Type of Loan Offerings
Home Equity Loans
Mortgage Loans
Personal Loans
Vehicle Loans
Introduction
Call to Action
Join us at First Flight and discover how we can help you soar towards your financial aspirations! Visit us today or call us at (919) 851-5690 for personalized assistance. Together, let's build a brighter financial future! For more information about our services or to open an account online, check out our website at First Flight.
Community Impact and Leadership
Under the guidance of our CEO Tabitha Allen and Board President Greg Williams, First Flight is dedicated to making a positive impact in Cary and beyond. We take pride in our strong financial standing with total deposits amounting to $28,573,081 and a net worth of $30,773,879 which enables us to invest back into the community we love. Our friendly staff of 69 employees is here to ensure that your experience with us is as smooth as possible. Whether you're looking for competitive loan rates or convenient online banking options, we're committed to providing services that empower you financially.
Branch History & Mission
Commitment to Innovation
In today's digital world, First Flight embraces technology while maintaining a personal touch. We offer online banking and mobile payment options for convenience without compromising security. Our facilities are ADA compliant to ensure everyone has access to our services.
Join Us
We invite you to become part of the First Flight family. Experience the benefits of being a member-focused credit union where your needs come first. Whether you are new to banking or looking for better financial solutions, we are here for you. Visit us today or reach out at 919-851-5690 for more information about how we can help you achieve your financial goals!
Our Mission
At First Flight, our mission is simple yet profound: to empower our members through financial education and support. We believe that everyone deserves access to quality financial services that can help them achieve their dreams. Whether you're looking to buy your first home or seeking assistance with debt consolidation, we're here to guide you every step of the way. Our values extend beyond just providing banking services; we actively engage with our community through various outreach programs and partnerships. We strive to make a positive impact in Cary and surrounding areas by supporting local initiatives and fostering economic growth. While members can visit us at 1815 Kildaire Farm Rd, official correspondence should be sent to 1815 Kildaire Farm Rd, Suite A, Cary, NC 27518.
Branch Location & Accessibility
Get in Touch
We invite you to come by or call us at 919-851-5690 for any questions or assistance. Let First Flight be your partner in navigating your financial journey!
Nearby Landmarks and Features
Situated near the bustling Kildaire Plaza Shopping Center, our branch is in a prime spot for both shopping and banking. You'll find plenty of parking available right outside our doors, making it easy to pop in whenever you need assistance. We are committed to ensuring everyone feels welcome at our branch, which includes ADA-compliant features for easy access.
Operating Hours
Our lobby is open Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 6 PM. This schedule allows you flexibility during the week to visit us at a time that suits you best. If you're looking for a personal touch in your banking experience, our dedicated team is ready to assist with everything from checking accounts to auto loans.
Services Offered
At First Flight, we provide a wide range of services tailored to meet your financial needs. Whether you're interested in personal banking solutions like checking and savings accounts, or looking into options for auto loans and mortgages, we've got you covered. Our online and mobile banking services also allow you to manage your accounts conveniently from anywhere. While members can visit us at 1815 Kildaire Farm Rd Cary Nc 27518, official correspondence should be sent to our mailing address at 1815 Kildaire Farm Rd, Suite A, Cary, NC 27518.
Member Eligibility
Joining First Flight is like becoming part of a welcoming family that truly cares about your financial well-being. To become a member, you need to meet some simple eligibility criteria, which include living, working, or worshiping in the community we serve. We're proud to support our local families and businesses! For more details on what qualifies you for membership, feel free to check out the specific criteria at https://www.efirstflight.com/?page_id=164. Once you're ready to take this exciting step, opening an account is straightforward and convenient. You can find everything you need to get started at https://loans.efirstflight.com/. If you have any questions or need assistance along the way, don't hesitate to give us a call at (919) 851-5690. We're here to help you on your journey toward a brighter financial future at First Flight, located at 1815 Kildaire Farm Rd Cary Nc 27518.
Business Banking & Commercial Services
Merchant Services That Work for You
In today's fast-paced market, having reliable merchant services is crucial for smooth transactions. Our services help you accept payments easily, manage cash flow efficiently, and provide a seamless experience for your customers. Picture this: a busy day at your store where sales are coming in swiftly without any hiccups our merchant services make this possible. By choosing First Flight, you're not just getting a bank; you're gaining a partner committed to your success. Visit us at 1815 Kildaire Farm Rd Cary Nc 27518, Cary, NC or call us at (919) 851-5690 to learn more about how we can assist your business today!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine securing a loan that allows you to purchase new equipment or invest in marketing efforts. With our tailored loan options, you can unlock potential and take bold steps toward achieving your business goals.
