Type of Loan Offerings
Home Equity Loans
Mortgage Loans
Personal Loans
Vehicle Loans
Introduction
Welcome to First Flight, your trusted partner in financial success, located at 3127 M L King Jr Blvd, New Bern, NC 28562. Since our establishment in 1952, we've been dedicated to serving our community with a range of personalized banking solutions. With over 19,000 members and total assets reaching an impressive $244,727,581, we pride ourselves on being more than just a credit union; we're a community hub where financial dreams take flight. At First Flight, we offer a variety of services tailored to meet your unique needs, including personal banking, auto loans, mortgage loans, and business banking options. Whether you're looking to purchase your first car or secure financing for your small business, our expert team is here to guide you every step of the way. Our commitment to our members is evident in our total deposits of $28,573,081 and the $40,056,18 we have readily available in cash. Our leadership team is led by CEO Tabitha Allen and Board President Greg Williams, both passionate about fostering a culture of trust and community involvement. Together with our dedicated staff of 69 employees, we strive to provide exceptional service that makes banking easy and accessible for everyone. For any official correspondence, please note that while you can visit us at our branch location, all mail should be directed to our mailing address: 3127 Dr M L King Jr Blvd, New Bern, NC 28562. Ready to take the next step toward your financial goals? Contact us today at 252-633-4766 or visit our website at First Flight for more information. Let's make your financial dreams soar!
Branch History & Mission
A Future-Focused Approach
As technology advances, so do we. First Flight ensures that our digital offerings are user-friendly and secure. Our online banking services allow you to manage your accounts anytime, anywhere. Additionally, with mobile payments and e-statements available, staying connected with your finances has never been easier. We invite you to join First Flight and experience firsthand how we prioritize your financial success while uplifting our community. Come visit us during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM or give us a call at 252-633-4766. Discover how being part of First Flight can benefit you today!
Commitment to Community
At First Flight, we are more than just a credit union; we are an integral part of the New Bern community. We actively engage in various outreach programs and partnerships aimed at enhancing the well-being of our neighbors. Whether it's sponsoring local events or providing educational resources on financial literacy, we are dedicated to making a positive impact. While members can visit us at 3127 M L King Jr Blvd, official correspondence should be sent to 3127 Dr M L King Jr Blvd, New Bern, NC 28562. We also offer convenient features such as drive-thru banking and ATM access to make your banking experience smooth and efficient.
Our Evolution
From our humble beginnings, First Flight has grown significantly. With total assets reaching an impressive $244,727,581, we have continuously expanded our services to meet the needs of our diverse membership. Our dedicated team of 69 employees works tirelessly to provide personalized service, ensuring that each member feels valued and supported in their financial journey. Our mission is clear: to empower our members through accessible financial services while fostering community development. We believe that when our members succeed, the entire community thrives. This belief drives us to offer a wide range of products including personal banking, auto loans, mortgage options, and business banking solutions.
Branch Location & Accessibility
Welcome to First Flight, your trusted credit union located at 3127 M L King Jr Blvd in beautiful New Bern, NC! Our branch is conveniently situated near local landmarks, making it easy for you to stop by for all your banking needs. Whether you're heading out for errands or just enjoying a day in the city, we're right here to help. While members can visit us at 3127 M L King Jr Blvd, official correspondence should be sent to our mailing address at 3127 Dr M L King Jr Blvd, New Bern, NC 28562. We strive to ensure that every visit is comfortable and accessible for everyone. Our location is ADA compliant, featuring ramps and designated parking spaces to accommodate all members. At First Flight, we understand that your time is valuable. That's why we offer convenient drive-thru banking services for quick deposits and withdrawals without leaving your vehicle. Plus, with an ATM available on-site, you can easily access cash whenever you need it. Our friendly team is here to assist you during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 6:00 pm. Feel free to give us a call at 252-633-4766 if you have any questions or need assistance. We invite you to come experience the welcoming atmosphere at First Flight. Whether you're looking to open an account or simply want to chat about our services like auto loans or personal banking options, we're here for you! Visit us today and discover how we can help you achieve your financial goals.
Member Eligibility
Joining the First Flight family is like stepping into a community that truly cares about you and your financial well-being. If you're looking to become a member, you'll find that eligibility is quite welcoming. You can join us if you live, work, or worship in the New Bern area, or if you're a family member of an existing member. This inclusive approach means there's a place for everyone at our branch! Being part of First Flight not only opens doors to various financial services but also connects you to a network dedicated to your success. For detailed eligibility criteria, feel free to check out our website at this link. Opening an account with us is a breeze! Simply visit our account opening page at this link or give us a call at (252) 633-4766 for any questions you might have. We're here to guide you through the process and ensure your experience is smooth and enjoyable. We can't wait for you to join us at our location on 3127 M L King Jr Blvd New Bern Nc 28562!
