-0691 to learn more about how we can empower your business!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small businesses in Havelock, we offer comprehensive business banking services including merchant services and business loans. We understand how vital it is for local businesses to have reliable financial support. Our team is dedicated to helping you grow by providing the resources you need.

Convenient Access

At First Flight, convenience is key. We provide ATM services for quick cash withdrawals and balance checks at any time. If you're in a hurry but still want personalized service, take advantage of our drive-thru banking, where you can handle deposits and withdrawals without leaving your car. With our focus on community engagement and member satisfaction, we are always here for you. If you have any questions about our services or need assistance with banking needs, please don't hesitate to call us at 252-447-0691. Ready to experience hassle-free banking? Visit us today at First Flight in Havelock or explore more about our offerings online at First Flight. Your journey toward financial well-being starts here!

Home Financing

If owning a home is on your horizon, look no further than our mortgage loans and refinancing services. We work with you to find the right mortgage solution that fits your budget and lifestyle. Whether you're buying your first home or looking to refinance your current mortgage for better rates, we provide personalized assistance every step of the way.

Personal Banking

We understand that managing your personal finances is essential. That's why we offer checking and savings accounts designed for convenience and growth. Imagine easily accessing your funds through our robust online and mobile banking platforms. You can check balances, transfer money, and pay bills all from your smartphone or computer. Plus, if you're considering purchasing a vehicle or need some extra cash, our auto loans and vehicle financing options make it simple to get on the road without breaking the bank.

Personal Loans and Credit Options

Life can sometimes throw unexpected expenses your way. Our personal loans and debt consolidation options are here to help you manage those costs effectively. Plus, with our rewarding credit cards, you can earn points on purchases while enjoying the flexibility of credit when you need it most.

Digital & Online Banking

Key Features of Our Digital Banking Services

You can get started with our online banking platform by visiting https://www.efirstflight.com/. Here, you can easily access your accounts, view balances, and track transactions in real time. Whether you're at home or on the go, our 24/7 online banking service ensures that your financial information is always at your fingertips. Need to sign a document? With our electronic signature authorization feature, you can do it all digitally no need for paper or in-person visits. Plus, enjoy the convenience of e-statements to keep your records organized and eco-friendly. If you're looking to make payments, our mobile payments feature allows you to pay bills or send money directly from your phone. And with our mobile application available for download, managing your accounts has never been easier. You can check balances, make transfers, and even set up person-to-person transfers all from the palm of your hand.

Security and Ease of Use

We prioritize your security while ensuring that our services remain user-friendly. Your information is protected with top-notch security measures, giving you peace of mind as you bank online. Our intuitive interface makes it easy for everyone to navigate, whether you're tech-savvy or just getting started with digital banking. With First Flight, taking control of your finances has never been more accessible. From instant access to account management tools to secure transactions all tailored to fit into your daily life we're here to support you every step of the way. Experience the freedom of digital banking today!

Financial Strength

At First Flight, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and that you can rely on us for your financial needs. That's why we are committed to maintaining a strong financial foundation, ensuring your trust in our services. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $30,773,879, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,254 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $45,497,154 in share certificates and $45,638,588 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 60 full-time employees and 9 part-time employees ready to assist you with any questions or concerns. With our committed team at your side, you will always have knowledgeable support when needed. With $3,661 in used auto loans and $147,964,077 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $2,316,625 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Flight is your trusted partner. Visit us at 1232 E Main St Havelock Nc 28532 or call (252) 447-0691 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,866,247 in used vehicle loans and $11,090,014 in new vehicle loans already helping members get on the road. We provide flexible financing options to ensure you find the perfect fit for your budget.

Credit Lines and Personal Loans

For those looking for extra flexibility in managing finances, our credit lines amounting to $45,482,038 are here to assist you. These lines of credit provide access to funds when you need them most without the hassle of applying for multiple loans. We also offer personal loans designed for various needs such as debt consolidation or unexpected expenses. Our team is ready to discuss eligibility and refinancing options that could benefit you.

Get Started Today!

If you're ready to take the next step toward securing a loan or want more information about our offerings, feel free to reach out to us at 252-447-0691. Our friendly staff is available during regular business hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At First Flight, we're here for you every step of the way on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,479,867, make buying or refinancing simple. We offer competitive rates and terms that can help you secure your dream home while keeping your payments manageable.

Unsecured Credit Card Loans

We also understand that managing day-to-day expenses can sometimes require additional support. While we currently do not have unsecured credit card loans available at this time, we are committed to providing solutions tailored to your needs.

Loan Aggregator

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