Comprehensive List Of Services
Business Banking Services
If you're a business owner, First Flight has tailored solutions just for you. Our business banking services include merchant services that make accepting payments easier and more efficient, as well as business loans that can help you expand or manage your operations smoothly.
Connect With Us
Our friendly staff at First Flight is always ready to assist you with any questions about our services or how they can benefit you personally. We invite you to visit us or give us a call at (919) 851-5690 for more information about how we can help meet your financial needs. Explore all that First Flight has to offer by visiting our website at https://www.efirstflight.com/. We look forward to serving you!
Credit Cards and Rewards
We know that making everyday purchases can also be rewarding! That's why we offer credit cards with rewards programs that allow you to earn points on your spending. Whether it's cash back or travel rewards, these cards add value to your financial life.
Digital Banking Convenience
In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking options. With easy access to your accounts anytime and anywhere, managing your finances has never been simpler. You can check balances, transfer funds, pay bills, and even send money directly to friends through person-to-person payments all from the palm of your hand. Although we don't have ATMs or drive-thru services available at this location, our digital banking features ensure that you can handle transactions effortlessly. Plus, e-statements allow for quick access to your account information while keeping everything eco-friendly.
Personal Banking Solutions
One of the core offerings at First Flight is our personal banking services. We understand that checking and savings accounts are essential for everyday life, so we provide accounts that fit various lifestyles. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are designed to help you drive away in your dream car without breaking the bank. For those looking to invest in real estate, our mortgage loans and refinancing options can guide you through the home buying process or help you save money on your current mortgage. Additionally, if you find yourself facing unexpected expenses or need assistance with debt management, our personal loans and debt consolidation services are here to support you during challenging times.
Digital & Online Banking
At First Flight, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, our online banking solutions let you stay connected to your accounts anytime, anywhere. With just a few clicks, you can access your account through our user-friendly online platform at https://www.efirstflight.com/. Here, you can check balances, transfer funds, and even manage your e-statements saving you time and paper. Plus, our electronic signature authorization makes signing documents easy and secure, so you can complete transactions without the hassle of printing or mailing paperwork. For those who love to pay on the go, our mobile payments feature allows you to make quick payments right from your smartphone. And if you prefer managing your accounts through an app, our mobile application is available for download, giving you control over your finances right in your pocket. Need to send money to friends or family? Our person-to-person transfer service makes it simple to send funds instantly. No more waiting for checks to clear just fast and straightforward transactions whenever you need them. We're committed to providing 24/7 online banking services so you can access your money whenever it suits you. With all these features combined, First Flight ensures that managing your finances is not only easy but also secure. Join us today and experience the convenience of modern banking!
Financial Strength
A Solid Foundation
With a net worth of $30,773,879, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,254 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Building Trust Through Membership Growth
Total Share and Deposit Accounts: 36,583, showing a strong and growing member base that trusts us with their finances. Our net shares amount to $523,791, which represents funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Flight is your trusted partner. Visit us at 1815 Kildaire Farm Rd Cary Nc 27518 or call (919) 851-5690 to learn more about how we can help you achieve your financial goals.
Investing Back into Our Community
With $27,828,109 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $3,661 in used auto loans and $147,964,077 in total loans and leases, supporting our members' financial goals across various sectors.
Member-Centric Savings Options
Members' savings are secured through $45,497,154 in share certificates and $45,638,588 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Reflecting Operational Efficiency
Our $2,316,625 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,866,247 in used vehicle loans and $11,090,014 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier than ever to own the vehicle you need.
Credit Lines and Personal Loans
In addition to auto and mortgage loans, we also offer credit lines totaling $45,482,038. These lines can be an excellent option for managing unexpected expenses or consolidating debt. Our goal is to empower you with financial solutions that work best for your unique situation.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,479,867, make buying or refinancing simple. We offer competitive rates and personalized service to help you navigate through the process smoothly.
Unsecured Credit Card Loans
We also provide flexible terms on unsecured credit card loans. Although our total amount in unsecured credit card loans currently stands at $0, we are committed to offering options that help our members manage their finances effectively when they do become available. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please don't hesitate to reach out. Our team is dedicated to finding solutions that fit your needs. For more information about our loan offerings or to start your application today, visit us at our branch located at 1815 Kildaire Farm Rd Cary NC 27518, or give us a call at 919-851-5690. We're here Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let First Flight help you take control of your financial journey!
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