Business Banking & Commercial Services
Merchant Services That Matter
In addition to loans, we offer merchant services that simplify transactions for your business. Picture this: You're at a bustling market, and customers want to make quick purchases using their cards. With our merchant solutions, you can process payments effortlessly, ensuring customer satisfaction while boosting your sales. At First Flight, located at 3127 M L King Jr Blvd New Bern Nc 28562 in New Bern, NC, we are dedicated to being your partner in growth. Connect with us today at (252) 633-4766 to discover how our tailored banking services can elevate your business.
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital you need to invest in new equipment, hire staff, or expand your operations. Our business loans can be the stepping stone to reaching those goals.
Comprehensive List Of Services
Accessible Branch Services
For those who prefer face-to-face interactions, our basic drive-thru banking provides quick service for deposits, withdrawals, and simple transactions without leaving your car. We also have an ATM available on-site to ensure all your banking needs are met swiftly. At First Flight, we're dedicated to enhancing the financial well-being of our members through personalized service and innovative products. If you're ready to take control of your finances or have questions about any of our offerings, don't hesitate to reach out! You can contact us at 252-633-4766 or visit us at our branch in New Bern. Explore all that we have to offer by visiting our website today!
Business Banking Services
For local business owners, we understand the importance of having a robust financial partner. Our business banking services, including merchant services and business loans, are crafted to support your growth. With these tools at your disposal, managing cash flow becomes less daunting.
Convenient Digital Banking
In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking solutions. With these services, accessing your accounts anytime is simple whether it's checking balances or transferring funds between accounts. Our members also benefit from ATM access for quick cash withdrawals and balance checks without waiting in line.
Credit Card Options
When it comes to spending wisely, our credit cards with rewards program allows you to earn points on everyday purchases. Picture yourself enjoying travel perks or cashback just for using your card it's an excellent way to make your money work harder for you!
Personal Banking Solutions
For individuals seeking reliable banking options, First Flight offers various checking and savings accounts that fit different lifestyles. Imagine having an account that allows you to easily manage your day-to-day expenses while also helping you save for future goals. Our auto loans and vehicle financing options are designed to help you get behind the wheel of your dream car without breaking the bank. If you're considering buying a home or refinancing your existing mortgage, we provide competitive mortgage loans that can cater to your unique situation. Additionally, our personal loans and debt consolidation services can assist you in managing expenses or consolidating multiple debts into one easy payment.
Digital & Online Banking
Key Features
Imagine being able to check your balance, pay bills, and transfer money all from the comfort of your home or on the go. Our 24/7 online banking services let you do just that! You can easily access your accounts whenever you need, eliminating the hassle of waiting in line. With features like e-statements, you can go paperless and receive your account statements electronically. This not only helps the environment but also keeps your information organized and accessible. Plus, our electronic signature authorization makes signing documents a breeze no more printing or mailing! For those who are always on the move, our mobile application is perfect for you. It allows you to manage your finances right from your smartphone. You can even utilize mobile payments for quick and easy transactions without needing cash or cards. Need to send money to a friend? Our person-to-person transfers make it simple to share funds instantly, whether it's splitting a dinner bill or sending a gift.
Security and Support
We prioritize your security with robust measures in place to protect your data. When using our digital services, you can rest assured that your information is safe. If you ever have questions or need assistance, our friendly team is just a phone call away at (252) 633-4766. In short, with the digital and online banking services at First Flight, you gain convenience without sacrificing security. Experience effortless banking today!
Financial Strength
Commitment to Reinvestment
With $27,828,109 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as well; with $3,661 in used auto loans and $147,964,077 in total loans and leases, we support our members' financial goals across various sectors.
Growing Member Trust
Total Share and Deposit Accounts stand at 36,583, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $523,791. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Flight is your trusted partner. Visit us at 3127 M L King Jr Blvd New Bern Nc 28562 or call (252) 633-4766 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Member-Centric Savings Options
Members' savings are secured through $45,497,154 in share certificates and $45,638,588 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operational efficiency is reflected in our $2,316,625, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Our Strong Financial Position
With a net worth of $30,773,879, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,254 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,866,247 in used vehicle loans and $11,090,014 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle, whether it's brand new or gently used.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,479,867, make buying or refinancing simple. We guide you through the process and help ensure you find a loan that fits your budget.
Personal Loans & Credit Lines
If you're looking for extra cash for personal projects or emergencies, our personal loans are here to help. Additionally, our total credit lines amounting to $45,482,038 provide flexibility when you need it most.
Refinancing Options
If you're considering refinancing any existing loans, we invite you to explore our options as well. You might find better rates or terms that suit your current financial situation more effectively. At First Flight, located at 3127 M L King Jr Blvd New Bern Nc 28562, New Bern, NC, we're dedicated to providing personalized service and support throughout your borrowing experience. If you have any questions or want more information about eligibility and application processes, feel free to call us at (252) 633-4766. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to find the right loan solution for you!
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This can be a great option if you're looking for an easy way to manage daily expenses without worrying about collateral.
Loan Aggregator
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