CAROLINAS TELCO FEDERAL CREDIT UNION

Welcome to Carolinas Telco, your trusted financial partner since 1979, located right in the heart of Charlotte at 5023 Central Ave, Charlotte, NC 28205. With a commitment to serving our community, we proudly support over 32,491 members and manage assets totaling an impressive $513,274,814. Our mission is to provide accessible and reliable banking services tailored to meet the unique needs of each member. At Carolinas Telco, we understand that every financial journey is different. That's why we offer a wide range of services, including personal banking solutions like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We also cater to business needs through our merchant services and business loans. Our dedicated team of 93 employees, led by CEO Jimmy Womack Jr. and Board President Larry Shumpert, is here to ensure you receive personalized service every step of the way. As a member-focused credit union, we are proud of our strong financial health reflected in our robust net worth of $74,040,871 and total deposits amounting to $44,685,403. Additionally, with cash in hand totaling $4,599,569, we are well-equipped to help you achieve your financial goals. Whether you're looking for straightforward banking solutions or specialized lending options like our competitive auto loans or flexible personal loans our team is ready to assist you. While members can visit us at our branch for face-to-face service, official correspondence should be sent to the same address: 5023 Central Ave, Charlotte, NC 28205. We invite you to explore how Carolinas Telco can enhance your financial well-being. Give us a call at 704-391-5600 or visit our website at www.ctelco.org to learn more about what we offer. Your journey toward financial empowerment starts here!

Welcome to the heart of Charlotte, where Carolinas Telco has been a trusted financial partner since its establishment in 1979. Located at 5023 Central Ave, Charlotte, NC 28205, our branch has grown alongside the community, evolving to meet the diverse needs of our members. Over the years, we have proudly served a vibrant membership base of 32,491 individuals and families, helping them achieve their financial goals while building lasting relationships. At Carolinas Telco, our mission is clear: to provide exceptional financial services that empower our members and enhance their lives. We are dedicated not only to offering competitive products like checking accounts, auto loans, and credit cards with rewards but also to fostering a supportive environment where every member feels valued. Our commitment extends beyond banking; we actively engage in community outreach initiatives that uplift and support those around us. The journey of Carolinas Telco reflects resilience and dedication. From humble beginnings to amassing total assets of over $513 million, we have consistently focused on growth through innovation. Our branch features modern conveniences such as an ATM and drive-thru services for quick transactions, ensuring accessibility for all members. We also embrace technology with online and mobile banking options that make managing finances easy and convenient. While you can visit us at 5023 Central Ave, please note that official correspondence should be sent to the same address as our mailing address is identical. With operating hours from 9:00 AM - 5:30 PM on Monday, Thursday, and Friday, and from 9:00 AM - 5:00 PM on Tuesday and Wednesday, we are here to assist you when you need us most. Our dedication doesn't stop at providing financial services; we pride ourselves on being an active member of the Charlotte community. Through partnerships with local organizations and participation in various outreach programs, we aim to make a positive impact in the lives of those around us. If you're looking for a credit union that truly cares about its members and the community it serves, look no further than Carolinas Telco. Join us today and experience the difference of being part of a supportive financial family. For any inquiries or assistance, don't hesitate to reach out at 704-391-5600. Together, let's build a brighter future!

Welcome to Carolinas Telco, your trusted credit union located conveniently at 5023 Central Ave in Charlotte, NC. This location is easy to find, nestled near the bustling intersection with nearby landmarks that include local shops and parks, making it a perfect stop for all your banking needs. Whether you're popping in for a quick transaction or looking to explore our comprehensive financial services, our branch is designed with accessibility in mind. We offer ample parking and features that comply with ADA standards, ensuring everyone can visit us comfortably. Our operating hours are tailored to fit your busy schedule. We're open Monday, Thursday, and Friday from 9:00 AM to 5:30 PM, and Tuesday and Wednesday from 9:00 AM to 5:00 PM. If you need assistance outside these hours, don't hesitate to give us a call at 704-391-5600; our friendly team is ready to help. For your convenience, we provide ATM access right here at the branch and offer drive-thru banking for quick deposits and withdrawals. Whether you're managing personal accounts or exploring business banking options, our knowledgeable staff is here to guide you through every step of your financial journey. While members can visit us at 5023 Central Ave, official correspondence should be sent to the same address as our mailing address does not differ. We invite you to stop by today or reach out via phone if you have any questions about how we can serve you better!

At Carolinas Telco, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the Charlotte area, you're likely eligible to join us. We also encourage family members of existing members to apply. This means that when you choose Carolinas Telco, you're not just gaining access to fantastic financial services; you're also joining a family that looks out for one another. To learn more about the specific eligibility criteria, feel free to check out our detailed information at Carolinas Telco Eligibility. When you're ready to open your account, our process is straightforward and friendly. Just give us a call at 704-391-5600 or visit us at our branch located at 5023 Central Ave, Charlotte, NC 28205. We can't wait to welcome you into our community!